Bearcreek, MT

Montana · Metropolitan Area

Bearcreek is a small town in Montana with a population of 93. Residents earn $111,500 per year, which is 48% above the national average.

4.9 /5.0
A+ Excellent
93 Population 845/sq mi density
$111,500 Median Income $105,524 per capita
$191,700 Home Value
$840 Median Rent 11.4% income on rent
43°F Avg Temperature 276 sunny days/yr
A+
Overall
4.9 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$111,500 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$191,700 home value, $840/mo rent
A+
Education
4.6 / 5.0
45.2% bachelor's degree or higher
Median Income $111,500
48% higher than US avg
Home Value $191,700
32% lower than US avg
Bachelor's+ 45.2%
34% higher than US avg
Median Rent $840
28% lower than US avg
Obesity Rate 32.4%
1% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 5.9%
52% lower than US avg

How Bearcreek Compares to the U.S. Average (100% = U.S. avg)

People

Population93
Median Age51.3 yrs
Density845/mi²
Male / Female72% / 28%
Largest GroupWhite 98%
Veterans89.0%

Economy

A+
Median Income$111,500
Per Capita$105,524
Unemployment0.0%
Poverty5.9%
County GDP$524M
Commute30 min

Housing

A+
Home Value$191,700
Rent$840
OwnershipN/A
Housing Units50
Rent Burden11.4%

Health

Obesity32.4%
Uninsured9.9%
Smoking13.5%
Depression24.1%
Heart Disease5.4%

Climate

Avg Temp43°F (6°C)
AQI26 (Good)
Rain22.7 in/yr
Sunny Days276/yr
Elevation4,551 ft (1,387 m)

Education

A+
Bachelor's+45.2%
High School+100.0%
Graduate+3.7%
School Score5.68

Community

2024 VoteR 65% / D 32%
Commute30 min
Broadband34.0%
Libraries3

Is Bearcreek a Good Place to Live?

Based on current data, Bearcreek receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, affordable housing. Bearcreek stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Bearcreek is $111,500, which is significantly higher than the national average — 48% above $75,149. This places Bearcreek among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Bearcreek is $191,700, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $840 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 45.2% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Bearcreek has a cool climate with an average annual temperature of 43°F. Winters average 26°F in January while summers reach 66°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 22.7 inches, including 141.9 inches of snow. Air quality is rated Good with a median AQI of 26.

Bearcreek has a population of 93 with a density of 845 people per square mile. The median age is 51.3 years, 32% older than the national median of 38.9. The city is predominantly White (97.8%), with 2.2% Hispanic.

Population

93
Total Population
845
People / sq mi
51.3yrs
Median Age
32% above US avg
0.1mi²
Land Area

Gender Distribution

Male 72%
Female 28%

Race & Ethnicity

Bearcreek vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Bearcreek vs U.S. Average

The median household income in Bearcreek is $111,500, which is 48% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 5.9% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Bearcreek vs U.S.

Commute Mode

Income

Median HH Income$111,500
48% above US avg
Per Capita Income$105,524
Avg Weekly Wage$913
IRS Avg AGI$78,896

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate5.9%
52% below US avg
Establishments (County)644
County GDP$524M

Business (County)

Restaurants62
Healthcare28
Retail44
Manufacturing10

Tax & Cost of Living

Property Tax (IRS)$4,205
20% above US avg
Effective Tax Rate2.19%

Commute & Transportation

Commute Time30.2 min
Drive Alone34.6%
Public Transit12.8%
Work from Home2.6%

Walkability

The median home value in Bearcreek is $191,700, 32% below the national average. Monthly rent averages $840 (28% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$191,700
32% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$840
28% below US avg
Rent Burden11.4%

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied58.8%
Housing Units50
Median Year Built1965

Property Tax

Avg Tax (IRS)$4,205
20% above US avg
Effective Rate2.19%
In Bearcreek, 32.4% of adults are obese (above the 32.1% national rate). 9.9% of residents lack health insurance. 13.5% are current smokers. 24.1% report depression. 19.5% are physically inactive.

Health Metrics: Bearcreek vs U.S. Average (%)

Chronic Conditions

Obesity32.4%
1% above US avg
Diabetes8.1%
Heart Disease5.4%
High Blood Pressure30.7%
Asthma10.5%
COPD5.7%
Cancer7.6%
Stroke2.8%

Behaviors & Mental Health

Smoking13.5%
4% below US avg
Binge Drinking24.5%
Physical Inactivity19.5%
Depression24.1%
Mental Distress17.2%
Physical Distress12.4%
Short Sleep31.8%

Healthcare Access

Insurance Rate85.1%
Uninsured9.9%
15% above US avg
Checkup Rate68.0%
Dental Visits66.6%
Premature Death7,238/100K

Food & Exercise

Food Environment8.7/10
Exercise Access49.8%
Healthcare Facilities28
Bearcreek has an average annual temperature of 43°F (6°C). Winters average 26°F in January while summers reach 66°F in July. Annual precipitation is 22.7 inches. The area enjoys 276 sunny days per year. Air quality is rated Good with a median AQI of 26.

Temperature

26°F Jan (-4°C) 66°F Jul (19°C)
Annual Average43.4°F
20% below US avg
January Average26°F (-4°C)
July Average66°F (19°C)
Sunny Days276 days/yr

Precipitation & Snow

Annual Rainfall22.7 inches
40% below US avg
Snowfall141.9 inches/yr

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation4,551 ft (1,387 m)
Area0.1 sq mi (0.3 km²)
Population Density845/sq mi
Coordinates45.1606°N, 109.1574°W
TimezoneAmerica/Denver
County FIPS30009
It is classified as Metro — under 250K. 45.2% of residents hold a bachelor's degree or higher (34% above US avg). In the 2024 election, the county voted Republican by a 32.4-point margin. 34.0% of households have broadband internet.

2024 Presidential Election (County)

R 64.7%
D 32.3%

Winner: Republican by 32.4 points

Education

Bachelor's Degree+45.2%
34% above US avg
High School+100.0%
Graduate Degree+3.7%
School Test Score5.68
A+ Education Grade (4.6/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density845/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access34.0%
Public Libraries3
Healthcare Facilities28
Restaurants62
Retail Stores44

Safety & Disasters

Fatal Crashes (County/yr)3
FEMA Disaster Declarations182

Commute & Transportation

Avg Commute30.2 min
Drive Alone34.6%
Public Transit12.8%
Work from Home2.6%

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