Median Income
$60,074
20% lower than US avg
Home Value
$130,100
54% lower than US avg
Violent Crime
298/100K
22% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
48.7%
52% higher than US avg
Unemployment
8.9%
147% higher than US avg
Poverty Rate
18.8%
52% higher than US avg
How Bell Compares to the U.S. Average (100% = U.S. avg)
People
Population411
Median Age35.5 yrs
Density87/mi²
Male / Female46% / 54%
Largest GroupWhite 1%
Veterans1.6%
Economy
C+
Median Income$60,074
Per Capita$15,034
Unemployment8.9%
Poverty18.8%
County GDP$593M
Commute28 min
Housing
A+
Home Value$130,100
Ownership95.6%
Zillow$153,474
Housing Units82
Rent Burden25.3%
Crime
F
Violent298/100K
Property4,018/100K
Health
Obesity48.7%
Uninsured14.2%
Smoking30.2%
Depression27.0%
Heart Disease9.2%
Climate
Avg Temp59°F (15°C)
AQI45 (Good)
Sunny Days318/yr
Elevation1,077 ft (328 m)
Education
A
Bachelor's+0.0%
High School+81.6%
Graduate+0.0%
School Score4.32
Community
2024 VoteR 81% / D 18%
Commute28 min
Broadband91.0%
EV Stations1
Libraries2
Is Bell a Good Place to Live?
Based on current data, Bell receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Bell offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bell is $60,074, 20% below the national average of $75,149. At 8.9%, unemployment is notably high. The poverty rate of 18.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Bell is $130,100, 54% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Bell is below the national average at 298 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,018 per 100,000, 105% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 81.6% have completed high school. Area schools have an average test score of 4.3/10.
Climate & Weather
Bell enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 79°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 45.
Bell has a population of 411 with a density of 87 people per square mile, spread across 8.6 square miles. The median age is 35.5 years, 9% younger than the national median of 38.9. The gender split is 54% female and 46% male. The city is predominantly Hispanic (99.3%). English is the primary language spoken at home by 84.9% of residents, while 15.1% speak Spanish. 1.6% of the population are veterans, below the national rate of 6.0%. 19.0% of residents have a disability (above the 13.0% national average). 53.6% have health insurance coverage.
Population
35.5yrs
Median Age
9% below US avg
Language Spoken at Home
English Only
84.9%
8% above US avg
Spanish
15.1%
13% above US avg
The median household income in Bell is $60,074, which is 20% below the national average of $75,149. Per capita income is $15,034 (below the $39,052 national figure). The average weekly wage is $815, 43% lower than the U.S. average. The unemployment rate is 8.9% (above the 3.6% US average). 18.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 355 business establishments, including 25 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,074 |
| 20% below US avg |
| Per Capita Income | $15,034 |
| Avg Weekly Wage | $815 |
| IRS Avg AGI | $44,121 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.9% |
| 147% above US avg |
| Poverty Rate | 18.8% |
| 52% above US avg |
| Establishments (County) | 355 |
| County GDP | $593M |
Business (County)
| Restaurants | 25 |
| Healthcare | 17 |
| Retail | 57 |
| Manufacturing | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $1,870 |
| 47% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 1.44% |
Commute & Transportation
| Commute Time | 28.2 min |
| Drive Alone | 90.7% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Bell is $130,100, 54% below the national median of $281,900. Zillow estimates the typical home value at $153,474, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 95.6% of housing units are owner-occupied (above the 65.4% national rate). There are 82 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $1,870 (lower than the $3,500 national average). 25.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $130,100 |
| 54% below US avg |
| Zillow ZHVI | $153,474 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 95.6% |
| Owner-Occupied | 95.6% |
| Renter-Occupied | 4.4% |
| Housing Units | 82 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $1,870 |
| 47% below US avg |
| Effective Rate | 1.44% |
In Bell, 48.7% of adults are obese, above the national rate of 32.1%. 17.7% have diabetes (above the 10.5% national rate). Heart disease affects 9.2% of residents, above the national average. 42.6% have high blood pressure. 30.2% are current smokers (above the 14.0% national rate). 13.1% report binge drinking. 42.0% are physically inactive, above the national average. 27.0% report depression (above the 20.0% national average). 23.8% experience frequent mental distress. 14.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,883. The dentist ratio is 1:3,915. 15.8% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Bell vs U.S. Average (%)
Chronic Conditions
| Obesity | 48.7% |
| 52% above US avg |
| Diabetes | 17.7% |
| Heart Disease | 9.2% |
| High Blood Pressure | 42.6% |
| Asthma | 15.1% |
| COPD | 11.5% |
| Cancer | 6.3% |
| Stroke | 5.4% |
Behaviors & Mental Health
| Smoking | 30.2% |
| 116% above US avg |
| Binge Drinking | 13.1% |
| Physical Inactivity | 42.0% |
| Depression | 27.0% |
| Mental Distress | 23.8% |
| Physical Distress | 20.4% |
| Short Sleep | 45.3% |
Healthcare Access
| Insurance Rate | 53.6% |
| Uninsured | 14.2% |
| 65% above US avg |
| Primary Care | 1:3,883 |
| Dentists | 1:3,915 |
| Mental Health | 1:418 |
| Checkup Rate | 76.4% |
| Dental Visits | 41.1% |
| Premature Death | 16,046/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 15.8% |
| Healthcare Facilities | 17 |
Bell has a violent crime rate of 298 per 100,000 residents, 22% below the national average of 380. Property crime stands at 4,018 per 100,000, 105% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Bell receives a safety grade of F.
Crime Rates: Bell vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 297.6/100K |
| 22% below US avg |
| |
Property Crime
| Total Property | 4,017.9/100K |
| 105% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bell enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 79°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 1,077 feet.
Temperature
38°F Jan (3°C)
79°F Jul (26°C)
| Annual Average | 59.1°F |
| 9% above US avg |
| January Average | 38°F (3°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 1,077 ft (328 m) |
| Area | 8.6 sq mi (22.2 km²) |
| Population Density | 87/sq mi |
| Coordinates | 35.7297°N, 94.5679°W |
| Timezone | America/Chicago |
| County | Adair County County |
| Nearest Airport | Fort Smith Regional (FSM)
31 miles away |
Precipitation & Snow
Wettest Month (May)
5.79"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0439 ppm |
| SO₂ (Sulfur Dioxide) | 0.46 ppb |
| CO (Carbon Monoxide) | 0.31 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 53.8 / 100 |
| Social Vulnerability | 77.5 / 100 |
| Community Resilience | 2.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
73 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.9 on Aug 14, 2024.
| Aug 24, 2021 |
1 km S of Quinton, Oklahoma |
M3.7 |
100 km |
| Aug 18, 2019 |
1 km ENE of Quinton, Oklahoma |
M3.7 |
98 km |
| Nov 15, 1990 |
16 km NNW of Hector, Arkansas |
M3.5 |
139 km |
| Aug 22, 2021 |
3 km ESE of Quinton, Oklahoma |
M3.4 |
98 km |
| Jul 22, 2021 |
2 km E of Quinton, Oklahoma |
M3.3 |
97 km |
| Feb 7, 2020 |
2 km SSW of Quinton, Oklahoma |
M3.2 |
102 km |
| Feb 7, 2020 |
3 km SSW of Quinton, Oklahoma |
M3.2 |
102 km |
| May 27, 2007 |
9 km SW of Hanna, Oklahoma |
M3.2 |
143 km |
| Aug 12, 2019 |
1 km NE of Quinton, Oklahoma |
M3.2 |
97 km |
| Jun 3, 2022 |
10 km W of Quinton, Oklahoma |
M3.2 |
107 km |
| Mar 14, 2022 |
12 km E of Crowder, Oklahoma |
M3.1 |
112 km |
| Jan 7, 2018 |
7 km SW of Indianola, Oklahoma |
M3.1 |
134 km |
| Apr 1, 2020 |
2 km NE of Quinton, Oklahoma |
M3.1 |
96 km |
| Sep 21, 2019 |
2 km NNE of Quinton, Oklahoma |
M2.9 |
97 km |
| Feb 3, 2021 |
1 km SW of Quinton, Oklahoma |
M2.9 |
101 km |
| May 8, 2022 |
13 km WSW of Quinton, Oklahoma |
M2.9 |
112 km |
| Aug 14, 2024 |
13 km WSW of Quinton, Oklahoma |
M2.9 |
111 km |
| Aug 12, 2021 |
2 km E of Quinton, Oklahoma |
M2.8 |
98 km |
| Jul 8, 2019 |
3 km ENE of Quinton, OK |
M2.8 |
96 km |
| Mar 23, 2024 |
9 km SE of Foyil, Oklahoma |
M2.8 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
674 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 62 fatalities, 880 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 26, 1976 |
EF5 |
60 km |
2 |
| May 24, 2011 |
EF4 |
75 km |
4 |
| May 26, 1973 |
EF4 |
71 km |
5 |
| Apr 19, 1968 |
EF4 |
65 km |
14 |
| May 5, 1960 |
EF4 |
39 km |
5 |
| Jan 22, 1957 |
EF4 |
38 km |
10 |
| May 25, 2024 |
EF3 |
64 km |
0 |
| Mar 30, 2022 |
EF3 |
57 km |
0 |
| May 24, 2011 |
EF3 |
100 km |
1 |
| May 22, 2011 |
EF3 |
89 km |
0 |
| Dec 31, 2010 |
EF3 |
30 km |
4 |
| Mar 12, 2006 |
EF3 |
56 km |
0 |
| Mar 12, 2006 |
EF3 |
63 km |
0 |
| Jun 1, 1999 |
EF3 |
67 km |
2 |
| Jun 1, 1999 |
EF3 |
92 km |
0 |
| May 4, 1999 |
EF3 |
18 km |
0 |
| Apr 21, 1996 |
EF3 |
40 km |
2 |
| Apr 21, 1996 |
EF3 |
72 km |
2 |
| Nov 22, 1983 |
EF3 |
21 km |
0 |
| Dec 2, 1982 |
EF3 |
41 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (18,089 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
18,089 |
52 km |
| 2000 |
UNNAMED |
15,318 |
71 km |
| 2007 |
UNNAMED |
14,774 |
63 km |
| 1998 |
UNNAMED |
13,929 |
69 km |
| 2016 |
WEST CAVANAL FIRE |
13,100 |
77 km |
| 2004 |
UNNAMED |
12,086 |
55 km |
| 2016 |
UNNAMED |
11,929 |
69 km |
| 2017 |
MIDDLE RIDGE |
8,501 |
18 km |
| 2016 |
UNNAMED |
7,919 |
76 km |
| 2013 |
UNNAMED |
7,804 |
76 km |
| 2003 |
UNNAMED |
7,415 |
52 km |
| 2019 |
UNNAMED |
7,344 |
76 km |
| 2007 |
UNNAMED |
6,657 |
17 km |
| 2017 |
HILLTOP |
6,523 |
55 km |
| 2005 |
TEXANNA ROAD |
6,139 |
85 km |
| 2010 |
SPUD ROCK CENTRAL |
6,117 |
55 km |
| 2009 |
TELAMAY HOLLOW |
5,686 |
40 km |
| 2006 |
UNNAMED |
5,537 |
57 km |
| 2011 |
UNNAMED |
5,358 |
69 km |
| 2017 |
PERSIMMON RIDGE |
5,333 |
48 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
38°F (3°C) |
2.1 in |
Coldest, Driest |
| February |
41°F (5°C) |
2.6 in |
|
| March |
50°F (10°C) |
4.5 in |
|
| April |
59°F (15°C) |
4.6 in |
|
| May |
66°F (19°C) |
5.8 in |
Wettest |
| June |
74°F (23°C) |
4.3 in |
|
| July |
79°F (26°C) |
3.2 in |
Warmest |
| August |
78°F (26°C) |
3.6 in |
|
| September |
71°F (22°C) |
4.8 in |
|
| October |
60°F (16°C) |
4.2 in |
|
| November |
49°F (9°C) |
4.1 in |
|
| December |
40°F (4°C) |
3.2 in |
|
Bell has a seasonal temperature swing of 41°F / from 38°F in January to 79°F in July. Total annual precipitation is 46.8 inches, with May being the wettest month (5.8") and January the driest (2.1").
Average costs for common services in Bell. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $830 |
| Toddler | $717 |
| Preschool | $717 |
| Family Childcare (monthly) |
| Infant | $603 |
| Toddler | $555 |
| Preschool | $555 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bell
What is the population of Bell?
Bell has a population of 411 residents and is located in Oklahoma. The population density is 87 people per square mile, spread across 8.6 square miles. The median age of residents is 35.5 years, which is younger than the national median of 38.9 years. The population is 54% female and 46% male.
Is Bell expensive to live in?
Bell is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $60,074, 20% below the national average of $75,149. The median home value is $130,100 (54% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Bell safe?
Bell is safer than the national average, with a violent crime rate of 298 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,018 per 100,000 (above the national average). Overall, Bell receives a safety grade of F based on combined crime data.
What is the weather like in Bell?
Bell enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 38°F in January, while summers reach an average of 79°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Bell?
The job market in Bell faces challenges, with unemployment at 8.9% / significantly above the national rate of 3.6%. The average weekly wage is $815. There are 355 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 28 minutes, and 0.0% of workers work from home.
How much does housing cost in Bell?
The median home value in Bell is $130,100. Zillow estimates the typical home value at $153,474. The homeownership rate is 95.6%. The average annual property tax is $1,870.
How are the schools in Bell?
Schools in Bell have an average test score of 4.3 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 0.0% of adults in Bell hold a bachelor's degree or higher, below the national average of 33.7%. 81.6% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Bell?
The obesity rate in Bell is 48.7% (above the national rate of 32.1%). 30.2% of adults are smokers. 42.0% are physically inactive. 27.0% of residents report depression. 14.2% lack health insurance (above the national rate). 15.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,883.
What is transportation like in Bell?
The average commute in Bell is 28 minutes. 90.7% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Bell?
The racial and ethnic makeup of Bell is 0.7% White, 99.3% Hispanic or Latino. 84.9% of residents speak only English at home, while 15.1% speak Spanish. 1.6% of the population are military veterans. 19.0% of residents have a disability. 53.6% have health insurance coverage.
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