Median Income
$43,152
43% lower than US avg
Home Value
$160,900
43% lower than US avg
Violent Crime
166/100K
56% lower than US avg
Bachelor's+
16.4%
51% lower than US avg
Median Rent
$766
34% lower than US avg
Obesity Rate
38.3%
19% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
18.8%
52% higher than US avg
How Belmont Compares to the U.S. Average (100% = U.S. avg)
People
Population2,538
Median Age32.4 yrs
Density537/mi²
Male / Female47% / 53%
Largest GroupWhite 85%
Veterans4.0%
Economy
B
Median Income$43,152
Per Capita$23,775
Unemployment0.6%
Poverty18.8%
County GDP$767M
Commute26 min
Housing
A+
Home Value$160,900
Rent$766
Ownership62.2%
Zillow$162,704
Housing Units1,290
Rent Burden51.0%
Crime
F
Violent166/100K
Property2,660/100K
Health
Obesity38.3%
Uninsured12.9%
Smoking18.0%
Depression23.0%
Heart Disease6.2%
Climate
Avg Temp59°F (15°C)
AQI43 (Good)
Rain62.3 in/yr
Sunny Days302/yr
Elevation575 ft (175 m)
Education
C
Bachelor's+16.4%
High School+77.4%
Graduate+6.2%
School Score5.64
Community
2024 VoteR 89% / D 10%
Commute26 min
Broadband65.7%
EV Stations1
Libraries4
Is Belmont a Good Place to Live?
Based on current data, Belmont receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Belmont has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Belmont is $43,152, 43% below the national average of $75,149. The job market is very strong with unemployment at just 0.6%. The poverty rate of 18.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Belmont is $160,900, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $766 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Belmont is below the national average at 166 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,660 per 100,000, 36% above the national average.
Education
16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 77.4% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Belmont enjoys a moderate climate with an average annual temperature of 59°F. Winters average 39°F in January while summers reach 78°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 62.3 inches. Air quality is rated Good with a median AQI of 43.
Belmont has a population of 2,538 with a density of 537 people per square mile, spread across 4.7 square miles. The median age is 32.4 years, 17% younger than the national median of 38.9. The gender split is 53.2% female and 46.8% male. The city is predominantly White (85.1%), with 1.7% Hispanic. English is the primary language spoken at home by 83.8% of residents, while 16.2% speak Spanish. 4.0% of the population are veterans, below the national rate of 6.0%. 15.5% of residents have a disability. 86.0% have health insurance coverage.
Population
32.4yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
83.8%
7% above US avg
Spanish
16.2%
21% above US avg
The median household income in Belmont is $43,152, which is 43% below the national average of $75,149. Per capita income is $23,775 (below the $39,052 national figure). The average weekly wage is $896, 37% lower than the U.S. average. The unemployment rate is 0.6% (below the 3.6% US average). 18.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 481 business establishments, including 35 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 1.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,152 |
| 43% below US avg |
| Per Capita Income | $23,775 |
| Avg Weekly Wage | $896 |
| IRS Avg AGI | $55,703 |
| Gini Index | 0.465 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 18.8% |
| 52% above US avg |
| Establishments (County) | 481 |
| County GDP | $767M |
Business (County)
| Restaurants | 35 |
| Healthcare | 29 |
| Retail | 82 |
| Manufacturing | 37 |
Tax & Cost of Living
| Property Tax (IRS) | $1,953 |
| 44% below US avg |
| Cost of Living | 87.00 (100=avg) |
| Effective Tax Rate | 1.21% |
Commute & Transportation
| Commute Time | 25.8 min |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work from Home | 1.5% |
The median home value in Belmont is $160,900, 43% below the national median of $281,900. Zillow estimates the typical home value at $162,704. Monthly rent averages $766 (34% below the national average of $1,163). Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 62.2% of housing units are owner-occupied. There are 1,290 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $1,953 (lower than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 3.7x.
Home Values
| Census Median | $160,900 |
| 43% below US avg |
| Zillow ZHVI | $162,704 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $766 |
| 34% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 62.2% |
| Owner-Occupied | 62.2% |
| Renter-Occupied | 37.8% |
| Housing Units | 1,290 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $1,953 |
| 44% below US avg |
| Effective Rate | 1.21% |
In Belmont, 38.3% of adults are obese, above the national rate of 32.1%. 11.2% have diabetes. Heart disease affects 6.2% of residents. 36.7% have high blood pressure. 18.0% are current smokers (above the 14.0% national rate). 16.9% report binge drinking. 31.9% are physically inactive, above the national average. 23.0% report depression. 18.7% experience frequent mental distress. 12.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,750. The dentist ratio is 1:18,619. 51.1% of residents have access to exercise opportunities.
Health Metrics: Belmont vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.3% |
| 19% above US avg |
| Diabetes | 11.2% |
| Heart Disease | 6.2% |
| High Blood Pressure | 36.7% |
| Asthma | 9.6% |
| COPD | 7.9% |
| Cancer | 7.3% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 18.0% |
| 29% above US avg |
| Binge Drinking | 16.9% |
| Physical Inactivity | 31.9% |
| Depression | 23.0% |
| Mental Distress | 18.7% |
| Physical Distress | 14.8% |
| Short Sleep | 35.3% |
Healthcare Access
| Insurance Rate | 86.0% |
| Uninsured | 12.9% |
| 50% above US avg |
| Primary Care | 1:3,750 |
| Dentists | 1:18,619 |
| Mental Health | 1:881 |
| Checkup Rate | 77.1% |
| Dental Visits | 8.9% |
| Premature Death | 14,574/100K |
Food & Exercise
| Exercise Access | 51.1% |
| Healthcare Facilities | 29 |
Belmont has a violent crime rate of 166 per 100,000 residents, 56% below the national average of 380. Property crime stands at 2,660 per 100,000, 36% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Belmont receives a safety grade of F.
Crime Rates: Belmont vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 166.3/100K |
| 56% below US avg |
| |
Property Crime
| Total Property | 2,660.5/100K |
| 36% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Belmont enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 39°F in January while summers reach 78°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 62.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 575 feet.
Temperature
39°F Jan (4°C)
78°F Jul (25°C)
| Annual Average | 59.0°F |
| 9% above US avg |
| January Average | 39°F (4°C) |
| July Average | 78°F (25°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 575 ft (175 m) |
| Area | 4.7 sq mi (12.1 km²) |
| Population Density | 537/sq mi |
| Coordinates | 34.5050°N, 88.2083°W |
| Timezone | America/Chicago |
| County | Tishomingo County County |
| Nearest Airport | Tupelo Regional (TUP)
36 miles away |
Precipitation & Snow
Annual Rainfall
62.3"
64% above US avg
Wettest Month (Mar)
6.34"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 37.1 / 100 |
| Social Vulnerability | 77.9 / 100 |
| Community Resilience | 28.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
37 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.9 on Jun 25, 2020.
| Jul 15, 1995 |
21 km SSW of Berry, Alabama |
M3.3 |
125 km |
| Jun 23, 1990 |
12 km E of Vernon, Alabama |
M3.2 |
86 km |
| Sep 2, 1990 |
12 km NW of Fayette, Alabama |
M3.2 |
87 km |
| May 10, 2008 |
1 km SSE of Sherman, Mississippi |
M3.1 |
60 km |
| Jun 23, 1990 |
8 km N of Belk, Alabama |
M3.1 |
91 km |
| May 28, 2000 |
13 km S of Winfield, Alabama |
M3.0 |
85 km |
| May 28, 2000 |
3 km NE of Fayette, Alabama |
M3.0 |
96 km |
| May 4, 1994 |
12 km NNW of Addison, Alabama |
M3.0 |
91 km |
| May 4, 1994 |
2 km NNW of Addison, Alabama |
M3.0 |
98 km |
| May 4, 2007 |
4 km SSW of Jasper, Alabama |
M3.0 |
115 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
107 km |
| Jan 5, 2012 |
11 km NW of Oakman, Alabama |
M2.9 |
105 km |
| Jan 2, 2000 |
4 km SW of Lester, Alabama |
M2.9 |
107 km |
| Sep 13, 1998 |
6 km NNE of Coker, Alabama |
M2.9 |
144 km |
| Jun 25, 2020 |
4 km NNW of Berry, Alabama |
M2.9 |
105 km |
| May 13, 1999 |
7 km NW of Elkmont, Alabama |
M2.8 |
120 km |
| May 13, 1999 |
11 km S of Pulaski, Tennessee |
M2.8 |
126 km |
| Sep 20, 1990 |
6 km N of Elkmont, Alabama |
M2.8 |
126 km |
| Oct 3, 1993 |
3 km SW of Oakman, Alabama |
M2.8 |
117 km |
| Jun 7, 2005 |
21 km WNW of Rock Creek, Alabama |
M2.8 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
542 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 222 fatalities, 1,879 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2011 |
EF5 |
45 km |
72 |
| Apr 27, 2011 |
EF5 |
56 km |
23 |
| Apr 16, 1998 |
EF5 |
81 km |
3 |
| Apr 3, 1974 |
EF5 |
75 km |
28 |
| Apr 3, 1974 |
EF5 |
67 km |
28 |
| Feb 6, 2008 |
EF4 |
85 km |
4 |
| Feb 5, 2008 |
EF4 |
85 km |
3 |
| May 18, 1995 |
EF4 |
86 km |
3 |
| Apr 19, 1970 |
EF4 |
76 km |
4 |
| Apr 29, 1963 |
EF4 |
64 km |
3 |
| May 8, 2024 |
EF3 |
94 km |
0 |
| Mar 31, 2023 |
EF3 |
91 km |
9 |
| Mar 24, 2023 |
EF3 |
88 km |
2 |
| Dec 23, 2015 |
EF3 |
74 km |
0 |
| Apr 28, 2014 |
EF3 |
94 km |
2 |
| Apr 28, 2014 |
EF3 |
65 km |
0 |
| Apr 27, 2011 |
EF3 |
58 km |
0 |
| Apr 27, 2011 |
EF3 |
85 km |
0 |
| May 2, 2010 |
EF3 |
96 km |
3 |
| May 8, 2008 |
EF3 |
60 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: C-55 CHILLI LAKE (3,555 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
C-55 CHILLI LAKE |
3,555 |
88 km |
| 2014 |
UNNAMED |
3,112 |
79 km |
| 2017 |
UNNAMED |
3,031 |
87 km |
| 2006 |
WITCHDCE W |
2,846 |
92 km |
| 2020 |
BK OWL CREEK |
2,838 |
88 km |
| 2014 |
UNNAMED |
2,822 |
90 km |
| 2017 |
UNNAMED |
2,764 |
87 km |
| 2019 |
UNNAMED |
2,710 |
96 km |
| 2011 |
GREEN TOWER |
2,653 |
97 km |
| 2016 |
UNNAMED |
2,602 |
96 km |
| 2017 |
UNNAMED |
2,442 |
82 km |
| 2015 |
BIG TREE |
2,288 |
75 km |
| 2007 |
WITCHDANCE EAST |
2,285 |
91 km |
| 2018 |
UNNAMED |
2,264 |
85 km |
| 2017 |
UNNAMED |
2,248 |
99 km |
| 2010 |
BALLS MT. |
2,229 |
73 km |
| 2021 |
TOMBIGBEE CPT - 18/19/23/24 |
2,201 |
93 km |
| 2022 |
HOLLY SPRINGS BB 51/52/53 |
2,182 |
86 km |
| 2015 |
UNNAMED |
2,160 |
95 km |
| 2014 |
UNNAMED |
2,143 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
39°F (4°C) |
5.0 in |
Coldest |
| February |
44°F (6°C) |
4.8 in |
|
| March |
52°F (11°C) |
6.3 in |
Wettest |
| April |
60°F (16°C) |
5.4 in |
|
| May |
68°F (20°C) |
5.9 in |
|
| June |
75°F (24°C) |
4.1 in |
|
| July |
78°F (25°C) |
4.3 in |
|
| August |
78°F (26°C) |
3.4 in |
Warmest, Driest |
| September |
72°F (22°C) |
4.0 in |
|
| October |
61°F (16°C) |
3.5 in |
|
| November |
51°F (11°C) |
5.2 in |
|
| December |
43°F (6°C) |
6.1 in |
|
Belmont has a seasonal temperature swing of 39°F / from 39°F in January to 78°F in August. Total annual precipitation is 58.1 inches, with March being the wettest month (6.3") and August the driest (3.4").
Average costs for common services in Belmont. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131–$348) |
| Specialist Visit |
$305 ($174–$479) |
| Urgent Care Visit |
$174 ($87–$305) |
| Emergency Room Visit |
$1,914 ($696–$4,350) |
| Dental Cleaning |
$113 ($65–$174) |
| Dental Filling |
$218 ($131–$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22–$65) |
| Oil Change (Synthetic) |
$65 ($44–$104) |
| Brake Pad Replacement |
$261 ($131–$435) |
| Tire Rotation |
$35 ($17–$65) |
| New Tires (Set of 4) |
$522 ($348–$870) |
| Battery Replacement |
$174 ($87–$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52–$131) |
| Electrician (Per Hour) |
$78 ($44–$122) |
| HVAC Repair |
$348 ($131–$696) |
| HVAC System Install |
$6,090 ($3,480–$10,440) |
| Roof Repair |
$870 ($348–$1,740) |
| Roof Replacement |
$7,830 ($4,785–$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435–$3,045) |
| Divorce (Contested) |
$13,050 ($4,350–$26,100) |
| DUI Defense |
$4,350 ($1,740–$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696–$2,610) |
| Will Preparation |
$435 ($174–$870) |
| Trust Preparation |
$2,175 ($870–$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$39) |
| Women's Haircut |
$48 ($26–$87) |
| Hair Coloring (Full) |
$131 ($65–$218) |
| Manicure |
$22 ($13–$39) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61–$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18–$4.35) |
| Loaf of Bread |
$3.31 ($2.18–$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61–$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48–$6.53) |
| Rice (per lb) |
$0.87 ($0.52–$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70–$218) |
| Natural Gas (Monthly) |
$61 ($26–$131) |
| Water/Sewer (Monthly) |
$61 ($35–$104) |
| Internet (Monthly) |
$61 ($35–$87) |
| Cell Phone Plan (Monthly) |
$57 ($26–$87) |
| Cable TV (Monthly) |
$74 ($44–$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65–$435) |
| Car Insurance (Annual) |
$1,740 ($1,044–$3,045) |
| Bus Pass (Monthly) |
$61 ($26–$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96–$22) |
| Car Registration (Annual) |
$87 ($26–$218) |
| Driver's License Renewal |
$26 ($13–$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522–$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435–$1,740) |
| After-School Care (Monthly) |
$348 ($174–$609) |
| Tutoring (Per Hour) |
$44 ($22–$87) |
| SAT/ACT Prep Course |
$870 ($348–$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350–$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26–$87) |
| Dog Vaccination (Annual) |
$87 ($44–$174) |
| Dog Grooming |
$52 ($26–$87) |
| Pet Boarding (Per Night) |
$35 ($17–$65) |
| Dog Spay/Neuter |
$261 ($131–$435) |
| Cat Spay/Neuter |
$174 ($87–$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $513 |
| Toddler | $467 |
| Preschool | $467 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Belmont
What is the population of Belmont?
Belmont has a population of 2,538 residents and is located in Mississippi. The population density is 537 people per square mile, spread across 4.7 square miles. The median age of residents is 32.4 years, which is younger than the national median of 38.9 years. The population is 53.2% female and 46.8% male.
Is Belmont expensive to live in?
Belmont is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median household income is $43,152, 43% below the national average of $75,149. The median home value is $160,900 (43% below the U.S. median). Renters pay a median of $766 per month, below the national average of $1,163. The home price-to-income ratio is 3.7x, indicating housing is reasonably affordable relative to local income levels.
Is Belmont safe?
Belmont is safer than the national average, with a violent crime rate of 166 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,660 per 100,000 (above the national average). Overall, Belmont receives a safety grade of F based on combined crime data.
What is the weather like in Belmont?
Belmont enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 39°F in January, while summers reach an average of 78°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 62.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Belmont?
The job market in Belmont is very strong, with unemployment at just 0.6% / well below the national rate of 3.6%. The average weekly wage is $896. There are 481 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 26 minutes, and 1.5% of workers work from home.
How much does housing cost in Belmont?
The median home value in Belmont is $160,900. Zillow estimates the typical home value at $162,704. For renters, the median monthly rent is $766. Fair market rent is $782 for a 1-bedroom and $924 for a 2-bedroom apartment. The homeownership rate is 62.2%. The average annual property tax is $1,953.
How are the schools in Belmont?
Schools in Belmont score 5.6 out of 10 on standardized testing, near the national average. 16.4% of adults in Belmont hold a bachelor's degree or higher, below the national average of 33.7%. 77.4% have completed high school. 6.2% hold a graduate or professional degree.
How healthy is Belmont?
The obesity rate in Belmont is 38.3% (above the national rate of 32.1%). 18.0% of adults are smokers. 31.9% are physically inactive. 23.0% of residents report depression. 12.9% lack health insurance (above the national rate). 51.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,750.
What is transportation like in Belmont?
The average commute in Belmont is 26 minutes. 80.6% of workers drive alone to work, and 1.5% work from home.
What are the demographics of Belmont?
The racial and ethnic makeup of Belmont is 85.1% White, 1.7% Hispanic or Latino. 83.8% of residents speak only English at home, while 16.2% speak Spanish. 4.0% of the population are military veterans. 15.5% of residents have a disability. 86.0% have health insurance coverage.
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