Median Income
$82,000
9% higher than US avg
Home Value
$203,900
28% lower than US avg
Violent Crime
219/100K
42% lower than US avg
Bachelor's+
27.6%
18% lower than US avg
Median Rent
$700
40% lower than US avg
Obesity Rate
40.6%
26% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
1.2%
90% lower than US avg
How Belmont Compares to the U.S. Average (100% = U.S. avg)
People
Population996
Median Age40.3 yrs
Density1,158/mi²
Male / Female50% / 51%
Largest GroupWhite 93%
Veterans9.5%
Economy
A+
Median Income$82,000
Per Capita$36,974
Unemployment2.4%
Poverty1.2%
County GDP$932M
Commute23 min
Housing
A+
Home Value$203,900
Rent$700
Ownership72.8%
Zillow$256,227
Housing Units414
Rent Burden23.0%
Crime
F
Violent219/100K
Property2,146/100K
Health
Obesity40.6%
Uninsured10.0%
Smoking14.8%
Depression25.1%
Heart Disease5.4%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain40.0 in/yr
Sunny Days260/yr
Elevation1,054 ft (321 m)
Education
B
Bachelor's+27.6%
High School+90.4%
Graduate+4.8%
School Score5.98
Community
2024 VoteR 60% / D 39%
Commute23 min
Broadband79.3%
EV Stations4
Libraries7
Is Belmont a Good Place to Live?
Based on current data, Belmont receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Belmont offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Belmont is $82,000, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.4%. Only 1.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Belmont is $203,900, 28% below the national median / offering relatively affordable homeownership. Renters pay a median of $700 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Belmont is below the national average at 219 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,146 per 100,000, near the national average.
Education
27.6% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Belmont experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches, including 42.8 inches of snow. Air quality is rated Good with a median AQI of 38.
Belmont has a population of 996 with a density of 1,158 people per square mile, spread across 0.8 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 50.5% female and 49.5% male. The city is predominantly White (92.5%). English is the primary language spoken at home by 98.3% of residents. 9.5% of the population are veterans, above the national rate of 6.0%. 7.1% of residents have a disability (below the 13.0% national average). 96.5% have health insurance coverage.
Population
40.3yrs
Median Age
4% above US avg
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
The median household income in Belmont is $82,000, which is 9% above the national average of $75,149. Per capita income is $36,974. The average weekly wage is $968, 32% lower than the U.S. average. The unemployment rate is 2.4% (below the 3.6% US average). 1.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 510 business establishments, including 34 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 12.7% of workers work from home.
Income
| Median HH Income | $82,000 |
| 9% above US avg |
| Per Capita Income | $36,974 |
| Avg Weekly Wage | $968 |
| IRS Avg AGI | $62,765 |
| Gini Index | 0.410 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 1.2% |
| 90% below US avg |
| Establishments (County) | 510 |
| County GDP | $932M |
Business (County)
| Restaurants | 34 |
| Healthcare | 20 |
| Retail | 42 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $4,400 |
| 26% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 2.16% |
Commute & Transportation
| Commute Time | 23.2 min |
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 12.7% |
The median home value in Belmont is $203,900, 28% below the national median of $281,900. Zillow estimates the typical home value at $256,227, higher than the Census estimate. Monthly rent averages $700 (40% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 72.8% of housing units are owner-occupied (above the 65.4% national rate). There are 414 total housing units in the city. The median year a home was built is 1968. The average annual property tax is $4,400 (higher than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $203,900 |
| 28% below US avg |
| Zillow ZHVI | $256,227 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $700 |
| 40% below US avg |
| Rent Burden | 23.0% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 72.8% |
| Owner-Occupied | 72.8% |
| Renter-Occupied | 27.2% |
| Housing Units | 414 |
| Median Year Built | 1968 |
Property Tax
| Avg Tax (IRS) | $4,400 |
| 26% above US avg |
| Effective Rate | 2.16% |
In Belmont, 40.6% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.4% of residents. 28.8% have high blood pressure. 14.8% are current smokers. 21.1% report binge drinking. 27.5% are physically inactive. 25.1% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:4,196. The dentist ratio is 1:5,626. 47.6% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Belmont vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.6% |
| 26% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.4% |
| High Blood Pressure | 28.8% |
| Asthma | 11.0% |
| COPD | 5.9% |
| Cancer | 7.1% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 27.5% |
| Depression | 25.1% |
| Mental Distress | 17.5% |
| Physical Distress | 12.8% |
| Short Sleep | 34.5% |
Healthcare Access
| Insurance Rate | 96.5% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:4,196 |
| Dentists | 1:5,626 |
| Mental Health | 1:530 |
| Checkup Rate | 74.9% |
| Dental Visits | 67.2% |
| Premature Death | 7,606/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 47.6% |
| Healthcare Facilities | 20 |
Belmont has a violent crime rate of 219 per 100,000 residents, 42% below the national average of 380. Property crime stands at 2,146 per 100,000, 9% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Belmont receives a safety grade of F.
Crime Rates: Belmont vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 218.9/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 2,145.6/100K |
| 9% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Belmont experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 18°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 40.0 inches. The area receives 42.8 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 1,054 feet.
Temperature
18°F Jan (-8°C)
72°F Jul (22°C)
| Annual Average | 46.7°F |
| 14% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,054 ft (321 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 1,158/sq mi |
| Coordinates | 42.7377°N, 90.3343°W |
| Timezone | America/Chicago |
| County | Lafayette County County |
| Nearest Airport | Dubuque Regional (DBQ)
30 miles away |
Precipitation & Snow
Annual Rainfall
40.0"
5% above US avg
Wettest Month (Jun)
4.45"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 33.1 / 100 |
| Social Vulnerability | 24.1 / 100 |
| Community Resilience | 58.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Sep 2, 1999.
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
458 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 18 fatalities, 491 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
39 km |
9 |
| Jul 3, 1983 |
EF4 |
31 km |
0 |
| Aug 7, 2021 |
EF3 |
54 km |
0 |
| Jun 16, 2014 |
EF3 |
70 km |
0 |
| Aug 18, 2005 |
EF3 |
77 km |
1 |
| Jun 19, 1993 |
EF3 |
56 km |
0 |
| Jul 13, 1992 |
EF3 |
90 km |
0 |
| Jun 17, 1992 |
EF3 |
68 km |
0 |
| May 8, 1988 |
EF3 |
20 km |
0 |
| May 30, 1985 |
EF3 |
98 km |
2 |
| Jun 20, 1974 |
EF3 |
84 km |
1 |
| Sep 9, 1970 |
EF3 |
38 km |
0 |
| Aug 2, 1967 |
EF3 |
84 km |
2 |
| Apr 16, 1967 |
EF3 |
41 km |
0 |
| Jan 24, 1967 |
EF3 |
80 km |
0 |
| Jan 24, 1967 |
EF3 |
80 km |
0 |
| Sep 3, 1964 |
EF3 |
57 km |
0 |
| Aug 16, 1963 |
EF3 |
80 km |
0 |
| Aug 16, 1963 |
EF3 |
80 km |
0 |
| Aug 16, 1963 |
EF3 |
80 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: 2018 BADGER RX BURNS (659 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
2018 BADGER RX BURNS |
659 |
85 km |
| 2019 |
2019 BADGER RX BURNS |
627 |
85 km |
| 2009 |
COLD SPRINGS |
552 |
58 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
1.0 in |
Coldest, Driest |
| February |
22°F (-6°C) |
1.1 in |
|
| March |
33°F (1°C) |
2.3 in |
|
| April |
47°F (8°C) |
3.3 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
68°F (20°C) |
4.5 in |
Wettest |
| July |
72°F (22°C) |
4.1 in |
Warmest |
| August |
69°F (21°C) |
4.2 in |
|
| September |
61°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.5 in |
|
| November |
35°F (2°C) |
2.3 in |
|
| December |
22°F (-6°C) |
1.5 in |
|
Belmont has a seasonal temperature swing of 54°F / from 18°F in January to 72°F in July. Total annual precipitation is 34.4 inches, with June being the wettest month (4.5") and January the driest (1.0").
Average costs for common services in Belmont. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $788 |
| Toddler | $736 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $617 |
| Preschool | $617 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Belmont
What is the population of Belmont?
Belmont has a population of 996 residents and is located in Wisconsin. The population density is 1,158 people per square mile, spread across 0.8 square miles. The median age of residents is 40.3 years. The population is 50.5% female and 49.5% male.
Is Belmont expensive to live in?
Belmont is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $82,000, 9% above the national average of $75,149. The median home value is $203,900 (28% below the U.S. median). Renters pay a median of $700 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Belmont safe?
Belmont is safer than the national average, with a violent crime rate of 219 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,146 per 100,000 (above the national average). Overall, Belmont receives a safety grade of F based on combined crime data.
What is the weather like in Belmont?
Belmont has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 18°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 40.0 inches, with 42.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Belmont?
The job market in Belmont is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average weekly wage is $968. There are 510 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 23 minutes, and 12.7% of workers work from home.
How much does housing cost in Belmont?
The median home value in Belmont is $203,900. Zillow estimates the typical home value at $256,227. For renters, the median monthly rent is $700. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 72.8%. The average annual property tax is $4,400.
How are the schools in Belmont?
Schools in Belmont score 6 out of 10 on standardized testing, near the national average. 27.6% of adults in Belmont hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 4.8% hold a graduate or professional degree.
How healthy is Belmont?
The obesity rate in Belmont is 40.6% (above the national rate of 32.1%). 14.8% of adults are smokers. 27.5% are physically inactive. 25.1% of residents report depression. 10.0% lack health insurance (above the national rate). 47.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,196.
What is transportation like in Belmont?
The average commute in Belmont is 23 minutes, shorter than the national average of 28 minutes. 75% of workers drive alone to work, and 12.7% work from home.
What are the demographics of Belmont?
The racial and ethnic makeup of Belmont is 92.5% White, 0.7% Black or African American. 98.3% of residents speak only English at home. 9.5% of the population are military veterans. 7.1% of residents have a disability. 96.5% have health insurance coverage.
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