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Berne, IN

Full City Profile · Indiana · Adams County County

3.2 /5.0
B Good
3,906 Population 1,691/sq mi density
$59,413 Median Income $30,450 per capita
$145,600 Home Value $243,340 Zillow
$735 Median Rent 28.2% income on rent
51°F Avg Temperature 275 sunny days/yr
50 Violent Crime/100K 793 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$59,413 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$145,600 home value, $735/mo rent
F
Safety
1.0 / 5.0
50 violent crimes/100K
C+
Education
2.9 / 5.0
23.9% bachelor's degree or higher

Housing Overview

Median Home Value
$145,600
48% below
US avg: $281,900
Median Rent
$735/mo
37% below
US avg: $1,163/mo
Homeownership Rate
70.2%
7% above US avg (65.4%)
Total Housing Units
1,591
Median year built: 1974

Home Value by Source

Census Median
$145,600
Zillow (ZHVI)
$243,340
Median Sale Price
$149,000
Median List Price
$250,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

70.2%
Owner-Occupied
29.8%
Renter-Occupied
70%
30%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent: $735/mo

Market Indicators (Redfin)

Median Days on Market
12 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
5
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$124
Active Inventory
9
homes for sale

Affordability & Housing Stock

Rent Burden
28.2%
of renters spending 30%+ of income on housing
9% below US avg (31.0%)
Median Year Built
1974
Average age of housing stock: 52 years
Homeownership Rate
70.2%

Complete Housing Data

Home Values

Census Median Value$145,600
Zillow Home Value (ZHVI)$243,340
Median Sale Price$149,000
Median List Price$250,000
Price Per Sq Ft$124

Rent

Census Median Rent$735
FMR Studio$816
FMR 1-Bedroom$882
FMR 2-Bedroom$1,096
FMR 3-Bedroom$1,391
FMR 4-Bedroom$1,590

Market

Days on Market12
Sale-to-List Ratio0.9%
Price Drops0.0%
Homes Sold5
Active Inventory9
Price Per Sq Ft$124

Ownership & Stock

Owner-Occupied70.2%
Renter-Occupied29.8%
Homeownership Rate70.2%
Total Housing Units1,591
Median Year Built1974
Rent Burden28.2%