Median Income
$118,750
58% higher than US avg
Home Value
$581,900
106% higher than US avg
Bachelor's+
71.9%
113% higher than US avg
Obesity Rate
37.9%
18% higher than US avg
Unemployment
5.9%
64% higher than US avg
Poverty Rate
2.8%
77% lower than US avg
How Beverly Shores Compares to the U.S. Average (100% = U.S. avg)
People
Population597
Median Age65.6 yrs
Density167/mi²
Male / Female48% / 52%
Largest GroupWhite 96%
Veterans5.8%
Economy
A
Median Income$118,750
Per Capita$88,709
Unemployment5.9%
Poverty2.8%
County GDP$9,718M
Commute30 min
Housing
B+
Home Value$581,900
Ownership98.4%
Zillow$181,615
Housing Units487
Rent Burden9.0%
Health
Obesity37.9%
Uninsured1.2%
Smoking13.8%
Depression25.1%
Heart Disease5.2%
Climate
Avg Temp50°F (10°C)
Rain39.2 in/yr
Elevation654 ft (199 m)
Education
A+
Bachelor's+71.9%
High School+99.3%
Graduate+46.3%
School Score6.01
Community
2024 VoteR 53% / D 45%
Commute30 min
Broadband94.6%
EV Stations10
Libraries14
Is Beverly Shores a Good Place to Live?
Based on current data, Beverly Shores receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment. Beverly Shores stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Beverly Shores is $118,750, which is significantly higher than the national average / 58% above $75,149. This places Beverly Shores among higher-income communities. The unemployment rate of 5.9% is somewhat elevated compared to the national rate of 3.6%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Beverly Shores is $581,900, making it a premium housing market at 106% above the U.S. median of $281,900. A price-to-income ratio of 4.9x indicates a reasonably affordable housing market.
Education
Beverly Shores is a highly educated community / 71.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.3% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Beverly Shores experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 39.2 inches, including 40.3 inches of snow.
Beverly Shores has a population of 597 with a density of 167 people per square mile, spread across 5.8 square miles. The median age is 65.6 years, 69% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (95.5%), with 2.3% Hispanic. English is the primary language spoken at home by 91.2% of residents, while 5.3% speak Spanish. 5.8% of the population are veterans. 10.4% of residents have a disability. 98.8% have health insurance coverage.
Population
597
Total Population
2023 Census
65.6yrs
Median Age
69% above US avg
Race & Ethnicity
Beverly Shores vs U.S. Average
Language Spoken at Home
English Only
91.2%
16% above US avg
Spanish
5.3%
60% below US avg
Social Characteristics
Beverly Shores vs U.S. Average
The median household income in Beverly Shores is $118,750, which is 58% above the national average of $75,149. Per capita income is $88,709 (above the $39,052 national figure). The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 5.9% (above the 3.6% US average). 2.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,096 business establishments, including 391 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 32.5% of workers work from home (above the 15.2% national rate).
Income: Beverly Shores vs U.S.
Income
| Median HH Income | $118,750 |
| 58% above US avg |
| Per Capita Income | $88,709 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $80,573 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.9% |
| 64% above US avg |
| Poverty Rate | 2.8% |
| 77% below US avg |
| Establishments (County) | 4,096 |
| County GDP | $9,718M |
Business (County)
| Restaurants | 391 |
| Healthcare | 432 |
| Retail | 544 |
| Manufacturing | 268 |
Tax & Cost of Living
| Property Tax (IRS) | $7,061 |
| 102% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.21% |
Commute & Transportation
| Commute Time | 30.2 min |
| Drive Alone | 63.3% |
| Public Transit | 0.0% |
| Work from Home | 32.5% |
The median home value in Beverly Shores is $581,900, 106% above the national median of $281,900. Zillow estimates the typical home value at $181,615, lower than the Census estimate. According to Redfin, the median sale price is $1,000,000 with homes selling in an average of 296 days. Homes sell for 83.3% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 98.4% of housing units are owner-occupied (above the 65.4% national rate). There are 487 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $7,061 (higher than the $3,500 national average). 9.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.9x.
Home Values
| Census Median | $581,900 |
| 106% above US avg |
| Zillow ZHVI | $181,615 |
| Redfin Median Sale | $1,000,000 |
Real Estate Market (Redfin)
| Median Sale Price | $1,000,000 |
| $/Sq Ft | $488 |
| Homes Sold | 1 |
| Days on Market | 296 days |
| Sale-to-List Ratio | 83.3% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 98.4% |
| Owner-Occupied | 98.4% |
| Renter-Occupied | 1.6% |
| Housing Units | 487 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $7,061 |
| 102% above US avg |
| Effective Rate | 1.21% |
In Beverly Shores, 37.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.2% of residents. 33.1% have high blood pressure. 13.8% are current smokers. 18.2% report binge drinking. 21.6% are physically inactive. 25.1% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 1.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,255. The dentist ratio is 1:1,778. 79.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.
Health Metrics: Beverly Shores vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.9% |
| 18% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.2% |
| High Blood Pressure | 33.1% |
| Asthma | 11.2% |
| COPD | 6.0% |
| Cancer | 7.3% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.8% |
| 1% below US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 21.6% |
| Depression | 25.1% |
| Mental Distress | 17.5% |
| Physical Distress | 11.8% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 98.8% |
| Uninsured | 1.2% |
| 86% below US avg |
| Primary Care | 1:1,255 |
| Dentists | 1:1,778 |
| Mental Health | 1:316 |
| Checkup Rate | 77.8% |
| Dental Visits | 64.7% |
| Premature Death | 9,398/100K |
Food & Exercise
| Food Environment | 7.2/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 432 |
Beverly Shores experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 39.2 inches. The area receives 40.3 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 654 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 654 ft (199 m) |
| Area | 5.8 sq mi (15.1 km²) |
| Population Density | 167/sq mi |
| Coordinates | 41.6911°N, 86.9788°W |
| Timezone | America/Indiana/Indianapolis |
| County | Berrien County County |
| Nearest Airport | Porter County Regional (VPZ)
16 miles away |
Precipitation & Snow
Annual Rainfall
39.2"
3% above US avg
Wettest Month (Jun)
4.31"
Air Quality
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.7 / 100 |
| Social Vulnerability | 44.1 / 100 |
| Community Resilience | 98.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
142 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
130 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
71 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
144 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
124 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
127 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
131 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
144 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
472 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 120 fatalities, 1,732 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 13, 1976 |
EF4 |
85 km |
2 |
| Sep 28, 1972 |
EF4 |
99 km |
0 |
| Apr 21, 1967 |
EF4 |
71 km |
33 |
| Apr 11, 1965 |
EF4 |
66 km |
36 |
| Apr 11, 1965 |
EF4 |
78 km |
31 |
| Jun 5, 2010 |
EF3 |
95 km |
0 |
| Oct 18, 2007 |
EF3 |
80 km |
0 |
| Oct 24, 2001 |
EF3 |
46 km |
1 |
| Mar 27, 1991 |
EF3 |
94 km |
0 |
| May 13, 1980 |
EF3 |
86 km |
0 |
| Mar 12, 1976 |
EF3 |
53 km |
0 |
| Mar 12, 1976 |
EF3 |
98 km |
1 |
| Mar 12, 1976 |
EF3 |
1 km |
0 |
| Jun 20, 1974 |
EF3 |
59 km |
0 |
| Oct 24, 1967 |
EF3 |
26 km |
0 |
| Nov 26, 1965 |
EF3 |
40 km |
0 |
| Nov 12, 1965 |
EF3 |
45 km |
0 |
| Apr 11, 1965 |
EF3 |
42 km |
0 |
| Apr 11, 1965 |
EF3 |
50 km |
10 |
| Apr 30, 1962 |
EF3 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
8 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,602 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
1,602 |
93 km |
| 2021 |
NORTHEAST PRAIRIE UNIT 3 |
978 |
95 km |
| 2024 |
NORTHEAST PRAIRIE 3 RX |
938 |
95 km |
| 1986 |
OGDEN DUNS |
863 |
22 km |
| 2021 |
UNNAMED |
738 |
95 km |
| 2019 |
UNNAMED |
698 |
95 km |
| 2021 |
21-INDU TOLLESTON DUNES EAST |
594 |
21 km |
| 2017 |
17 INDU COWLES DUNES |
522 |
12 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.2 in |
Coldest |
| February |
28°F (-2°C) |
2.0 in |
Driest |
| March |
38°F (3°C) |
2.3 in |
|
| April |
48°F (9°C) |
3.6 in |
|
| May |
59°F (15°C) |
4.3 in |
|
| June |
69°F (20°C) |
4.3 in |
Wettest |
| July |
73°F (23°C) |
4.0 in |
Warmest |
| August |
72°F (22°C) |
4.1 in |
|
| September |
65°F (19°C) |
3.7 in |
|
| October |
54°F (12°C) |
3.8 in |
|
| November |
42°F (5°C) |
2.8 in |
|
| December |
31°F (-1°C) |
2.3 in |
|
Beverly Shores has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 39.2 inches, with June being the wettest month (4.3") and February the driest (2.0").
Average costs for common services in Beverly Shores. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $594 |
| Toddler | $594 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $831 |
| Toddler | $674 |
| Preschool | $670 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Beverly Shores
What is the population of Beverly Shores?
Beverly Shores has a population of 597 residents and is located in Indiana. The population density is 167 people per square mile, spread across 5.8 square miles. The median age of residents is 65.6 years, which is older than the national median of 38.9 years. The population is 51.6% female and 48.4% male.
Is Beverly Shores expensive to live in?
Beverly Shores is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $118,750, 58% above the national average of $75,149. The median home value is $581,900 (106% above the U.S. median). The home price-to-income ratio is 4.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Beverly Shores?
Beverly Shores has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 39.2 inches, with 40.3 inches of snow.
How is the job market in Beverly Shores?
The unemployment rate in Beverly Shores is 5.9%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,096. There are 4,096 business establishments in the area, including 391 restaurants and food service locations. The average commute time is 30 minutes, and 32.5% of workers work from home.
How much does housing cost in Beverly Shores?
The median home value in Beverly Shores is $581,900. Zillow estimates the typical home value at $181,615. According to Redfin, the median sale price is $1,000,000, with homes typically selling within 296 days. The homeownership rate is 98.4%. The average annual property tax is $7,061.
How are the schools in Beverly Shores?
Schools in Beverly Shores score 6 out of 10 on standardized testing, near the national average. 71.9% of adults in Beverly Shores hold a bachelor's degree or higher, above the national average of 33.7%. 99.3% have completed high school. 46.3% hold a graduate or professional degree.
How healthy is Beverly Shores?
The obesity rate in Beverly Shores is 37.9% (above the national rate of 32.1%). 13.8% of adults are smokers. 21.6% are physically inactive. 25.1% of residents report depression. 1.2% lack health insurance (below the national rate). 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,255.
What is transportation like in Beverly Shores?
The average commute in Beverly Shores is 30 minutes. 63.3% of workers drive alone to work, and 32.5% work from home.
What are the demographics of Beverly Shores?
The racial and ethnic makeup of Beverly Shores is 95.5% White, 2.3% Hispanic or Latino. 91.2% of residents speak only English at home, while 5.3% speak Spanish. 5.8% of the population are military veterans. 10.4% of residents have a disability. 98.8% have health insurance coverage.