Median Income
$53,973
28% lower than US avg
Home Value
$410,000
45% higher than US avg
Violent Crime
165/100K
57% lower than US avg
Bachelor's+
67.8%
101% higher than US avg
Obesity Rate
29.8%
7% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Bluff Compares to the U.S. Average (100% = U.S. avg)
People
Population179
Median Age68.6 yrs
Density5/mi²
Male / Female30% / 70%
Largest GroupWhite 69%
Veterans11.7%
Economy
A
Median Income$53,973
Per Capita$41,663
Unemployment0.0%
Poverty0.0%
County GDP$823M
Housing
C
Home Value$410,000
Ownership91.5%
Zillow$324,314
Housing Units61
Rent Burden21.8%
Crime
F
Violent165/100K
Property2,451/100K
Health
Obesity29.8%
Uninsured9.6%
Smoking11.1%
Depression26.4%
Heart Disease5.7%
Climate
Avg Temp55°F (13°C)
AQI41 (Good)
Rain7.3 in/yr
Sunny Days330/yr
Elevation4,785 ft (1,458 m)
Education
A+
Bachelor's+67.8%
High School+86.0%
Graduate+54.1%
School Score4.13
Community
2024 VoteR 57% / D 41%
Broadband71.0%
EV Stations4
Libraries5
Is Bluff a Good Place to Live?
Based on current data, Bluff receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, below-average incomes. Bluff offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bluff is $53,973, 28% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Bluff is $410,000, 45% above the national median. With a home price-to-income ratio of 7.6x, housing affordability is a significant challenge for many families.
Safety & Crime
Violent crime in Bluff is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,451 per 100,000, 25% above the national average.
Education
Bluff is a highly educated community / 67.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 86.0% have completed high school. Area schools have an average test score of 4.1/10.
Climate & Weather
Bluff experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 80°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 7.3 inches, including 7.4 inches of snow. Air quality is rated Good with a median AQI of 41.
Bluff has a population of 179 with a density of 5 people per square mile, spread across 22.5 square miles. The median age is 68.6 years, 76% older than the national median of 38.9. The gender split is 69.8% female and 30.2% male. The city is predominantly White (69.3%), with 30.7% Hispanic, 30.7% Asian. English is the primary language spoken at home by 64.2% of residents, while 35.8% speak Spanish. 11.7% of the population are veterans, above the national rate of 6.0%. 47.2% of residents have a disability (above the 13.0% national average). 95.1% have health insurance coverage.
Population
68.6yrs
Median Age
76% above US avg
Language Spoken at Home
English Only
64.2%
18% below US avg
Spanish
35.8%
167% above US avg
The median household income in Bluff is $53,973, which is 28% below the national average of $75,149. Per capita income is $41,663. The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 386 business establishments, including 51 restaurants. The cost of living index is 98.9, roughly in line with the national average. 24.4% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $53,973 |
| 28% below US avg |
| Per Capita Income | $41,663 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $54,640 |
| Gini Index | 0.506 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 386 |
| County GDP | $823M |
Business (County)
| Restaurants | 51 |
| Healthcare | 31 |
| Retail | 41 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,809 |
| 20% below US avg |
| Cost of Living | 98.90 (100=avg) |
| Effective Tax Rate | 0.69% |
Commute & Transportation
| Drive Alone | 19.5% |
| Public Transit | 0.0% |
| Work from Home | 24.4% |
The median home value in Bluff is $410,000, 45% above the national median of $281,900. Zillow estimates the typical home value at $324,314, lower than the Census estimate. Fair market rent ranges from $1,082 for a one-bedroom to $1,313 for a two-bedroom apartment. 91.5% of housing units are owner-occupied (above the 65.4% national rate). There are 61 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $2,809 (lower than the $3,500 national average). 21.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.6x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $410,000 |
| 45% above US avg |
| Zillow ZHVI | $324,314 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $981 |
| 1 Bedroom | $1,082 |
| 2 Bedrooms | $1,313 |
| 3 Bedrooms | $1,746 |
| 4 Bedrooms | $2,105 |
Ownership & Property
| Homeownership | 91.5% |
| Owner-Occupied | 91.5% |
| Renter-Occupied | 8.5% |
| Housing Units | 61 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $2,809 |
| 20% below US avg |
| Effective Rate | 0.69% |
In Bluff, 29.8% of adults are obese, below the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.7% of residents. 30.7% have high blood pressure. 11.1% are current smokers (below the 14.0% national rate). 10.8% report binge drinking. 19.4% are physically inactive, below the national average. 26.4% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. 9.6% of residents lack health insurance. The primary care physician ratio is 1:1,610. The dentist ratio is 1:845. 34.2% of residents have access to exercise opportunities. The food environment index is 4.0 out of 10.
Health Metrics: Bluff vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.8% |
| 7% below US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.7% |
| Asthma | 11.8% |
| COPD | 6.2% |
| Cancer | 7.5% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 11.1% |
| 21% below US avg |
| Binge Drinking | 10.8% |
| Physical Inactivity | 19.4% |
| Depression | 26.4% |
| Mental Distress | 18.6% |
| Physical Distress | 14.3% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 95.1% |
| Uninsured | 9.6% |
| 12% above US avg |
| Primary Care | 1:1,610 |
| Dentists | 1:845 |
| Mental Health | 1:552 |
| Checkup Rate | 72.2% |
| Dental Visits | 66.3% |
| Premature Death | 14,025/100K |
Food & Exercise
| Food Environment | 4.0/10 |
| Exercise Access | 34.2% |
| Healthcare Facilities | 31 |
Bluff has a violent crime rate of 165 per 100,000 residents, 57% below the national average of 380. Property crime stands at 2,451 per 100,000, 25% above the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Bluff receives a safety grade of F.
Crime Rates: Bluff vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 165.2/100K |
| 57% below US avg |
| |
Property Crime
| Total Property | 2,451.1/100K |
| 25% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 22 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bluff experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 80°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 7.3 inches (drier than the 38-inch national average). The area receives 7.4 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 4,785 feet.
Temperature
32°F Jan (-0°C)
80°F Jul (27°C)
| Annual Average | 55.2°F |
| 2% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 4,785 ft (1,458 m) |
| Area | 22.5 sq mi (58.4 km²) |
| Population Density | 5/sq mi |
| Coordinates | 37.2903°N, 109.5961°W |
| Timezone | America/Denver |
| County | San Juan County County |
| Nearest Airport | Four Corners Regional (FMN) 84 miles away |
Precipitation & Snow
Annual Rainfall
7.3"
81% below US avg
Wettest Month (Oct)
1.10"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.8 / 100 |
| Social Vulnerability | 91.4 / 100 |
| Community Resilience | 1.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively High |
| Volcano |
Very Low |
| Avalanche |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
77 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.5 on Mar 20, 2025.
| Mar 4, 2019 |
29 km E of La Sal, Utah |
M4.5 |
126 km |
| May 27, 2000 |
29 km WNW of Naturita, Colorado |
M4.4 |
127 km |
| Jan 24, 2013 |
22 km E of La Sal, Utah |
M3.9 |
127 km |
| Mar 1, 2016 |
34 km N of Halls Crossing, Utah |
M3.8 |
106 km |
| Jul 6, 1999 |
27 km WNW of Naturita, Colorado |
M3.7 |
127 km |
| Apr 22, 2017 |
4 km SSW of Bluff, Utah |
M3.7 |
6 km |
| Jun 3, 1999 |
28 km E of La Sal, Utah |
M3.7 |
126 km |
| Jun 6, 2008 |
10 km NE of Bluff, Utah |
M3.6 |
13 km |
| Oct 14, 1993 |
36 km SW of Spanish Valley, Utah |
M3.6 |
114 km |
| Aug 2, 1991 |
59 km WNW of Blanding, Utah |
M3.4 |
73 km |
| Jun 25, 1991 |
10 km W of Oljato-Monument Valley, Utah |
M3.4 |
75 km |
| Jul 13, 2009 |
3 km SE of Navajo Mountain, Utah |
M3.3 |
108 km |
| Dec 15, 1997 |
7 km ENE of La Sal, Utah |
M3.2 |
122 km |
| Feb 24, 1993 |
16 km SSE of Monticello, Utah |
M3.1 |
55 km |
| May 13, 1993 |
19 km SSE of Monticello, Utah |
M3.1 |
54 km |
| Mar 15, 2000 |
Colorado |
M3.1 |
125 km |
| Jun 6, 2002 |
29 km E of La Sal, Utah |
M3.0 |
132 km |
| May 8, 1998 |
15 km E of La Sal, Utah |
M3.0 |
124 km |
| Jul 15, 1992 |
26 km NNW of Mexican Hat, Utah |
M3.0 |
35 km |
| Mar 31, 2009 |
32 km NE of Halls Crossing, Utah |
M3.0 |
84 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
8 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2.
| Date |
Rating |
Distance |
Fatalities |
| Apr 25, 1985 |
EF2 |
90 km |
0 |
| Sep 5, 1970 |
EF1 |
69 km |
0 |
| Sep 13, 2022 |
EF0 |
55 km |
0 |
| Jun 6, 2015 |
EF0 |
29 km |
0 |
| Sep 10, 2013 |
EF0 |
98 km |
0 |
| Jul 18, 2011 |
EF0 |
79 km |
0 |
| May 25, 1996 |
EF0 |
85 km |
0 |
| Apr 29, 1957 |
EF0 |
53 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: NARRAGUINNEP (7,798 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
NARRAGUINNEP |
7,798 |
94 km |
| 2019 |
DOE CANYON |
7,388 |
96 km |
| 1986 |
WESTTOE |
5,397 |
55 km |
| 1986 |
HOGAN |
5,298 |
57 km |
| 2000 |
PONY |
5,224 |
93 km |
| 1996 |
CHAPIN 5 |
4,832 |
99 km |
| 2002 |
CANYONS COMPLEX (HAMMOND) |
3,859 |
44 km |
| 2002 |
CARRIZO 1 |
3,701 |
69 km |
| 1984 |
FERNANDO |
3,419 |
61 km |
| 2019 |
PEAVINE CANYON |
3,265 |
51 km |
| 1987 |
AZTECTHREE |
2,857 |
69 km |
| 1989 |
LONG MESA |
2,660 |
94 km |
| 2002 |
LONG MESA |
2,599 |
99 km |
| 2009 |
BRADFIELD |
2,549 |
93 km |
| 1998 |
HOVENWEEP |
2,456 |
45 km |
| 2006 |
CHIPPEAN RIDGE |
2,349 |
61 km |
| 2003 |
WOODENSHOE |
2,342 |
54 km |
| 2002 |
NIZHONI |
2,313 |
55 km |
| 1987 |
TANK WASH |
1,540 |
97 km |
| 2009 |
COOPER SPRING |
1,523 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
0.8 in |
|
| February |
37°F (3°C) |
0.7 in |
|
| March |
45°F (7°C) |
0.8 in |
|
| April |
53°F (12°C) |
0.5 in |
|
| May |
62°F (17°C) |
0.5 in |
|
| June |
72°F (22°C) |
0.2 in |
Driest |
| July |
80°F (27°C) |
0.8 in |
Warmest |
| August |
77°F (25°C) |
0.9 in |
|
| September |
68°F (20°C) |
0.8 in |
|
| October |
55°F (13°C) |
1.1 in |
Wettest |
| November |
42°F (5°C) |
0.8 in |
|
| December |
31°F (-0°C) |
0.7 in |
Coldest |
Bluff has a seasonal temperature swing of 48°F / from 31°F in December to 80°F in July. Total annual precipitation is 8.5 inches, with October being the wettest month (1.1") and June the driest (0.2").
Average costs for common services in Bluff. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$396) |
| Specialist Visit |
$346 ($198–$544) |
| Urgent Care Visit |
$198 ($99–$346) |
| Emergency Room Visit |
$2,176 ($791–$4,945) |
| Dental Cleaning |
$129 ($74–$198) |
| Dental Filling |
$247 ($148–$396) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$119) |
| Brake Pad Replacement |
$297 ($148–$495) |
| Tire Rotation |
$40 ($20–$74) |
| New Tires (Set of 4) |
$593 ($396–$989) |
| Battery Replacement |
$198 ($99–$346) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$396 ($148–$791) |
| HVAC System Install |
$6,923 ($3,956–$11,868) |
| Roof Repair |
$989 ($396–$1,978) |
| Roof Replacement |
$8,901 ($5,440–$14,835) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,484 ($495–$3,462) |
| Divorce (Contested) |
$14,835 ($4,945–$29,670) |
| DUI Defense |
$4,945 ($1,978–$9,890) |
| Bankruptcy (Chapter 7) |
$1,484 ($791–$2,967) |
| Will Preparation |
$495 ($198–$989) |
| Trust Preparation |
$2,473 ($989–$4,945) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$129) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.05 ($2.97–$5.44) |
| Dozen Eggs (per dozen) |
$3.46 ($2.47–$4.95) |
| Loaf of Bread |
$3.76 ($2.47–$5.44) |
| Chicken Breast (per lb) |
$4.45 ($2.97–$6.43) |
| Ground Beef (per lb) |
$5.44 ($3.96–$7.42) |
| Rice (per lb) |
$0.99 ($0.59–$1.78) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($40–$119) |
| Internet (Monthly) |
$69 ($40–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$198 ($74–$495) |
| Car Insurance (Annual) |
$1,978 ($1,187–$3,462) |
| Bus Pass (Monthly) |
$69 ($30–$129) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.91–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,187 ($593–$2,473) |
| Daycare (Toddler, Monthly) |
$989 ($495–$1,978) |
| After-School Care (Monthly) |
$396 ($198–$692) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$989 ($396–$2,473) |
| Private School (K-12, Annual) |
$12,363 ($4,945–$29,670) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$198) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$40 ($20–$74) |
| Dog Spay/Neuter |
$297 ($148–$495) |
| Cat Spay/Neuter |
$198 ($99–$396) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $990 |
| Toddler | $811 |
| Preschool | $734 |
| Family Childcare (monthly) |
| Infant | $737 |
| Toddler | $676 |
| Preschool | $646 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bluff
What is the population of Bluff?
Bluff has a population of 179 residents and is located in Utah. The population density is 5 people per square mile, spread across 22.5 square miles. The median age of residents is 68.6 years, which is older than the national median of 38.9 years. The population is 69.8% female and 30.2% male.
Is Bluff expensive to live in?
Bluff has a cost of living roughly in line with the national average, with an index of 98.9 (baseline: 100). The median household income is $53,973, 28% below the national average of $75,149. The median home value is $410,000 (45% above the U.S. median). The home price-to-income ratio is 7.6x, which means housing is a stretch relative to local earnings.
Is Bluff safe?
Bluff is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,451 per 100,000 (above the national average). Overall, Bluff receives a safety grade of F based on combined crime data.
What is the weather like in Bluff?
Bluff has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 80°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 7.3 inches, with 7.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Bluff?
The job market in Bluff is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $956. There are 386 business establishments in the area, including 51 restaurants and food service locations.
How much does housing cost in Bluff?
The median home value in Bluff is $410,000. Zillow estimates the typical home value at $324,314. The homeownership rate is 91.5%. The average annual property tax is $2,809.
How are the schools in Bluff?
Schools in Bluff have an average test score of 4.1 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 67.8% of adults in Bluff hold a bachelor's degree or higher, above the national average of 33.7%. 86.0% have completed high school. 54.1% hold a graduate or professional degree.
How healthy is Bluff?
The obesity rate in Bluff is 29.8% (below the national rate of 32.1%). 11.1% of adults are smokers. 19.4% are physically inactive. 26.4% of residents report depression. 9.6% lack health insurance. 34.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,610.
What are the demographics of Bluff?
The racial and ethnic makeup of Bluff is 69.3% White, 30.7% Hispanic or Latino, 30.7% Asian. 64.2% of residents speak only English at home, while 35.8% speak Spanish. 11.7% of the population are military veterans. 47.2% of residents have a disability. 95.1% have health insurance coverage.