Median Income
$40,833
46% lower than US avg
Home Value
$73,300
74% lower than US avg
Bachelor's+
7.2%
79% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
9.2%
156% higher than US avg
Poverty Rate
6.8%
45% lower than US avg
How Callao Compares to the U.S. Average (100% = U.S. avg)
People
Population262
Median Age36.9 yrs
Density504/mi²
Male / Female43% / 57%
Largest GroupWhite 97%
Veterans7.6%
Economy
C+
Median Income$40,833
Per Capita$21,644
Unemployment9.2%
Poverty6.8%
Commute19 min
Housing
A+
Home Value$73,300
Rent$850
Ownership85.7%
Zillow$234,097
Housing Units153
Rent Burden13.3%
Health
Obesity35.2%
Uninsured25.2%
Smoking20.0%
Depression26.2%
Heart Disease6.4%
Climate
Avg Temp54°F (12°C)
Rain41.9 in/yr
Elevation837 ft (255 m)
Education
D
Bachelor's+7.2%
High School+87.3%
Graduate+0.0%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute19 min
Broadband74.5%
EV Stations1
Is Callao a Good Place to Live?
Based on current data, Callao receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Callao offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Callao is $40,833, 46% below the national average of $75,149. At 9.2%, unemployment is notably high. Only 6.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Callao is $73,300, 74% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Education
7.2% of residents hold a bachelor's degree, below the national average of 33.7%. 87.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Callao experiences four distinct seasons with an average temperature of 54°F. Winters average 27°F in January while summers reach 78°F in July. Annual precipitation totals 41.9 inches, including 18.9 inches of snow.
Callao has a population of 262 with a density of 504 people per square mile, spread across 0.5 square miles. The median age is 36.9 years, 5% younger than the national median of 38.9. The gender split is 57.3% female and 42.7% male. The city is predominantly White (96.9%), with 1.1% Hispanic, 1.1% Black. English is the primary language spoken at home by 99.6% of residents. 7.6% of the population are veterans, above the national rate of 6.0%. 17.1% of residents have a disability (above the 13.0% national average). 74.8% have health insurance coverage.
Population
262
Total Population
2023 Census
36.9yrs
Median Age
5% below US avg
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Callao is $40,833, which is 46% below the national average of $75,149. Per capita income is $21,644 (below the $39,052 national figure). The unemployment rate is 9.2% (above the 3.6% US average). 6.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 10.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $40,833 |
| 46% below US avg |
| Per Capita Income | $21,644 |
Employment & Poverty
| Unemployment | 9.2% |
| 156% above US avg |
| Poverty Rate | 6.8% |
| 45% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 18.5 min |
| Drive Alone | 63.4% |
| Public Transit | 0.0% |
| Work from Home | 10.8% |
The median home value in Callao is $73,300, 74% below the national median of $281,900. Zillow estimates the typical home value at $234,097, higher than the Census estimate. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 85.7% of housing units are owner-occupied (above the 65.4% national rate). There are 153 total housing units in the city. The median year a home was built is 1953. 13.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $73,300 |
| 74% below US avg |
| Zillow ZHVI | $234,097 |
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 13.3% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 85.7% |
| Owner-Occupied | 85.7% |
| Renter-Occupied | 14.3% |
| Housing Units | 153 |
| Median Year Built | 1953 |
Property Tax
In Callao, 35.2% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 6.4% of residents. 33.2% have high blood pressure. 20.0% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 31.0% are physically inactive, above the national average. 26.2% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 25.2% of residents lack health insurance (above the 8.6% national rate).
Health Metrics: Callao vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 6.4% |
| High Blood Pressure | 33.2% |
| Asthma | 10.9% |
| COPD | 8.4% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 20.0% |
| 43% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 31.0% |
| Depression | 26.2% |
| Mental Distress | 20.3% |
| Physical Distress | 15.2% |
| Short Sleep | 41.2% |
Healthcare Access
| Insurance Rate | 74.8% |
| Uninsured | 25.2% |
| 193% above US avg |
| Checkup Rate | 75.1% |
| Dental Visits | 50.7% |
Food & Exercise
Callao experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 27°F in January while summers reach 78°F in July. Annual precipitation totals 41.9 inches. The area receives 18.9 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 837 feet.
Temperature
27°F Jan (-3°C)
78°F Jul (25°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 837 ft (255 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 504/sq mi |
| Coordinates | 39.7610°N, 92.6234°W |
| Timezone | America/Chicago |
| Nearest Airport | Kirksville Regional (IRK)
23 miles away |
Precipitation & Snow
Annual Rainfall
41.9"
10% above US avg
Wettest Month (Jun)
5.50"
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| Jul 31, 2005 |
Missouri |
M3.3 |
116 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
70 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
68 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
296 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 136 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
51 km |
0 |
| Apr 23, 1975 |
EF4 |
10 km |
1 |
| Apr 20, 1973 |
EF4 |
22 km |
1 |
| Jun 12, 1970 |
EF4 |
32 km |
0 |
| Apr 21, 1967 |
EF4 |
47 km |
0 |
| Jan 24, 1967 |
EF4 |
72 km |
0 |
| Mar 12, 2006 |
EF3 |
93 km |
0 |
| Mar 12, 2006 |
EF3 |
51 km |
4 |
| May 10, 2003 |
EF3 |
77 km |
0 |
| Nov 10, 1998 |
EF3 |
94 km |
0 |
| Jul 4, 1995 |
EF3 |
43 km |
0 |
| Nov 27, 1990 |
EF3 |
94 km |
0 |
| Nov 27, 1990 |
EF3 |
99 km |
0 |
| Apr 23, 1975 |
EF3 |
62 km |
0 |
| Apr 13, 1974 |
EF3 |
34 km |
0 |
| Apr 20, 1973 |
EF3 |
89 km |
0 |
| May 5, 1971 |
EF3 |
44 km |
0 |
| May 5, 1971 |
EF3 |
31 km |
0 |
| Jun 12, 1970 |
EF3 |
96 km |
0 |
| Jun 12, 1970 |
EF3 |
13 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WOOLDRIDGE FIRE (1,323 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
WOOLDRIDGE FIRE |
1,323 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.6 in |
Coldest, Driest |
| February |
32°F (0°C) |
2.1 in |
|
| March |
43°F (6°C) |
2.9 in |
|
| April |
54°F (12°C) |
4.3 in |
|
| May |
64°F (18°C) |
5.4 in |
|
| June |
74°F (23°C) |
5.5 in |
Wettest |
| July |
78°F (25°C) |
4.3 in |
Warmest |
| August |
76°F (24°C) |
3.8 in |
|
| September |
68°F (20°C) |
3.9 in |
|
| October |
56°F (13°C) |
3.5 in |
|
| November |
43°F (6°C) |
2.7 in |
|
| December |
32°F (0°C) |
2.0 in |
|
Callao has a seasonal temperature swing of 51°F / from 27°F in January to 78°F in July. Total annual precipitation is 41.9 inches, with June being the wettest month (5.5") and January the driest (1.6").
Average costs for common services in Callao. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Callao
What is the population of Callao?
Callao has a population of 262 residents and is located in Missouri. The population density is 504 people per square mile, spread across 0.5 square miles. The median age of residents is 36.9 years. The population is 57.3% female and 42.7% male.
Is Callao expensive to live in?
Callao is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $40,833, 46% below the national average of $75,149. The median home value is $73,300 (74% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Callao?
Callao has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 41.9 inches, with 18.9 inches of snow.
How is the job market in Callao?
The job market in Callao faces challenges, with unemployment at 9.2% / significantly above the national rate of 3.6%. The average commute time is 19 minutes, and 10.8% of workers work from home.
How much does housing cost in Callao?
The median home value in Callao is $73,300. Zillow estimates the typical home value at $234,097. For renters, the median monthly rent is $850. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 85.7%.
How are the schools in Callao?
Schools in Callao score 5.5 out of 10 on standardized testing, near the national average. 7.2% of adults in Callao hold a bachelor's degree or higher, below the national average of 33.7%. 87.3% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Callao?
The obesity rate in Callao is 35.2% (above the national rate of 32.1%). 20.0% of adults are smokers. 31.0% are physically inactive. 26.2% of residents report depression. 25.2% lack health insurance (above the national rate).
What is transportation like in Callao?
The average commute in Callao is 19 minutes, shorter than the national average of 28 minutes. 63.4% of workers drive alone to work, and 10.8% work from home.
What are the demographics of Callao?
The racial and ethnic makeup of Callao is 96.9% White, 1.1% Black or African American, 1.1% Hispanic or Latino. 99.6% of residents speak only English at home. 7.6% of the population are military veterans. 17.1% of residents have a disability. 74.8% have health insurance coverage.