Median Income
$46,875
38% lower than US avg
Home Value
$76,800
73% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
16.1%
52% lower than US avg
Median Rent
$690
41% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
16.3%
31% higher than US avg
How Calvin Compares to the U.S. Average (100% = U.S. avg)
People
Population374
Median Age29.0 yrs
Density416/mi²
Male / Female46% / 54%
Largest GroupWhite 71%
Veterans3.8%
Economy
B
Median Income$46,875
Per Capita$18,387
Unemployment0.0%
Poverty16.3%
County GDP$300M
Commute28 min
Housing
A+
Home Value$76,800
Rent$690
Ownership60.3%
Zillow$178,783
Housing Units174
Rent Burden25.0%
Crime
C+
Violent0/100K
Property966/100K
Health
Obesity39.2%
Uninsured10.7%
Smoking18.5%
Depression27.3%
Heart Disease6.2%
Climate
Avg Temp62°F (16°C)
AQI45 (Good)
Sunny Days318/yr
Elevation751 ft (229 m)
Education
C
Bachelor's+16.1%
High School+93.5%
Graduate+6.5%
School Score5.16
Community
2024 VoteR 85% / D 14%
Commute28 min
Broadband74.4%
EV Stations5
Libraries1
Is Calvin a Good Place to Live?
Based on current data, Calvin receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Calvin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Calvin is $46,875, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 16.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Calvin is $76,800, 73% below the national median / offering relatively affordable homeownership. Renters pay a median of $690 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Calvin is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 966 per 100,000, 51% below the national average.
Education
16.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.5% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Calvin enjoys a moderate climate with an average annual temperature of 62°F. Winters average 40°F in January while summers reach 81°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 45.
Calvin has a population of 374 with a density of 416 people per square mile, spread across 0.9 square miles. The median age is 29.0 years, 25% younger than the national median of 38.9. The gender split is 54.3% female and 45.7% male. The city is predominantly White (71.4%), with 25.9% Hispanic, 2.7% Black. English is the primary language spoken at home by 97.4% of residents. 3.8% of the population are veterans, below the national rate of 6.0%. 16.8% of residents have a disability (above the 13.0% national average). 87.3% have health insurance coverage.
Population
29.0yrs
Median Age
25% below US avg
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
The median household income in Calvin is $46,875, which is 38% below the national average of $75,149. Per capita income is $18,387 (below the $39,052 national figure). The average weekly wage is $887, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 16.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 131 business establishments, including 5 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 13.7% of workers work from home.
Income
| Median HH Income | $46,875 |
| 38% below US avg |
| Per Capita Income | $18,387 |
| Avg Weekly Wage | $887 |
| IRS Avg AGI | $51,512 |
| Gini Index | 0.473 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 16.3% |
| 31% above US avg |
| Establishments (County) | 131 |
| County GDP | $300M |
Business (County)
| Restaurants | 5 |
| Healthcare | 11 |
| Retail | 21 |
| Manufacturing | 5 |
Tax & Cost of Living
| Property Tax (IRS) | $1,800 |
| 49% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.34% |
Commute & Transportation
| Commute Time | 28.0 min |
| Drive Alone | 77.4% |
| Public Transit | 0.0% |
| Work from Home | 13.7% |
The median home value in Calvin is $76,800, 73% below the national median of $281,900. Zillow estimates the typical home value at $178,783, higher than the Census estimate. Monthly rent averages $690 (41% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 60.3% of housing units are owner-occupied. There are 174 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $1,800 (lower than the $3,500 national average). 25.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $76,800 |
| 73% below US avg |
| Zillow ZHVI | $178,783 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $690 |
| 41% below US avg |
| Rent Burden | 25.0% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 60.3% |
| Owner-Occupied | 60.3% |
| Renter-Occupied | 39.7% |
| Housing Units | 174 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $1,800 |
| 49% below US avg |
| Effective Rate | 2.34% |
In Calvin, 39.2% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.2% of residents. 35.7% have high blood pressure. 18.5% are current smokers (above the 14.0% national rate). 15.4% report binge drinking. 30.7% are physically inactive, above the national average. 27.3% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 10.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:5,276. The dentist ratio is 1:5,313. 46.0% of residents have access to exercise opportunities. The food environment index is 5.9 out of 10.
Health Metrics: Calvin vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.2% |
| High Blood Pressure | 35.7% |
| Asthma | 12.0% |
| COPD | 7.7% |
| Cancer | 7.3% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 18.5% |
| 32% above US avg |
| Binge Drinking | 15.4% |
| Physical Inactivity | 30.7% |
| Depression | 27.3% |
| Mental Distress | 19.5% |
| Physical Distress | 14.3% |
| Short Sleep | 36.8% |
Healthcare Access
| Insurance Rate | 87.3% |
| Uninsured | 10.7% |
| 24% above US avg |
| Primary Care | 1:5,276 |
| Dentists | 1:5,313 |
| Mental Health | 1:585 |
| Checkup Rate | 76.5% |
| Dental Visits | 53.6% |
| Premature Death | 15,140/100K |
Food & Exercise
| Food Environment | 5.9/10 |
| Exercise Access | 46.0% |
| Healthcare Facilities | 11 |
Calvin has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 966 per 100,000, 51% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Calvin receives a safety grade of C+.
Crime Rates: Calvin vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 965.7/100K |
| 51% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Calvin enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winters average 40°F in January while summers reach 81°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 751 feet.
Temperature
40°F Jan (5°C)
81°F Jul (27°C)
| Annual Average | 61.5°F |
| 14% above US avg |
| January Average | 40°F (5°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 751 ft (229 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 416/sq mi |
| Coordinates | 34.9664°N, 96.2499°W |
| Timezone | America/Chicago |
| County | Coal County County |
| Nearest Airport | Ada Regional (ADT) 26 miles away |
Precipitation & Snow
Wettest Month (May)
5.63"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 32.4 / 100 |
| Social Vulnerability | 97.7 / 100 |
| Community Resilience | 9.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2,372 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M2.9 on Jul 24, 2025.
| Feb 3, 2024 |
8 km NW of Prague, Oklahoma |
M5.1 |
79 km |
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
38 km |
| Dec 7, 2013 |
8 km SW of Arcadia, Oklahoma |
M4.5 |
125 km |
| Aug 19, 2014 |
12 km SSW of Guthrie, Oklahoma |
M4.4 |
142 km |
| Apr 16, 2013 |
Oklahoma |
M4.4 |
110 km |
| Jun 16, 2014 |
7 km NNE of Lake Aluma, Oklahoma |
M4.3 |
125 km |
| Jan 13, 2024 |
6 km W of Arcadia, Oklahoma |
M4.3 |
130 km |
| Jul 14, 2017 |
10 km WSW of Shamrock, Oklahoma |
M4.2 |
107 km |
| Jan 1, 2016 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
131 km |
| Apr 7, 2016 |
1 km E of Luther, Oklahoma |
M4.2 |
114 km |
| Apr 19, 2015 |
6 km W of Langston, Oklahoma |
M4.2 |
147 km |
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
125 km |
| Apr 7, 2014 |
6 km NNW of Meridian, Oklahoma |
M4.2 |
139 km |
| Apr 16, 2013 |
3 km WSW of Wellston, Oklahoma |
M4.2 |
111 km |
| Aug 3, 2017 |
6 km ENE of Edmond, Oklahoma |
M4.2 |
131 km |
| Jan 13, 2024 |
6 km ENE of Edmond, Oklahoma |
M4.1 |
131 km |
| Jun 18, 2014 |
7 km NE of Lake Aluma, Oklahoma |
M4.1 |
125 km |
| Feb 9, 2014 |
6 km SSW of Langston, Oklahoma |
M4.1 |
140 km |
| Apr 27, 2015 |
7 km WSW of Langston, Oklahoma |
M4.1 |
144 km |
| Feb 27, 2010 |
8 km SE of Sparks, Oklahoma |
M4.1 |
80 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
751 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 73 fatalities, 927 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1960 |
EF5 |
71 km |
5 |
| May 11, 1992 |
EF4 |
36 km |
0 |
| May 17, 1981 |
EF4 |
53 km |
0 |
| Oct 5, 1970 |
EF4 |
74 km |
4 |
| Apr 27, 1966 |
EF4 |
76 km |
0 |
| May 5, 1960 |
EF4 |
87 km |
16 |
| May 4, 1960 |
EF4 |
50 km |
0 |
| May 9, 1959 |
EF4 |
49 km |
7 |
| Sep 14, 1957 |
EF4 |
91 km |
2 |
| Apr 28, 1950 |
EF4 |
19 km |
5 |
| Apr 27, 2024 |
EF3 |
87 km |
1 |
| Apr 27, 2024 |
EF3 |
18 km |
2 |
| Apr 19, 2023 |
EF3 |
84 km |
0 |
| May 9, 2016 |
EF3 |
73 km |
1 |
| May 9, 2016 |
EF3 |
93 km |
0 |
| Apr 14, 2011 |
EF3 |
75 km |
2 |
| May 10, 2010 |
EF3 |
88 km |
0 |
| May 10, 2010 |
EF3 |
74 km |
0 |
| Jun 1, 1999 |
EF3 |
84 km |
0 |
| May 3, 1999 |
EF3 |
91 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (27,091 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
UNNAMED |
27,091 |
25 km |
| 2011 |
HOG TRAP |
22,895 |
19 km |
| 2009 |
BURNT TRUST |
22,578 |
35 km |
| 2011 |
UNNAMED |
17,973 |
58 km |
| 1991 |
UNNAMED |
16,700 |
27 km |
| 2005 |
CABINESS |
14,646 |
20 km |
| 2004 |
UNNAMED |
14,138 |
55 km |
| 2009 |
40 ACRE TURNAROUND |
13,985 |
71 km |
| 2016 |
PHAROAH |
13,579 |
65 km |
| 2004 |
UNNAMED |
12,163 |
58 km |
| 2011 |
UNNAMED |
11,348 |
21 km |
| 2005 |
UNNAMED |
10,935 |
69 km |
| 2011 |
UNNAMED |
10,444 |
94 km |
| 2005 |
WEWOKA CREEK |
9,921 |
23 km |
| 1996 |
UNNAMED |
9,481 |
29 km |
| 2011 |
TI VALLEY |
9,205 |
70 km |
| 1996 |
UNNAMED |
9,165 |
35 km |
| 2007 |
EASY TO HANDLE |
9,120 |
61 km |
| 2005 |
PROCTOR |
9,044 |
35 km |
| 2005 |
BEAR DEN |
9,004 |
42 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
1.7 in |
Coldest, Driest |
| February |
43°F (6°C) |
2.2 in |
|
| March |
52°F (11°C) |
3.7 in |
|
| April |
61°F (16°C) |
4.3 in |
|
| May |
69°F (20°C) |
5.6 in |
Wettest |
| June |
76°F (25°C) |
4.3 in |
|
| July |
81°F (27°C) |
2.6 in |
Warmest |
| August |
81°F (27°C) |
2.8 in |
|
| September |
74°F (23°C) |
4.7 in |
|
| October |
63°F (17°C) |
4.3 in |
|
| November |
51°F (11°C) |
3.3 in |
|
| December |
42°F (6°C) |
2.4 in |
|
Calvin has a seasonal temperature swing of 41°F / from 40°F in January to 81°F in July. Total annual precipitation is 41.8 inches, with May being the wettest month (5.6") and January the driest (1.7").
Average costs for common services in Calvin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $844 |
| Toddler | $730 |
| Preschool | $730 |
| Family Childcare (monthly) |
| Infant | $613 |
| Toddler | $564 |
| Preschool | $564 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Calvin
What is the population of Calvin?
Calvin has a population of 374 residents and is located in Oklahoma. The population density is 416 people per square mile, spread across 0.9 square miles. The median age of residents is 29.0 years, which is younger than the national median of 38.9 years. The population is 54.3% female and 45.7% male.
Is Calvin expensive to live in?
Calvin is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $46,875, 38% below the national average of $75,149. The median home value is $76,800 (73% below the U.S. median). Renters pay a median of $690 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Calvin safe?
Calvin is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 966 per 100,000 (below the national average). Overall, Calvin receives a safety grade of C+ based on combined crime data.
What is the weather like in Calvin?
Calvin enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winter temperatures average 40°F in January, while summers reach an average of 81°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Calvin?
The job market in Calvin is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $887. There are 131 business establishments in the area, including 5 restaurants and food service locations. The average commute time is 28 minutes, and 13.7% of workers work from home.
How much does housing cost in Calvin?
The median home value in Calvin is $76,800. Zillow estimates the typical home value at $178,783. For renters, the median monthly rent is $690. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 60.3%. The average annual property tax is $1,800.
How are the schools in Calvin?
Schools in Calvin score 5.2 out of 10 on standardized testing, near the national average. 16.1% of adults in Calvin hold a bachelor's degree or higher, below the national average of 33.7%. 93.5% have completed high school. 6.5% hold a graduate or professional degree.
How healthy is Calvin?
The obesity rate in Calvin is 39.2% (above the national rate of 32.1%). 18.5% of adults are smokers. 30.7% are physically inactive. 27.3% of residents report depression. 10.7% lack health insurance (above the national rate). 46.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,276.
What is transportation like in Calvin?
The average commute in Calvin is 28 minutes. 77.4% of workers drive alone to work, and 13.7% work from home.
What are the demographics of Calvin?
The racial and ethnic makeup of Calvin is 71.4% White, 2.7% Black or African American, 25.9% Hispanic or Latino. 97.4% of residents speak only English at home. 3.8% of the population are military veterans. 16.8% of residents have a disability. 87.3% have health insurance coverage.