Median Income
$47,500
37% lower than US avg
Home Value
$131,900
53% lower than US avg
Bachelor's+
13.3%
61% lower than US avg
Median Rent
$696
40% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
9.4%
161% higher than US avg
Poverty Rate
22.7%
83% higher than US avg
How Camargo Compares to the U.S. Average (100% = U.S. avg)
People
Population858
Median Age40.6 yrs
Density392/mi²
Male / Female50% / 50%
Largest GroupWhite 91%
Veterans6.1%
Economy
C
Median Income$47,500
Per Capita$22,819
Unemployment9.4%
Poverty22.7%
County GDP$337M
Commute27 min
Housing
A+
Home Value$131,900
Rent$696
Ownership78.9%
Zillow$200,054
Housing Units405
Rent Burden38.8%
Health
Obesity31.0%
Uninsured6.3%
Smoking20.7%
Heart Disease6.7%
Climate
Avg Temp54°F (12°C)
Rain48.5 in/yr
Elevation875 ft (267 m)
Education
C
Bachelor's+13.3%
High School+80.7%
Graduate+3.4%
School Score5.23
Community
2024 VoteR 76% / D 22%
Commute27 min
Broadband79.8%
EV Stations1
Libraries1
Is Camargo a Good Place to Live?
Based on current data, Camargo receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Camargo offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Camargo is $47,500, 37% below the national average of $75,149. At 9.4%, unemployment is notably high. The poverty rate of 22.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Camargo is $131,900, 53% below the national median / offering relatively affordable homeownership. Renters pay a median of $696 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 80.7% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Camargo experiences four distinct seasons with an average temperature of 54°F. Winters average 32°F in January while summers reach 75°F in July. Annual precipitation totals 48.5 inches, including 8.8 inches of snow.
Camargo has a population of 858 with a density of 392 people per square mile, spread across 2.2 square miles. The median age is 40.6 years, 4% older than the national median of 38.9. The gender split is 49.9% female and 50.1% male. The city is predominantly White (90.9%), with 6.8% Black. English is the primary language spoken at home by 99.5% of residents, while 5.9% speak Spanish. 6.1% of the population are veterans. 23.1% of residents have a disability (above the 13.0% national average). 93.7% have health insurance coverage.
Population
858
Total Population
2023 Census
40.6yrs
Median Age
4% above US avg
Language Spoken at Home
English Only
99.5%
27% above US avg
Spanish
5.9%
56% below US avg
The median household income in Camargo is $47,500, which is 37% below the national average of $75,149. Per capita income is $22,819 (below the $39,052 national figure). The average weekly wage is $772, 46% lower than the U.S. average. The unemployment rate is 9.4% (above the 3.6% US average). 22.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 303 business establishments, including 20 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 2.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $47,500 |
| 37% below US avg |
| Per Capita Income | $22,819 |
| Avg Weekly Wage | $772 |
| IRS Avg AGI | $48,836 |
| Gini Index | 0.482 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.4% |
| 161% above US avg |
| Poverty Rate | 22.7% |
| 83% above US avg |
| Establishments (County) | 303 |
| County GDP | $337M |
Business (County)
| Restaurants | 20 |
| Healthcare | 28 |
| Retail | 53 |
| Manufacturing | 9 |
Tax & Cost of Living
| Property Tax (IRS) | $1,580 |
| 55% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.20% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 84.3% |
| Public Transit | 0.0% |
| Work from Home | 2.7% |
The median home value in Camargo is $131,900, 53% below the national median of $281,900. Zillow estimates the typical home value at $200,054, higher than the Census estimate. According to Redfin, the median sale price is $185,000 with homes selling in an average of 190 days. Monthly rent averages $696 (40% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 78.9% of housing units are owner-occupied (above the 65.4% national rate). There are 405 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $1,580 (lower than the $3,500 national average). 38.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $131,900 |
| 53% below US avg |
| Zillow ZHVI | $200,054 |
| Redfin Median Sale | $185,000 |
Real Estate Market (Redfin)
| Median Sale Price | $185,000 |
| $/Sq Ft | $188 |
| Homes Sold | 1 |
| Days on Market | 190 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 66.7% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $696 |
| 40% below US avg |
| Rent Burden | 38.8% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 78.9% |
| Owner-Occupied | 78.9% |
| Renter-Occupied | 21.1% |
| Housing Units | 405 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $1,580 |
| 55% below US avg |
| Effective Rate | 1.20% |
In Camargo, 31.0% of adults are obese, below the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.8% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 29.9% are physically inactive, above the national average. 14.3% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:13,133. The dentist ratio is 1:3,271. 86.5% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Camargo vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 10.2% |
| COPD | 8.4% |
| Cancer | 6.4% |
| Kidney Disease | 3.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 29.9% |
| Mental Distress | 14.3% |
| Physical Distress | 13.7% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 93.7% |
| Uninsured | 6.3% |
| 27% below US avg |
| Primary Care | 1:13,133 |
| Dentists | 1:3,271 |
| Mental Health | 1:865 |
| Checkup Rate | 71.9% |
| Dental Visits | 65.4% |
| Premature Death | 16,952/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 86.5% |
| Healthcare Facilities | 28 |
Camargo experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 32°F in January while summers reach 75°F in July. Annual precipitation totals 48.5 inches (wetter than the 38-inch national average). The area receives 8.8 inches of snow annually. The city sits at an elevation of 875 feet.
Temperature
32°F Jan (-0°C)
75°F Jul (24°C)
| Annual Average | 53.8°F |
| 0% below US avg |
| January Average | 32°F (-0°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 875 ft (267 m) |
| Area | 2.2 sq mi (5.7 km²) |
| Population Density | 392/sq mi |
| Coordinates | 37.9997°N, 83.8885°W |
| Timezone | America/New_York |
| County | Powell County County |
| Nearest Airport | Lake Cumberland Regional (SME)
77 miles away |
Precipitation & Snow
Annual Rainfall
48.5"
28% above US avg
Wettest Month (Jul)
5.38"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.2 / 100 |
| Social Vulnerability | 87.2 / 100 |
| Community Resilience | 21.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
31 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.8 on May 11, 2025.
| Nov 10, 2012 |
6 km W of Blackey, Kentucky |
M4.2 |
121 km |
| Aug 17, 1990 |
9 km NNW of Loyall, Kentucky |
M4.0 |
127 km |
| Sep 17, 2004 |
8 km ESE of Corbin, Kentucky |
M3.7 |
119 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
130 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
24 km |
| Nov 8, 1990 |
5 km SW of Blackey, Kentucky |
M3.2 |
125 km |
| Jan 27, 2009 |
4 km NE of Williamsburg, Kentucky |
M3.2 |
138 km |
| Jan 17, 1999 |
7 km NNW of Flat Lick, Kentucky |
M3.1 |
123 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
115 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
83 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
85 km |
| Mar 8, 2015 |
1 km SE of Pleasant View, Kentucky |
M2.8 |
149 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
69 km |
| Oct 30, 2017 |
2 km N of Artemus, Kentucky |
M2.7 |
127 km |
| May 22, 2024 |
18 km SSE of Hyden, Kentucky |
M2.7 |
122 km |
| Jan 22, 2018 |
13 km ENE of Flat Lick, Kentucky |
M2.7 |
125 km |
| Nov 8, 1990 |
6 km WSW of Cumberland, Kentucky |
M2.7 |
138 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
78 km |
| May 11, 2019 |
5 km ENE of Pleasant View, Kentucky |
M2.6 |
146 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
63 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
255 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 39 fatalities, 928 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF4 |
62 km |
7 |
| Apr 23, 1968 |
EF4 |
86 km |
6 |
| Mar 2, 2012 |
EF3 |
26 km |
10 |
| Mar 2, 2012 |
EF3 |
63 km |
2 |
| May 8, 2009 |
EF3 |
64 km |
2 |
| May 27, 2004 |
EF3 |
57 km |
0 |
| May 10, 2003 |
EF3 |
71 km |
0 |
| Jul 2, 1997 |
EF3 |
98 km |
0 |
| Apr 3, 1974 |
EF3 |
2 km |
0 |
| Apr 3, 1974 |
EF3 |
95 km |
1 |
| Apr 3, 1974 |
EF3 |
60 km |
0 |
| Jun 29, 1973 |
EF3 |
98 km |
0 |
| Apr 23, 1970 |
EF3 |
67 km |
0 |
| May 7, 1967 |
EF3 |
69 km |
0 |
| Jun 9, 1961 |
EF3 |
37 km |
1 |
| Mar 4, 1955 |
EF3 |
58 km |
0 |
| Dec 11, 2021 |
EF2 |
91 km |
0 |
| Mar 2, 2012 |
EF2 |
96 km |
1 |
| Mar 2, 2012 |
EF2 |
94 km |
6 |
| Feb 29, 2012 |
EF2 |
47 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (66,145 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
UNNAMED |
66,145 |
76 km |
| 1987 |
UNNAMED |
20,994 |
88 km |
| 2001 |
UNNAMED |
18,013 |
87 km |
| 1987 |
UNNAMED |
13,124 |
99 km |
| 1987 |
UNNAMED |
10,817 |
62 km |
| 2001 |
UNNAMED |
8,287 |
94 km |
| 2001 |
CRANE CREEK |
7,555 |
87 km |
| 1987 |
UNNAMED |
7,281 |
73 km |
| 2001 |
UNNAMED |
6,628 |
95 km |
| 1987 |
UNNAMED |
6,456 |
64 km |
| 1987 |
UNNAMED |
6,337 |
69 km |
| 1987 |
LOCUST GAP |
6,014 |
73 km |
| 2001 |
UNNAMED |
5,981 |
81 km |
| 1999 |
UNNAMED |
5,823 |
75 km |
| 1987 |
UNNAMED |
5,426 |
66 km |
| 1987 |
UNNAMED |
4,938 |
99 km |
| 1987 |
UNNAMED |
4,522 |
85 km |
| 1987 |
UNNAMED |
4,507 |
86 km |
| 1987 |
UNNAMED |
4,418 |
88 km |
| 2000 |
THOUSAND STICKS |
4,214 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
3.5 in |
Coldest |
| February |
35°F (1°C) |
3.7 in |
|
| March |
43°F (6°C) |
4.4 in |
|
| April |
53°F (12°C) |
4.4 in |
|
| May |
63°F (17°C) |
4.5 in |
|
| June |
71°F (22°C) |
4.8 in |
|
| July |
75°F (24°C) |
5.4 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.4 in |
|
| September |
67°F (19°C) |
3.6 in |
|
| October |
55°F (13°C) |
3.2 in |
Driest |
| November |
44°F (6°C) |
3.4 in |
|
| December |
35°F (2°C) |
4.3 in |
|
Camargo has a seasonal temperature swing of 43°F / from 32°F in January to 75°F in July. Total annual precipitation is 48.5 inches, with July being the wettest month (5.4") and October the driest (3.2").
Average costs for common services in Camargo. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $843 |
| Toddler | $722 |
| Preschool | $722 |
| Family Childcare (monthly) |
| Infant | $647 |
| Toddler | $668 |
| Preschool | $668 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Camargo
What is the population of Camargo?
Camargo has a population of 858 residents and is located in Kentucky. The population density is 392 people per square mile, spread across 2.2 square miles. The median age of residents is 40.6 years. The population is 49.9% female and 50.1% male.
Is Camargo expensive to live in?
Camargo is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $47,500, 37% below the national average of $75,149. The median home value is $131,900 (53% below the U.S. median). Renters pay a median of $696 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Camargo?
Camargo has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 32°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 48.5 inches, with 8.8 inches of snow.
How is the job market in Camargo?
The job market in Camargo faces challenges, with unemployment at 9.4% / significantly above the national rate of 3.6%. The average weekly wage is $772. There are 303 business establishments in the area, including 20 restaurants and food service locations. The average commute time is 27 minutes, and 2.7% of workers work from home.
How much does housing cost in Camargo?
The median home value in Camargo is $131,900. Zillow estimates the typical home value at $200,054. According to Redfin, the median sale price is $185,000, with homes typically selling within 190 days. For renters, the median monthly rent is $696. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 78.9%. The average annual property tax is $1,580.
How are the schools in Camargo?
Schools in Camargo score 5.2 out of 10 on standardized testing, near the national average. 13.3% of adults in Camargo hold a bachelor's degree or higher, below the national average of 33.7%. 80.7% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Camargo?
The obesity rate in Camargo is 31.0% (below the national rate of 32.1%). 20.7% of adults are smokers. 29.9% are physically inactive. 6.3% lack health insurance (below the national rate). 86.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:13,133.
What is transportation like in Camargo?
The average commute in Camargo is 27 minutes. 84.3% of workers drive alone to work, and 2.7% work from home.
What are the demographics of Camargo?
The racial and ethnic makeup of Camargo is 90.9% White, 6.8% Black or African American. 99.5% of residents speak only English at home, while 5.9% speak Spanish. 6.1% of the population are military veterans. 23.1% of residents have a disability. 93.7% have health insurance coverage.