Maryland
Cambridge is a small city in Maryland with a population of 13,094. Residents earn $46,261 per year, which is 38% below the national average.
Based on current data, Cambridge receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include high health insurance coverage. Areas to be aware of include elevated crime rates, below-average incomes, high obesity rates. Cambridge has some notable strengths but also faces challenges that prospective residents should consider.
The median household income in Cambridge is $46,261, 38% below the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. 14.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
The median home value in Cambridge is $254,400, 10% below the national median — offering relatively affordable homeownership. Renters pay a median of $971 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.
With 995 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 6,125 per 100,000, 213% above the national average.
19.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.0% have completed high school. Area schools have an average test score of 5.9/10.
Cambridge enjoys a moderate climate with an average annual temperature of 58°F. Winters average 37°F in January while summers reach 79°F in July. Annual precipitation totals 47.6 inches, including 14.1 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 92.6% |
| 18% above US avg | |
| Spanish | 7.4% |
| 45% below US avg |
| Median HH Income | $46,261 |
| 38% below US avg | |
| Per Capita Income | $29,144 |
| Avg Weekly Wage | $1,011 |
| IRS Avg AGI | $59,254 |
| Unemployment | 4.0% |
| 11% above US avg | |
| Poverty Rate | 14.8% |
| 19% above US avg | |
| Establishments (County) | 798 |
| County GDP | $1,801M |
| Restaurants | 57 |
| Healthcare | 69 |
| Retail | 95 |
| Manufacturing | 39 |
| Property Tax (IRS) | $4,084 |
| 17% above US avg | |
| Effective Tax Rate | 1.61% |
| Commute Time | 21.4 min |
| Work from Home | 6.5% |
| Census Median | $254,400 |
| 10% below US avg | |
| Zillow ZHVI | $263,353 |
| Median List Price | $277,450 |
| Median List Price | $277,450 |
| $/Sq Ft | $142 |
| Homes Sold | 13 |
| Sale-to-List Ratio | 101.3% |
| Price Drops | 17.5% |
| Inventory | 103 |
| Census Median Rent | $971 |
| 17% below US avg |
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
| Owner-Occupied | 41.1% |
| Avg Tax (IRS) | $4,084 |
| 17% above US avg | |
| Effective Rate | 1.61% |
| Obesity | 46.0% |
| 43% above US avg | |
| Diabetes | 15.8% |
| Heart Disease | 6.9% |
| High Blood Pressure | 41.2% |
| Asthma | 12.5% |
| COPD | 9.0% |
| Stroke | 4.6% |
| Binge Drinking | 14.0% |
| Physical Inactivity | 32.4% |
| Depression | 20.9% |
| Mental Distress | 20.0% |
| Physical Distress | 16.2% |
| Insurance Rate | 95.7% |
| Checkup Rate | 79.9% |
| Premature Death | 12,187/100K |
| Food Environment | 7.6/10 |
| Exercise Access | 66.5% |
| Healthcare Facilities | 69 |
| Total Violent | 994.6/100K |
| 162% above US avg | |
| Murder | 15.8/100K |
| 151% above US avg | |
| Rape | 47.4/100K |
| Robbery | 165.8/100K |
| Assault | 765.7/100K |
| Total Property | 6,125.2/100K |
| 213% above US avg | |
| Burglary | 1,113.0/100K |
| Theft | 4,822.8/100K |
| Vehicle Theft | 189.4/100K |
| Arson | 39.5/100K |
| Fatal Crashes (County/yr) | 4 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 58.1°F |
| 8% above US avg | |
| January Average | 37°F (3°C) |
| July Average | 79°F (26°C) |
| Annual Rainfall | 47.6 inches |
| 25% above US avg | |
| Snowfall | 14.1 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 13 ft (4 m) |
| Area | 10.7 sq mi (27.6 km²) |
| Population Density | 1,229/sq mi |
| Coordinates | 38.5541°N, 76.0771°W |
| County FIPS | 24019 |
Winner: Republican by 14.6 points
| Bachelor's Degree+ | 19.1% |
| 43% below US avg | |
| High School+ | 87.0% |
| School Test Score | 5.85 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 1,229/sq mi |
| Total Area | 10.7 sq mi |
| EV Charging Stations | 7 |
| Alt Fuel Stations | 7 |
| Public Libraries | 2 |
| Healthcare Facilities | 69 |
| Restaurants | 57 |
| Retail Stores | 95 |
| Fatal Crashes (County/yr) | 4 |
| Avg Commute | 21.4 min |
| Work from Home | 6.5% |