St. Michaels, MD

Maryland

St. Michaels is a small town in Maryland with a population of 1,381. Residents earn $73,831 per year, which is 2% below the national average.

3.2 /5.0
B Good
1,381 Population 1,180/sq mi density
$73,831 Median Income $56,901 per capita
$530,200 Home Value
$946 Median Rent
58°F Avg Temperature
598 Violent Crime/100K 4,088 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$73,831 median income, 3.5% unemployment
C+
Affordability
2.6 / 5.0
$530,200 home value, $946/mo rent
F
Safety
1.0 / 5.0
598 violent crimes/100K (57% above avg)
A+
Education
4.7 / 5.0
46.5% bachelor's degree or higher
Median Income $73,831
2% lower than US avg
Home Value $530,200
88% higher than US avg
Violent Crime 598/100K
57% higher than US avg
Bachelor's+ 46.5%
38% higher than US avg
Median Rent $946
19% lower than US avg
Obesity Rate 30.5%
5% lower than US avg
Unemployment 3.5%
3% lower than US avg
Poverty Rate 3.3%
73% lower than US avg

How St. Michaels Compares to the U.S. Average (100% = U.S. avg)

People

Population1,381
Median Age49.8 yrs
Density1,180/mi²
Male / Female41% / 59%
Largest GroupWhite 67%

Economy

A
Median Income$73,831
Per Capita$56,901
Unemployment3.5%
Poverty3.3%
County GDP$2,787M
Commute20 min

Housing

C+
Home Value$530,200
Rent$946
OwnershipN/A

Crime

F
Violent598/100K
Property4,088/100K
Murder0.0/100K
Assault299/100K
Burglary798/100K

Health

Obesity30.5%
UninsuredN/A
Depression23.1%
Heart Disease4.7%

Climate

Avg Temp58°F
AQI41 (Good)
Rain47.6 in/yr
Elevation7 ft

Education

A+
Bachelor's+46.5%
High School+80.0%
School Score5.85

Community

2024 VoteR 49% / D 49%
Commute20 min
EV Stations3
Libraries2

Is St. Michaels a Good Place to Live?

Based on current data, St. Michaels receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs. St. Michaels offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. Michaels is $73,831, roughly in line with the national average of $75,149. Unemployment stands at 3.5%, indicating a healthy job market. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in St. Michaels is $530,200, making it a premium housing market at 88% above the U.S. median of $281,900. Renters pay a median of $946 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 7.2x, housing affordability is a significant challenge for many families.

Safety & Crime

The violent crime rate of 598 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 4,088 per 100,000, 109% above the national average.

Education

Educational attainment is solid, with 46.5% holding a bachelor's degree or higher, near the national average. 80.0% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

St. Michaels enjoys a moderate climate with an average annual temperature of 58°F. Winters average 37°F in January while summers reach 79°F in July. Annual precipitation totals 47.6 inches, including 14.1 inches of snow. Air quality is rated Good with a median AQI of 41.

St. Michaels has a population of 1,381 with a density of 1,180 people per square mile. The median age is 49.8 years, 28% older than the national median of 38.9. The city is predominantly White (66.6%), with 21.1% Black.

Population

1,381
Total Population
1,180
People / sq mi
49.8yrs
Median Age
28% above US avg
1.2mi²
Land Area

Gender Distribution

Male 40.7%
Female 59.3%

Race & Ethnicity

St. Michaels vs U.S. Average

Language Spoken at Home

English Only91.5%
17% above US avg
Spanish8.5%
37% below US avg

Social Characteristics

St. Michaels vs U.S. Average

The median household income in St. Michaels is $73,831, which is 2% below the national average of $75,149. The unemployment rate is 3.5% (below the 3.6% US average). 3.3% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: St. Michaels vs U.S.

Commute Mode

Income

Median HH Income$73,831
2% below US avg
Per Capita Income$56,901
Avg Weekly Wage$1,090
IRS Avg AGI$120,149

Employment & Poverty

Unemployment3.5%
3% below US avg
Poverty Rate3.3%
73% below US avg
Establishments (County)1,596
County GDP$2,787M

Business (County)

Restaurants143
Healthcare195
Retail208
Manufacturing35

Tax & Cost of Living

Property Tax (IRS)$6,436
84% above US avg
Effective Tax Rate1.21%

Commute & Transportation

Commute Time20.1 min
Work from Home11.4%

Walkability

The median home value in St. Michaels is $530,200, 88% above the national average. Monthly rent averages $946 (19% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$530,200
88% above US avg
Median List Price$1,194,000

Real Estate Market (Redfin)

Median List Price$1,194,000
$/Sq Ft$692
Homes Sold1
Sale-to-List Ratio91.0%
Price Drops7.7%
Inventory13

Rental Costs

Census Median Rent$946
19% below US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied70.4%

Property Tax

Avg Tax (IRS)$6,436
84% above US avg
Effective Rate1.21%
In St. Michaels, 30.5% of adults are obese (below the 32.1% national rate). 23.1% report depression. 19.9% are physically inactive.

Health Metrics: St. Michaels vs U.S. Average (%)

Chronic Conditions

Obesity30.5%
5% below US avg
Diabetes8.8%
Heart Disease4.7%
High Blood Pressure31.5%
Asthma11.2%
COPD5.2%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking17.8%
Physical Inactivity19.9%
Depression23.1%
Mental Distress16.3%
Physical Distress11.1%

Healthcare Access

Insurance Rate92.9%
Checkup Rate79.0%
Premature Death8,049/100K

Food & Exercise

Food Environment8.1/10
Exercise Access71.3%
Healthcare Facilities195
St. Michaels has a violent crime rate of 598 per 100,000 residents, 57% above the national average of 380. Property crime stands at 4,088 per 100,000 (109% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: St. Michaels vs U.S. Average (per 100,000)

Violent Crime

Total Violent598.2/100K
57% above US avg
Murder0.0/100K
100% below US avg
Rape99.7/100K
Robbery199.4/100K
Assault299.1/100K

Property Crime

Total Property4,087.7/100K
109% above US avg
Burglary797.6/100K
Theft3,290.1/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)4

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
St. Michaels has an average annual temperature of 58°F (15°C). Winters average 37°F in January while summers reach 79°F in July. Annual precipitation is 47.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

37°F Jan (3°C) 79°F Jul (26°C)
Annual Average58.1°F
8% above US avg
January Average37°F (3°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall47.6 inches
25% above US avg
Snowfall14.1 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation7 ft (2 m)
Area1.2 sq mi (3.0 km²)
Population Density1,180/sq mi
Coordinates38.7885°N, 76.2226°W
County FIPS24041
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 46.5% of residents hold a bachelor's degree or higher (38% above US avg). In the 2024 election, the county voted Republican by a 0-point margin.

2024 Presidential Election (County)

R 49.1%
D 49.1%

Winner: Republican by 0 points

Education

Bachelor's Degree+46.5%
38% above US avg
High School+80.0%
School Test Score5.85
A+ Education Grade (4.7/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,180/sq mi
Total Area1.2 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries2
Healthcare Facilities195
Restaurants143
Retail Stores208

Safety & Disasters

Fatal Crashes (County/yr)4
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.1 min
Work from Home11.4%

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