Chester, MD

Maryland · Metropolitan Area

Chester is a small town in Maryland with a population of 4,539. Residents earn $90,938 per year, which is 21% above the national average.

4.2 /5.0
A Great
4,539 Population 866/sq mi density
$90,938 Median Income $59,887 per capita
$441,200 Home Value $522,944 Zillow
$1,849 Median Rent
57°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$90,938 median income, 1.6% unemployment
B+
Affordability
3.9 / 5.0
$441,200 home value, $1,849/mo rent
A
Education
4.0 / 5.0
37.6% bachelor's degree or higher
Median Income $90,938
21% higher than US avg
Home Value $441,200
57% higher than US avg
Bachelor's+ 37.6%
12% higher than US avg
Median Rent $1,849
59% higher than US avg
Obesity Rate 29.5%
8% lower than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 7.3%
41% lower than US avg

How Chester Compares to the U.S. Average (100% = U.S. avg)

People

Population4,539
Median Age43.8 yrs
Density866/mi²
Male / Female49% / 51%
Largest GroupWhite 82%

Economy

A+
Median Income$90,938
Per Capita$59,887
Unemployment1.6%
Poverty7.3%
County GDP$69,946M
Commute35 min

Housing

B+
Home Value$441,200
Rent$1,849
OwnershipN/A
Zillow$522,944

Crime

ViolentN/A
PropertyN/A

Health

Obesity29.5%
UninsuredN/A
Depression24.4%
Heart Disease4.9%

Climate

Avg Temp57°F
AQI41 (Good)
Rain46.9 in/yr
Elevation12 ft

Education

A
Bachelor's+37.6%
High School+93.1%
School Score5.85

Community

2024 VoteR 42% / D 56%
Commute35 min
EV Stations1
Libraries16

Is Chester a Good Place to Live?

Based on current data, Chester receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Chester stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Chester is $90,938, 21% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.6%. Only 7.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Chester is $441,200, making it a premium housing market at 57% above the U.S. median of $281,900. Renters pay a median of $1,849 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.9x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 37.6% holding a bachelor's degree or higher, near the national average. 93.1% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Chester enjoys a moderate climate with an average annual temperature of 57°F. Winters average 35°F in January while summers reach 80°F in July. Annual precipitation totals 46.9 inches. Air quality is rated Good with a median AQI of 41.

Chester has a population of 4,539 with a density of 866 people per square mile. The median age is 43.8 years, 13% older than the national median of 38.9. The city is predominantly White (81.5%), with 1.2% Hispanic, 7.8% Black.

Population

4,539
Total Population
866
People / sq mi
43.8yrs
Median Age
13% above US avg
5.2mi²
Land Area

Gender Distribution

Male 49.1%
Female 50.9%

Race & Ethnicity

Chester vs U.S. Average

Language Spoken at Home

English Only91.4%
16% above US avg
Spanish8.6%
36% below US avg

Social Characteristics

Chester vs U.S. Average

The median household income in Chester is $90,938, which is 21% above the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 7.3% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Chester vs U.S.

Commute Mode

Income

Median HH Income$90,938
21% above US avg
Per Capita Income$59,887
Avg Weekly Wage$1,530
IRS Avg AGI$108,818

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate7.3%
41% below US avg
Establishments (County)15,974
County GDP$69,946M

Business (County)

Restaurants1,302
Healthcare1,531
Retail1,788
Manufacturing227

Tax & Cost of Living

Property Tax (IRS)$5,568
59% above US avg
Effective Tax Rate1.26%

Commute & Transportation

Commute Time35.2 min
Work from Home10.6%

Walkability

The median home value in Chester is $441,200, 57% above the national average. Monthly rent averages $1,849 (59% above US avg). Zillow estimates the typical home value at $522,944.

Home Value Sources

Ownership Split

Home Values

Census Median$441,200
57% above US avg
Zillow ZHVI$522,944
Median List Price$397,000

Real Estate Market (Redfin)

Median List Price$397,000
$/Sq Ft$236
Homes Sold7
Sale-to-List Ratio97.3%
Price Drops21.6%
Inventory37

Rental Costs

Census Median Rent$1,849
59% above US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied64.6%

Property Tax

Avg Tax (IRS)$5,568
59% above US avg
Effective Rate1.26%
In Chester, 29.5% of adults are obese (below the 32.1% national rate). 24.4% report depression. 20.2% are physically inactive.

Health Metrics: Chester vs U.S. Average (%)

Chronic Conditions

Obesity29.5%
8% below US avg
Diabetes9.1%
Heart Disease4.9%
High Blood Pressure31.9%
Asthma10.3%
COPD5.7%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking20.1%
Physical Inactivity20.2%
Depression24.4%
Mental Distress17.1%
Physical Distress11.6%

Healthcare Access

Insurance Rate90.2%
Checkup Rate73.9%
Premature Death7,001/100K

Food & Exercise

Food Environment8.8/10
Exercise Access93.3%
Healthcare Facilities1,531

Crime Rates: Chester vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)46

Safety Score

Chester has an average annual temperature of 57°F (14°C). Winters average 35°F in January while summers reach 80°F in July. Annual precipitation is 46.9 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (2°C) 80°F Jul (26°C)
Annual Average57.1°F
6% above US avg
January Average35°F (2°C)
July Average80°F (26°C)

Precipitation & Snow

Annual Rainfall46.9 inches
23% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation12 ft (4 m)
Area5.2 sq mi (13.6 km²)
Population Density866/sq mi
Coordinates38.9601°N, 76.2876°W
County FIPS24003
It is classified as Metro — 1 million+. 37.6% of residents hold a bachelor's degree or higher (12% above US avg). In the 2024 election, the county voted Democrat by a 13.9-point margin.

2024 Presidential Election (County)

R 41.7%
D 55.7%

Winner: Democrat by 13.9 points

Education

Bachelor's Degree+37.6%
12% above US avg
High School+93.1%
School Test Score5.85
A Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density866/sq mi
Total Area5.2 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries16
Healthcare Facilities1,531
Restaurants1,302
Retail Stores1,788

Safety & Disasters

Fatal Crashes (County/yr)46

Commute & Transportation

Avg Commute35.2 min
Work from Home10.6%

Nearby Cities

Compare Chester with another city: