Median Income
$93,424
24% higher than US avg
Home Value
$280,000
1% lower than US avg
Violent Crime
108/100K
71% lower than US avg
Bachelor's+
39.5%
17% higher than US avg
Median Rent
$1,120
4% lower than US avg
Obesity Rate
34.8%
8% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
7.2%
42% lower than US avg
How Cambridge Compares to the U.S. Average (100% = U.S. avg)
People
Population1,507
Median Age44.4 yrs
Density1,025/mi²
Male / Female51% / 49%
Largest GroupWhite 95%
Veterans5.3%
Economy
A+
Median Income$93,424
Per Capita$46,637
Unemployment1.6%
Poverty7.2%
County GDP$62,806M
Commute27 min
Housing
A+
Home Value$280,000
Rent$1,120
Ownership75.1%
Zillow$360,806
Housing Units654
Rent Burden25.7%
Crime
F
Violent108/100K
Property2,331/100K
Health
Obesity34.8%
Uninsured6.8%
Smoking12.2%
Depression26.1%
Heart Disease4.8%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain37.1 in/yr
Sunny Days260/yr
Elevation853 ft (260 m)
Education
A
Bachelor's+39.5%
High School+95.8%
Graduate+10.7%
School Score6.33
Community
2024 VoteR 23% / D 75%
Commute27 min
Broadband94.6%
EV Stations1
Libraries27
Is Cambridge a Good Place to Live?
Based on current data, Cambridge receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Cambridge offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cambridge is $93,424, 24% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.6%. Only 7.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Cambridge is $280,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,120 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cambridge is a very safe community with a violent crime rate of 108 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,331 per 100,000, near the national average.
Education
Educational attainment is solid, with 39.5% holding a bachelor's degree or higher, near the national average. 95.8% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cambridge experiences four distinct seasons with an average temperature of 47°F. Winters average 19°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.1 inches, including 51.8 inches of snow. Air quality is rated Good with a median AQI of 38.
Cambridge has a population of 1,507 with a density of 1,025 people per square mile, spread across 1.4 square miles. The median age is 44.4 years, 14% older than the national median of 38.9. The gender split is 48.8% female and 51.2% male. The city is predominantly White (95.3%). English is the primary language spoken at home by 95.3% of residents. 5.3% of the population are veterans. 11.8% of residents have a disability. 96.8% have health insurance coverage.
Population
44.4yrs
Median Age
14% above US avg
Race & Ethnicity
Cambridge vs U.S. Average
Language Spoken at Home
English Only
95.3%
21% above US avg
Spanish
4.7%
65% below US avg
Social Characteristics
Cambridge vs U.S. Average
The median household income in Cambridge is $93,424, which is 24% above the national average of $75,149. Per capita income is $46,637 (above the $39,052 national figure). The average weekly wage is $1,432. The unemployment rate is 1.6% (below the 3.6% US average). 7.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 18,084 business establishments, including 1,425 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 9.8% of workers work from home (below the 15.2% national rate).
Income: Cambridge vs U.S.
Income
| Median HH Income | $93,424 |
| 24% above US avg |
| Per Capita Income | $46,637 |
| Avg Weekly Wage | $1,432 |
| IRS Avg AGI | $103,538 |
| Gini Index | 0.453 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 7.2% |
| 42% below US avg |
| Establishments (County) | 18,084 |
| County GDP | $62,806M |
Business (County)
| Restaurants | 1,425 |
| Healthcare | 1,603 |
| Retail | 1,634 |
| Manufacturing | 517 |
Tax & Cost of Living
| Property Tax (IRS) | $8,743 |
| 150% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 3.12% |
Commute & Transportation
| Commute Time | 27.3 min |
| Drive Alone | 80.8% |
| Public Transit | 0.2% |
| Work from Home | 9.8% |
The median home value in Cambridge is $280,000, 1% below the national median of $281,900. Zillow estimates the typical home value at $360,806, higher than the Census estimate. Homes sell for 98.5% of their list price. Monthly rent averages $1,120 (4% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 75.1% of housing units are owner-occupied (above the 65.4% national rate). There are 654 total housing units in the city. The median year a home was built is 1987. The average annual property tax is $8,743 (higher than the $3,500 national average). 25.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $280,000 |
| 1% below US avg |
| Zillow ZHVI | $360,806 |
| Median List Price | $259,000 |
Real Estate Market (Redfin)
| Median List Price | $259,000 |
| $/Sq Ft | $225 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 98.5% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $1,120 |
| 4% below US avg |
| Rent Burden | 25.7% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 75.1% |
| Owner-Occupied | 75.1% |
| Renter-Occupied | 24.9% |
| Housing Units | 654 |
| Median Year Built | 1987 |
Property Tax
| Avg Tax (IRS) | $8,743 |
| 150% above US avg |
| Effective Rate | 3.12% |
In Cambridge, 34.8% of adults are obese, above the national rate of 32.1%. 8.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 25.7% have high blood pressure. 12.2% are current smokers. 22.0% report binge drinking. 21.9% are physically inactive. 26.1% report depression (above the 20.0% national average). 16.2% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:781. The dentist ratio is 1:1,328. 94.2% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Cambridge vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.8% |
| 8% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 4.8% |
| High Blood Pressure | 25.7% |
| Asthma | 10.4% |
| COPD | 4.9% |
| Cancer | 7.2% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.2% |
| 13% below US avg |
| Binge Drinking | 22.0% |
| Physical Inactivity | 21.9% |
| Depression | 26.1% |
| Mental Distress | 16.2% |
| Physical Distress | 11.4% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:781 |
| Dentists | 1:1,328 |
| Mental Health | 1:197 |
| Checkup Rate | 72.7% |
| Dental Visits | 69.8% |
| Premature Death | 5,427/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 94.2% |
| Healthcare Facilities | 1,603 |
Cambridge has a violent crime rate of 108 per 100,000 residents, 71% below the national average of 380. Property crime stands at 2,331 per 100,000, 19% above the U.S. average. The county recorded 34 fatal traffic crashes. Overall, Cambridge receives a safety grade of F.
Crime Rates: Cambridge vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 108.4/100K |
| 71% below US avg |
| |
Property Crime
| Total Property | 2,330.6/100K |
| 19% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 34 |
| Traffic Accidents | 74 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cambridge experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 19°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.1 inches. The area receives 51.8 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 853 feet.
Temperature
19°F Jan (-7°C)
72°F Jul (22°C)
| Annual Average | 47.0°F |
| 13% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 853 ft (260 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 1,025/sq mi |
| Coordinates | 43.0066°N, 89.0214°W |
| Timezone | America/Chicago |
| County | Dane County County |
| Nearest Airport | Dane County Regional/Truax Field (MSN) 18 miles away |
Precipitation & Snow
Annual Rainfall
37.1"
2% below US avg
Wettest Month (Aug)
3.94"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0501 ppm |
| PM2.5 (Fine Particles) | 10.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.9 / 100 |
| Social Vulnerability | 15.9 / 100 |
| Community Resilience | 97.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Very High |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.9 on Mar 25, 2015.
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
123 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
147 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
106 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
585 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 49 fatalities, 1,299 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 18, 1996 |
EF5 |
84 km |
0 |
| Jun 7, 1984 |
EF5 |
78 km |
9 |
| Apr 27, 1984 |
EF4 |
53 km |
1 |
| Jul 3, 1983 |
EF4 |
90 km |
0 |
| Apr 4, 1981 |
EF4 |
82 km |
3 |
| Apr 21, 1974 |
EF4 |
84 km |
0 |
| Apr 21, 1967 |
EF4 |
88 km |
24 |
| Aug 22, 1964 |
EF4 |
99 km |
0 |
| Sep 26, 1951 |
EF4 |
55 km |
1 |
| Jun 16, 2014 |
EF3 |
44 km |
0 |
| Jan 7, 2008 |
EF3 |
76 km |
0 |
| Jan 7, 2008 |
EF3 |
70 km |
0 |
| Aug 18, 2005 |
EF3 |
35 km |
1 |
| Jun 23, 2004 |
EF3 |
79 km |
0 |
| Jun 23, 2004 |
EF3 |
74 km |
1 |
| Jun 17, 1992 |
EF3 |
44 km |
0 |
| Jun 8, 1984 |
EF3 |
52 km |
0 |
| Jun 5, 1980 |
EF3 |
25 km |
0 |
| Apr 7, 1980 |
EF3 |
53 km |
0 |
| Jun 5, 1977 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
10 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,524 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
1,524 |
66 km |
| 2010 |
RX BURN |
1,236 |
66 km |
| 1994 |
SOMMERS |
938 |
68 km |
| 1988 |
PEACHY RD |
812 |
65 km |
| 2018 |
2018 BADGER RX BURNS |
659 |
72 km |
| 2019 |
2019 BADGER RX BURNS |
627 |
71 km |
| 2006 |
UNNAMED |
612 |
70 km |
| 2007 |
TOWER RD 2 |
592 |
65 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
23 km |
| 2009 |
COLD SPRINGS |
552 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.2 in |
Coldest |
| February |
22°F (-6°C) |
1.1 in |
Driest |
| March |
33°F (1°C) |
2.1 in |
|
| April |
46°F (8°C) |
3.2 in |
|
| May |
58°F (14°C) |
3.2 in |
|
| June |
67°F (20°C) |
3.9 in |
|
| July |
72°F (22°C) |
3.9 in |
Warmest |
| August |
69°F (21°C) |
3.9 in |
Wettest |
| September |
61°F (16°C) |
3.7 in |
|
| October |
50°F (10°C) |
2.4 in |
|
| November |
36°F (2°C) |
2.3 in |
|
| December |
23°F (-5°C) |
1.7 in |
|
Cambridge has a seasonal temperature swing of 53°F / from 19°F in January to 72°F in July. Total annual precipitation is 32.6 inches, with August being the wettest month (3.9") and February the driest (1.1").
Average costs for common services in Cambridge. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,269 |
| Toddler | $1,120 |
| Preschool | $1,120 |
| Family Childcare (monthly) |
| Infant | $953 |
| Toddler | $866 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Cambridge
What is the population of Cambridge?
Cambridge has a population of 1,507 residents and is located in Wisconsin. The population density is 1,025 people per square mile, spread across 1.4 square miles. The median age of residents is 44.4 years, which is older than the national median of 38.9 years. The population is 48.8% female and 51.2% male.
Is Cambridge expensive to live in?
Cambridge is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $93,424, 24% above the national average of $75,149. The median home value is $280,000 (1% below the U.S. median). Renters pay a median of $1,120 per month. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Cambridge safe?
Cambridge is considered a very safe city with a violent crime rate of 108 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,331 per 100,000 (above the national average). Overall, Cambridge receives a safety grade of F based on combined crime data.
What is the weather like in Cambridge?
Cambridge has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 19°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.1 inches, with 51.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Cambridge?
The job market in Cambridge is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $1,432. There are 18,084 business establishments in the area, including 1,425 restaurants and food service locations. The average commute time is 27 minutes, and 9.8% of workers work from home.
How much does housing cost in Cambridge?
The median home value in Cambridge is $280,000. Zillow estimates the typical home value at $360,806. For renters, the median monthly rent is $1,120. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 75.1%. The average annual property tax is $8,743.
How are the schools in Cambridge?
Schools in Cambridge score 6.3 out of 10 on standardized testing, near the national average. 39.5% of adults in Cambridge hold a bachelor's degree or higher, above the national average of 33.7%. 95.8% have completed high school. 10.7% hold a graduate or professional degree.
How healthy is Cambridge?
The obesity rate in Cambridge is 34.8% (above the national rate of 32.1%). 12.2% of adults are smokers. 21.9% are physically inactive. 26.1% of residents report depression. 6.8% lack health insurance (below the national rate). 94.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:781.
What is transportation like in Cambridge?
The average commute in Cambridge is 27 minutes. 80.8% of workers drive alone to work, and 9.8% work from home.
What are the demographics of Cambridge?
The racial and ethnic makeup of Cambridge is 95.3% White. 95.3% of residents speak only English at home, while 4.7% speak Spanish. 5.3% of the population are military veterans. 11.8% of residents have a disability. 96.8% have health insurance coverage.