Median Income
$34,710
54% lower than US avg
Home Value
$117,400
58% lower than US avg
Bachelor's+
13.6%
60% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
31.8%
1% lower than US avg
Unemployment
5.5%
53% higher than US avg
Poverty Rate
8.5%
31% lower than US avg
How Capitola Compares to the U.S. Average (100% = U.S. avg)
People
Population306
Median Age51.4 yrs
Density130/mi²
Male / Female33% / 67%
Largest GroupWhite 59%
Veterans0.0%
Economy
B
Median Income$34,710
Per Capita$43,860
Unemployment5.5%
Poverty8.5%
County GDP$23,568M
Commute23 min
Housing
A+
Home Value$117,400
Rent$775
OwnershipN/A
Health
Obesity31.8%
UninsuredN/A
Depression17.7%
Heart Disease4.9%
Climate
Avg Temp69°F
AQI41 (Good)
Rain58.8 in/yr
Elevation105 ft
Education
C
Bachelor's+13.6%
High School+92.3%
School Score5.60
Community
2024 VoteR 39% / D 60%
Commute23 min
Broadband83.9%
Libraries7
Is Capitola a Good Place to Live?
Based on current data, Capitola receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, below-average incomes. Capitola offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Capitola is $34,710, 54% below the national average of $75,149. The unemployment rate of 5.5% is somewhat elevated compared to the national rate of 3.6%. 8.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Capitola is $117,400, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
13.6% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Capitola enjoys a moderate climate with an average annual temperature of 69°F. Winters average 52°F in January while summers reach 83°F in July. Annual precipitation totals 58.8 inches. Air quality is rated Good with a median AQI of 41.
Capitola has a population of 306 with a density of 130 people per square mile. The median age is 51.4 years, 32% older than the national median of 38.9. The city is predominantly White (59.2%), with 3.9% Hispanic, 36.9% Black.
Population
51.4yrs
Median Age
32% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Capitola is $34,710, which is 54% below the national average of $75,149. The unemployment rate is 5.5% (above the 3.6% US average). 8.5% of residents live below the poverty line. Workers commute an average of 23 minutes.
Income
| Median HH Income | $34,710 |
| 54% below US avg |
| Per Capita Income | $43,860 |
| Avg Weekly Wage | $1,191 |
| IRS Avg AGI | $76,890 |
Employment & Poverty
| Unemployment | 5.5% |
| 53% above US avg |
| Poverty Rate | 8.5% |
| 31% below US avg |
| Establishments (County) | 11,134 |
| County GDP | $23,568M |
Business (County)
| Restaurants | 735 |
| Healthcare | 876 |
| Retail | 977 |
| Manufacturing | 100 |
Tax & Cost of Living
| Property Tax (IRS) | $5,835 |
| 67% above US avg |
| Effective Tax Rate | 4.97% |
Commute & Transportation
| Commute Time | 22.6 min |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Capitola is $117,400, 58% below the national average. Monthly rent averages $775 (33% below US avg).
Home Values
| Census Median | $117,400 |
| 58% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,835 |
| 67% above US avg |
| Effective Rate | 4.97% |
In Capitola, 31.8% of adults are obese (below the 32.1% national rate). 17.7% report depression. 18.1% are physically inactive.
Health Metrics: Capitola vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.8% |
| 1% below US avg |
| Diabetes | 8.7% |
| Heart Disease | 4.9% |
| High Blood Pressure | 31.2% |
| Asthma | 10.3% |
| COPD | 4.8% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.7% |
| Physical Inactivity | 18.1% |
| Depression | 17.7% |
| Mental Distress | 16.7% |
| Physical Distress | 10.9% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Checkup Rate | 75.3% |
| Premature Death | 8,452/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 83.1% |
| Healthcare Facilities | 876 |
Crime Rates: Capitola vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 37 |
Safety Score
Capitola has an average annual temperature of 69°F (20°C). Winters average 52°F in January while summers reach 83°F in July. Annual precipitation is 58.8 inches. Air quality is rated Good with a median AQI of 41.
Temperature
52°F Jan (11°C)
83°F Jul (28°C)
| Annual Average | 68.5°F |
| 27% above US avg |
| January Average | 52°F (11°C) |
| July Average | 83°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 58.8 inches |
| 55% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 105 ft (32 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 130/sq mi |
| Coordinates | 30.4424°N, 84.0792°W |
| County FIPS | 12073 |