Median Income
$52,143
31% lower than US avg
Home Value
$59,500
79% lower than US avg
Violent Crime
56/100K
85% lower than US avg
Bachelor's+
9.8%
71% lower than US avg
Median Rent
$803
31% lower than US avg
Obesity Rate
43.0%
34% higher than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
16.0%
29% higher than US avg
How Carlisle Compares to the U.S. Average (100% = U.S. avg)
People
Population610
Median Age38.1 yrs
Density1,173/mi²
Male / Female44% / 56%
Largest GroupWhite 95%
Veterans5.2%
Economy
B
Median Income$52,143
Per Capita$24,232
Unemployment3.1%
Poverty16.0%
County GDP$2,502M
Commute24 min
Housing
A+
Home Value$59,500
Rent$803
Ownership74.8%
Zillow$148,460
Housing Units297
Rent Burden21.3%
Crime
F
Violent56/100K
Property3,887/100K
Health
Obesity43.0%
Uninsured8.6%
Smoking19.0%
Depression27.0%
Heart Disease6.4%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain45.4 in/yr
Sunny Days293/yr
Elevation520 ft (158 m)
Education
D
Bachelor's+9.8%
High School+97.0%
Graduate+3.7%
School Score5.74
Community
2024 VoteR 74% / D 24%
Commute24 min
Broadband71.5%
EV Stations2
Libraries3
Is Carlisle a Good Place to Live?
Based on current data, Carlisle receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Carlisle has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Carlisle is $52,143, 31% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Carlisle is $59,500, 79% below the national median / offering relatively affordable homeownership. Renters pay a median of $803 per month, below the national average / a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Carlisle is a very safe community with a violent crime rate of 56 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000, 98% above the national average.
Education
9.8% of residents hold a bachelor's degree, below the national average of 33.7%. 97.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Carlisle experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.4 inches, including 15.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Carlisle has a population of 610 with a density of 1,173 people per square mile, spread across 0.5 square miles. The median age is 38.1 years, 2% younger than the national median of 38.9. The gender split is 55.9% female and 44.1% male. The city is predominantly White (94.9%), with 1.6% Hispanic, 2.5% Black. English is the primary language spoken at home by 100% of residents. 5.2% of the population are veterans. 15.6% of residents have a disability. 95.0% have health insurance coverage.
Population
38.1yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Carlisle is $52,143, which is 31% below the national average of $75,149. Per capita income is $24,232 (below the $39,052 national figure). The average weekly wage is $980, 32% lower than the U.S. average. The unemployment rate is 3.1% (below the 3.6% US average). 16.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 950 business establishments, including 85 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 1.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,143 |
| 31% below US avg |
| Per Capita Income | $24,232 |
| Avg Weekly Wage | $980 |
| IRS Avg AGI | $61,860 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 16.0% |
| 29% above US avg |
| Establishments (County) | 950 |
| County GDP | $2,502M |
Business (County)
| Restaurants | 85 |
| Healthcare | 103 |
| Retail | 153 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $2,961 |
| 15% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.98% |
Commute & Transportation
| Commute Time | 24.2 min |
| Drive Alone | 84.1% |
| Public Transit | 0.0% |
| Work from Home | 1.9% |
The median home value in Carlisle is $59,500, 79% below the national median of $281,900. Zillow estimates the typical home value at $148,460, higher than the Census estimate. Monthly rent averages $803 (31% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 74.8% of housing units are owner-occupied (above the 65.4% national rate). There are 297 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $2,961. 21.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $59,500 |
| 79% below US avg |
| Zillow ZHVI | $148,460 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $803 |
| 31% below US avg |
| Rent Burden | 21.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 74.8% |
| Owner-Occupied | 74.8% |
| Renter-Occupied | 25.2% |
| Housing Units | 297 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $2,961 |
| 15% below US avg |
| Effective Rate | 4.98% |
In Carlisle, 43.0% of adults are obese, above the national rate of 32.1%. 11.5% have diabetes. Heart disease affects 6.4% of residents. 35.9% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 17.7% report binge drinking. 26.0% are physically inactive. 27.0% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. 8.6% of residents lack health insurance. The primary care physician ratio is 1:1,383. The dentist ratio is 1:1,988. 62.3% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Carlisle vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.0% |
| 34% above US avg |
| Diabetes | 11.5% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.9% |
| Asthma | 11.4% |
| COPD | 8.4% |
| Cancer | 7.6% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 19.0% |
| 36% above US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 26.0% |
| Depression | 27.0% |
| Mental Distress | 19.6% |
| Physical Distress | 14.3% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 95.0% |
| Uninsured | 8.6% |
| 0% below US avg |
| Primary Care | 1:1,383 |
| Dentists | 1:1,988 |
| Mental Health | 1:468 |
| Checkup Rate | 77.6% |
| Dental Visits | 60.5% |
| Premature Death | 10,556/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 62.3% |
| Healthcare Facilities | 103 |
Carlisle has a violent crime rate of 56 per 100,000 residents, 85% below the national average of 380. Property crime stands at 3,887 per 100,000, 98% above the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Carlisle receives a safety grade of F.
Crime Rates: Carlisle vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 56.3/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 3,886.6/100K |
| 98% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 9 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Carlisle experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.4 inches. The area receives 15.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 520 feet.
Temperature
30°F Jan (-1°C)
76°F Jul (25°C)
| Annual Average | 54.4°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 520 ft (158 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 1,173/sq mi |
| Coordinates | 38.9608°N, 87.4014°W |
| Timezone | America/Indiana/Indianapolis |
| County | Knox County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV)
17 miles away |
Precipitation & Snow
Annual Rainfall
45.4"
20% above US avg
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 55.3 / 100 |
| Social Vulnerability | 37.2 / 100 |
| Community Resilience | 84.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
53 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
71 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
69 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
111 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
70 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
112 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
121 km |
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
97 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
27 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
121 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
74 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
97 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
70 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
71 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
105 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
68 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
100 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
69 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
91 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
141 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
127 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
460 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 19 fatalities, 551 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1990 |
EF4 |
98 km |
0 |
| Jun 2, 1990 |
EF4 |
75 km |
0 |
| Jun 2, 1990 |
EF4 |
55 km |
6 |
| Jun 2, 1990 |
EF4 |
78 km |
1 |
| Jan 7, 1989 |
EF4 |
63 km |
0 |
| Mar 31, 2023 |
EF3 |
57 km |
6 |
| Mar 31, 2023 |
EF3 |
69 km |
2 |
| May 25, 2011 |
EF3 |
90 km |
0 |
| Mar 8, 2009 |
EF3 |
70 km |
0 |
| Nov 15, 2005 |
EF3 |
39 km |
0 |
| Sep 20, 2002 |
EF3 |
74 km |
0 |
| Nov 22, 1992 |
EF3 |
95 km |
0 |
| Nov 22, 1992 |
EF3 |
90 km |
0 |
| Nov 22, 1992 |
EF3 |
72 km |
0 |
| Jun 2, 1990 |
EF3 |
46 km |
0 |
| Apr 3, 1989 |
EF3 |
82 km |
0 |
| Mar 10, 1986 |
EF3 |
89 km |
0 |
| Aug 10, 1974 |
EF3 |
82 km |
0 |
| Aug 10, 1974 |
EF3 |
94 km |
0 |
| Apr 3, 1974 |
EF3 |
98 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,547 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
UNNAMED |
1,547 |
100 km |
| 2016 |
UNNAMED |
898 |
100 km |
| 2010 |
RICEVILLE RX |
671 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.4 in |
Coldest, Driest |
| February |
33°F (0°C) |
2.5 in |
|
| March |
44°F (6°C) |
3.9 in |
|
| April |
54°F (12°C) |
4.1 in |
|
| May |
64°F (18°C) |
4.9 in |
Wettest |
| June |
73°F (23°C) |
4.0 in |
|
| July |
76°F (25°C) |
4.6 in |
Warmest |
| August |
75°F (24°C) |
3.8 in |
|
| September |
68°F (20°C) |
3.2 in |
|
| October |
56°F (14°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.9 in |
|
| December |
34°F (1°C) |
3.2 in |
|
Carlisle has a seasonal temperature swing of 46°F / from 30°F in January to 76°F in July. Total annual precipitation is 43.5 inches, with May being the wettest month (4.9") and January the driest (2.4").
Average costs for common services in Carlisle. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Carlisle
What is the population of Carlisle?
Carlisle has a population of 610 residents and is located in Indiana. The population density is 1,173 people per square mile, spread across 0.5 square miles. The median age of residents is 38.1 years. The population is 55.9% female and 44.1% male.
Is Carlisle expensive to live in?
Carlisle is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $52,143, 31% below the national average of $75,149. The median home value is $59,500 (79% below the U.S. median). Renters pay a median of $803 per month, below the national average of $1,163. The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is Carlisle safe?
Carlisle is considered a very safe city with a violent crime rate of 56 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,887 per 100,000 (above the national average). Overall, Carlisle receives a safety grade of F based on combined crime data.
What is the weather like in Carlisle?
Carlisle has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.4 inches, with 15.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Carlisle?
Carlisle has a healthy job market with an unemployment rate of 3.1%, near the national average of 3.6%. The average weekly wage is $980. There are 950 business establishments in the area, including 85 restaurants and food service locations. The average commute time is 24 minutes, and 1.9% of workers work from home.
How much does housing cost in Carlisle?
The median home value in Carlisle is $59,500. Zillow estimates the typical home value at $148,460. For renters, the median monthly rent is $803. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 74.8%. The average annual property tax is $2,961.
How are the schools in Carlisle?
Schools in Carlisle score 5.7 out of 10 on standardized testing, near the national average. 9.8% of adults in Carlisle hold a bachelor's degree or higher, below the national average of 33.7%. 97.0% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Carlisle?
The obesity rate in Carlisle is 43.0% (above the national rate of 32.1%). 19.0% of adults are smokers. 26.0% are physically inactive. 27.0% of residents report depression. 8.6% lack health insurance. 62.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,383.
What is transportation like in Carlisle?
The average commute in Carlisle is 24 minutes, shorter than the national average of 28 minutes. 84.1% of workers drive alone to work, and 1.9% work from home.
What are the demographics of Carlisle?
The racial and ethnic makeup of Carlisle is 94.9% White, 2.5% Black or African American, 1.6% Hispanic or Latino. 100% of residents speak only English at home. 5.2% of the population are military veterans. 15.6% of residents have a disability. 95.0% have health insurance coverage.
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