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Carmel, IN
Full City Profile · Indiana · Marion County County
3.9
/5.0
B+
Good
100,501
Population
2,047/sq mi density
$134,602
Median Income
$71,546 per capita
$455,500
Home Value
$555,487 Zillow
$1,607
Median Rent
25.8% income on rent
55°F
Avg Temperature
271 sunny days/yr
31
Violent Crime/100K
846 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$134,602 median income, 1.9% unemployment
A+
Affordability
4.8 / 5.0
$455,500 home value, $1,607/mo rent
F
Safety
1.0 / 5.0
31 violent crimes/100K
A+
Education
5.0 / 5.0
74.5% bachelor's degree or higher
Carmel experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 36°F in January while summers reach 75°F in July. The area gets 271 sunny days per year. Annual precipitation totals 39.2 inches. The area receives 11.7 inches of snow annually. Air quality is rated Good with a median AQI of 41.
Temperature
36°F Jan (2°C)
75°F Jul (24°C)
| Annual Average | 54.7°F |
| 1% above US avg | |
| January Average | 36°F (2°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 271 days/yr |
Geography
| Elevation | 850 ft (259 m) |
| Area | 48.5 sq mi (125.7 km²) |
| Population Density | 2,047/sq mi |
| Coordinates | 39.9655°N, 86.1484°W |
| Timezone | America/Indiana/Indianapolis |
| County | Marion County County |
| Nearest Airport | Indianapolis International (IND) 19 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0444 ppm |
| NO₂ (Nitrogen Dioxide) | 14.3 ppb |
| SO₂ (Sulfur Dioxide) | 0.24 ppb |
| CO (Carbon Monoxide) | 0.33 ppm |
| PM2.5 (Fine Particles) | 12.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 97.5 / 100 |
| Social Vulnerability | 39.7 / 100 |
| Community Resilience | 49.4 / 100 |
Hazard Breakdown
| Tornado | Very High |
| Hurricane | Very Low |
| Earthquake | Relatively Moderate |
| Wildfire | Very Low |
| Flood | Relatively High |
| Hail | Relatively Moderate |
| Strong Wind | Very High |
| Heat Wave | Relatively High |
| Winter Weather | Relatively High |
| Lightning | Very High |
| Ice Storm | Relatively High |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 36°F (2°C) | 2.2 in | Driest |
| February | 30°F (-1°C) | 2.2 in | Coldest |
| March | 41°F (5°C) | 3.2 in | |
| April | 51°F (11°C) | 3.8 in | |
| May | 62°F (17°C) | 4.2 in | |
| June | 71°F (22°C) | 3.7 in | |
| July | 75°F (24°C) | 4.5 in | Warmest, Wettest |
| August | 73°F (23°C) | 3.7 in | |
| September | 66°F (19°C) | 2.9 in | |
| October | 54°F (12°C) | 2.8 in | |
| November | 43°F (6°C) | 3.4 in | |
| December | 32°F (-0°C) | 3.0 in |
Carmel has a seasonal temperature swing of 45°F / from 30°F in February to 75°F in July. Total annual precipitation is 39.5 inches, with July being the wettest month (4.5") and January the driest (2.2").