Carmel, IN
Full City Profile · Indiana · Marion County County
3.9
/5.0
B+
Good
100,501
Population
2,047/sq mi density
$134,602
Median Income
$71,546 per capita
$455,500
Home Value
$574,220 Zillow
$1,607
Median Rent
25.8% income on rent
52°F
Avg Temperature
73
Violent Crime/100K
829 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$134,602 median income, 2.7% unemployment
A+
Affordability
4.8 / 5.0
$455,500 home value, $1,607/mo rent
F
Safety
1.0 / 5.0
73 violent crimes/100K
A+
Education
5.0 / 5.0
74.5% bachelor's degree or higher
Carmel experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 27°F in January while summers reach 74°F in July. Annual precipitation totals 44.4 inches. The area receives 20.3 inches of snow annually. Air quality is rated Moderate with a median AQI of 54.
Temperature
27°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.6°F |
| 4% below US avg | |
| January Average | 27°F (-3°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 850 ft (259 m) |
| Area | 48.5 sq mi (125.7 km²) |
| Population Density | 2,047/sq mi |
| Coordinates | 39.9655°N, 86.1484°W |
| Timezone | America/Indiana/Indianapolis |
| County | Marion County County |
| Nearest Airport | Indianapolis International (IND) 19 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 54.0 |
| Rating | Moderate |
| Good Days % | 36.6% |
| Unhealthy Days | 4 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0444 ppm |
| NO₂ (Nitrogen Dioxide) | 14.3 ppb |
| SO₂ (Sulfur Dioxide) | 0.24 ppb |
| CO (Carbon Monoxide) | 0.33 ppm |
| PM2.5 (Fine Particles) | 12.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 97.5 / 100 |
| Social Vulnerability | 39.7 / 100 |
| Community Resilience | 49.4 / 100 |
Hazard Breakdown
| Tornado | Very High |
| Hurricane | Very Low |
| Earthquake | Relatively Moderate |
| Wildfire | Very Low |
| Flood | Relatively High |
| Hail | Relatively Moderate |
| Strong Wind | Very High |
| Heat Wave | Relatively High |
| Winter Weather | Relatively High |
| Lightning | Very High |
| Ice Storm | Relatively High |
| Drought | Relatively Low |
| Cold Wave | Relatively High |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 27°F (-3°C) | 2.8 in | Coldest |
| February | 30°F (-1°C) | 2.2 in | Driest |
| March | 40°F (4°C) | 3.4 in | |
| April | 51°F (11°C) | 4.3 in | |
| May | 62°F (16°C) | 5.0 in | |
| June | 71°F (22°C) | 5.5 in | Wettest |
| July | 74°F (23°C) | 4.3 in | Warmest |
| August | 73°F (23°C) | 4.2 in | |
| September | 66°F (19°C) | 3.5 in | |
| October | 54°F (12°C) | 3.3 in | |
| November | 42°F (5°C) | 3.4 in | |
| December | 32°F (-0°C) | 2.8 in |
Carmel has a seasonal temperature swing of 48°F / from 27°F in January to 74°F in July. Total annual precipitation is 44.4 inches, with June being the wettest month (5.5") and February the driest (2.2").