New York · Metropolitan Area
Carmel is a small city in New York with a population of 7,222. Residents earn $126,224 per year, which is 68% above the national average.
Based on current data, Carmel receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Carmel stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Carmel is $126,224, which is significantly higher than the national average — 68% above $75,149. This places Carmel among higher-income communities. Unemployment stands at 3.1%, indicating a healthy job market. Only 3.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.
The median home value in Carmel is $491,300, making it a premium housing market at 74% above the U.S. median of $281,900. Renters pay a median of $1,160 per month. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Educational attainment is solid, with 38.8% holding a bachelor's degree or higher, near the national average. 93.7% have completed high school. Area schools have an average test score of 5.4/10.
Carmel experiences four distinct seasons with an average temperature of 48°F. Winters average 25°F in January while summers reach 70°F in July. Annual precipitation totals 50.4 inches. Air quality is rated Good with a median AQI of 36.
| English Only | 84.0% |
| 7% above US avg | |
| Spanish | 16.0% |
| 19% above US avg |
| Median HH Income | $126,224 |
| 68% above US avg | |
| Per Capita Income | $52,888 |
| Avg Weekly Wage | $1,299 |
| IRS Avg AGI | $112,316 |
| Unemployment | 3.1% |
| 14% below US avg | |
| Poverty Rate | 3.5% |
| 72% below US avg | |
| Establishments (County) | 3,328 |
| County GDP | $5,494M |
| Restaurants | 222 |
| Healthcare | 245 |
| Retail | 298 |
| Manufacturing | 66 |
| Property Tax (IRS) | $13,245 |
| 278% above US avg | |
| Effective Tax Rate | 2.70% |
| Commute Time | 41.7 min |
| Drive Alone | 71.4% |
| Public Transit | 5.9% |
| Work from Home | 11.4% |
| Census Median | $491,300 |
| 74% above US avg | |
| Median List Price | $599,000 |
| Median List Price | $599,000 |
| $/Sq Ft | $305 |
| Homes Sold | 10 |
| Sale-to-List Ratio | 101.1% |
| Price Drops | 25.0% |
| Inventory | 32 |
| Census Median Rent | $1,160 |
| 0% below US avg | |
| Rent Burden | 23.8% |
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
| Owner-Occupied | 75.2% |
| Avg Tax (IRS) | $13,245 |
| 278% above US avg | |
| Effective Rate | 2.70% |
| Obesity | 27.5% |
| 14% below US avg | |
| Diabetes | 7.9% |
| Heart Disease | 4.6% |
| High Blood Pressure | 25.8% |
| Asthma | 10.3% |
| COPD | 4.7% |
| Stroke | 2.4% |
| Binge Drinking | 19.7% |
| Physical Inactivity | 21.1% |
| Depression | 19.0% |
| Mental Distress | 15.5% |
| Physical Distress | 11.0% |
| Insurance Rate | 99.5% |
| Checkup Rate | 77.8% |
| Premature Death | 4,624/100K |
| Food Environment | 9.0/10 |
| Exercise Access | 94.9% |
| Healthcare Facilities | 245 |
| Fatal Crashes (County/yr) | 11 |
| Annual Average | 48.0°F |
| 11% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 70°F (21°C) |
| Annual Rainfall | 50.4 inches |
| 33% above US avg |
| AQI Median | 36.0 |
| Rating | Good |
| Elevation | 550 ft (168 m) |
| Area | 9.2 sq mi (23.9 km²) |
| Population Density | 782/sq mi |
| Coordinates | 41.4030°N, 73.6850°W |
| County FIPS | 36079 |
Winner: Republican by 13.7 points
| Bachelor's Degree+ | 38.8% |
| 15% above US avg | |
| High School+ | 93.7% |
| School Test Score | 5.39 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 782/sq mi |
| Total Area | 9.2 sq mi |
| Broadband Access | 86.6% |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 1 |
| Public Libraries | 8 |
| Healthcare Facilities | 245 |
| Restaurants | 222 |
| Retail Stores | 298 |
| Fatal Crashes (County/yr) | 11 |
| Avg Commute | 41.7 min |
| Drive Alone | 71.4% |
| Public Transit | 5.9% |
| Work from Home | 11.4% |