Lake Carmel, NY

New York · Metropolitan Area

Lake Carmel is a small city in New York with a population of 8,090. Residents earn $121,402 per year, which is 62% above the national average.

4.7 /5.0
A+ Excellent
8,090 Population 1,547/sq mi density
$121,402 Median Income $48,205 per capita
$357,500 Home Value
$1,479 Median Rent
48°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$121,402 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$357,500 home value, $1,479/mo rent
A
Education
4.1 / 5.0
39.1% bachelor's degree or higher
Median Income $121,402
62% higher than US avg
Home Value $357,500
27% higher than US avg
Bachelor's+ 39.1%
16% higher than US avg
Median Rent $1,479
27% higher than US avg
Obesity Rate 28.6%
11% lower than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 6.5%
48% lower than US avg

How Lake Carmel Compares to the U.S. Average (100% = U.S. avg)

People

Population8,090
Median Age42.4 yrs
Density1,547/mi²
Male / Female50% / 50%
Largest GroupWhite 64%

Economy

A+
Median Income$121,402
Per Capita$48,205
Unemployment1.9%
Poverty6.5%
County GDP$5,494M
Commute39 min

Housing

A+
Home Value$357,500
Rent$1,479
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.6%
UninsuredN/A
Depression18.8%
Heart Disease4.7%

Climate

Avg Temp48°F
AQI36 (Good)
Rain50.4 in/yr
Elevation621 ft

Education

A
Bachelor's+39.1%
High School+92.7%
School Score5.39

Community

2024 VoteR 57% / D 43%
Commute39 min
Libraries8

Is Lake Carmel a Good Place to Live?

Based on current data, Lake Carmel receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include long commute times. Lake Carmel stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Lake Carmel is $121,402, which is significantly higher than the national average — 62% above $75,149. This places Lake Carmel among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 6.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 39 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Lake Carmel is $357,500, 27% above the national median. Renters pay a median of $1,479 per month, significantly above the national average of $1,163. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 39.1% holding a bachelor's degree or higher, near the national average. 92.7% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Lake Carmel experiences four distinct seasons with an average temperature of 48°F. Winters average 25°F in January while summers reach 70°F in July. Annual precipitation totals 50.4 inches. Air quality is rated Good with a median AQI of 36.

Lake Carmel has a population of 8,090 with a density of 1,547 people per square mile. The median age is 42.4 years, 9% older than the national median of 38.9. The city is predominantly White (64.2%), with 7.7% Black.

Population

8,090
Total Population
1,547
People / sq mi
42.4yrs
Median Age
9% above US avg
5.2mi²
Land Area

Gender Distribution

Male 49.7%
Female 50.3%

Race & Ethnicity

Lake Carmel vs U.S. Average

Language Spoken at Home

English Only75.9%
3% below US avg
Spanish24.1%
80% above US avg

Social Characteristics

Lake Carmel vs U.S. Average

The median household income in Lake Carmel is $121,402, which is 62% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 6.5% of residents live below the poverty line. Workers commute an average of 39 minutes.

Income: Lake Carmel vs U.S.

Commute Mode

Income

Median HH Income$121,402
62% above US avg
Per Capita Income$48,205
Avg Weekly Wage$1,299
IRS Avg AGI$112,316

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate6.5%
48% below US avg
Establishments (County)3,328
County GDP$5,494M

Business (County)

Restaurants222
Healthcare245
Retail298
Manufacturing66

Tax & Cost of Living

Property Tax (IRS)$13,245
278% above US avg
Effective Tax Rate3.70%

Commute & Transportation

Commute Time39.0 min
Work from Home8.9%

Walkability

The median home value in Lake Carmel is $357,500, 27% above the national average. Monthly rent averages $1,479 (27% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$357,500
27% above US avg
Median List Price$708,888

Real Estate Market (Redfin)

Median List Price$708,888
$/Sq Ft$356
Homes Sold3
Sale-to-List Ratio101.7%
Price Drops22.2%
Inventory9

Rental Costs

Census Median Rent$1,479
27% above US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied86.8%

Property Tax

Avg Tax (IRS)$13,245
278% above US avg
Effective Rate3.70%
In Lake Carmel, 28.6% of adults are obese (below the 32.1% national rate). 18.8% report depression. 22.7% are physically inactive.

Health Metrics: Lake Carmel vs U.S. Average (%)

Chronic Conditions

Obesity28.6%
11% below US avg
Diabetes8.3%
Heart Disease4.7%
High Blood Pressure26.4%
Asthma10.2%
COPD4.8%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking19.1%
Physical Inactivity22.7%
Depression18.8%
Mental Distress15.6%
Physical Distress11.4%

Healthcare Access

Insurance Rate97.6%
Checkup Rate77.8%
Premature Death4,624/100K

Food & Exercise

Food Environment9.0/10
Exercise Access94.9%
Healthcare Facilities245

Crime Rates: Lake Carmel vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)11

Safety Score

Lake Carmel has an average annual temperature of 48°F (9°C). Winters average 25°F in January while summers reach 70°F in July. Annual precipitation is 50.4 inches. Air quality is rated Good with a median AQI of 36.

Temperature

25°F Jan (-4°C) 70°F Jul (21°C)
Annual Average48.0°F
11% below US avg
January Average25°F (-4°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall50.4 inches
33% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation621 ft (189 m)
Area5.2 sq mi (13.5 km²)
Population Density1,547/sq mi
Coordinates41.4627°N, 73.6633°W
County FIPS36079
It is classified as Metro — 1 million+. 39.1% of residents hold a bachelor's degree or higher (16% above US avg). In the 2024 election, the county voted Republican by a 13.7-point margin.

2024 Presidential Election (County)

R 56.8%
D 43.2%

Winner: Republican by 13.7 points

Education

Bachelor's Degree+39.1%
16% above US avg
High School+92.7%
School Test Score5.39
A Education Grade (4.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,547/sq mi
Total Area5.2 sq mi

Infrastructure & Services

Public Libraries8
Healthcare Facilities245
Restaurants222
Retail Stores298

Safety & Disasters

Fatal Crashes (County/yr)11

Commute & Transportation

Avg Commute39.0 min
Work from Home8.9%

Nearby Cities

Compare Lake Carmel with another city: