Carter Lake, IA
Full City Profile · Iowa · Pottawattamie County County
3.0
/5.0
B
Good
3,773
Population
2,108/sq mi density
$75,037
Median Income
$34,705 per capita
$161,200
Home Value
$213,864 Zillow
$1,115
Median Rent
32.4% income on rent
52°F
Avg Temperature
560
Violent Crime/100K
4,748 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$75,037 median income, 4.7% unemployment
A+
Affordability
5.0 / 5.0
$161,200 home value, $1,115/mo rent
F
Safety
1.0 / 5.0
560 violent crimes/100K (47% above avg)
C
Education
2.0 / 5.0
12.9% bachelor's degree or higher
Carter Lake experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 78°F in July. Annual precipitation totals 31.9 inches. The area receives 27.1 inches of snow annually.
Temperature
24°F Jan (-4°C)
78°F Jul (26°C)
| Annual Average | 52.4°F |
| 3% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 965 ft (294 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 2,108/sq mi |
| Coordinates | 41.2885°N, 95.9169°W |
| Timezone | America/Chicago |
| County | Pottawattamie County County |
| Nearest Airport | Eppley Airfield (OMA) 2 miles away |
Precipitation & Snow
Air Quality
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 80.4 / 100 |
| Social Vulnerability | 21.9 / 100 |
| Community Resilience | 69.2 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | No Rating |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-4°C) | 0.8 in | Coldest, Driest |
| February | 29°F (-2°C) | 1.0 in | |
| March | 41°F (5°C) | 1.8 in | |
| April | 53°F (11°C) | 3.2 in | |
| May | 64°F (18°C) | 4.7 in | Wettest |
| June | 74°F (23°C) | 4.4 in | |
| July | 78°F (26°C) | 3.6 in | Warmest |
| August | 76°F (24°C) | 4.6 in | |
| September | 68°F (20°C) | 3.0 in | |
| October | 54°F (12°C) | 2.3 in | |
| November | 40°F (5°C) | 1.5 in | |
| December | 29°F (-2°C) | 1.2 in |
Carter Lake has a seasonal temperature swing of 54°F / from 24°F in January to 78°F in July. Total annual precipitation is 31.9 inches, with May being the wettest month (4.7") and January the driest (0.8").