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Carter Lake, IA
Full City Profile · Iowa · Pottawattamie County County
3.1
/5.0
B
Good
3,773
Population
2,108/sq mi density
$75,037
Median Income
$34,705 per capita
$161,200
Home Value
$199,335 Zillow
$1,115
Median Rent
32.4% income on rent
52°F
Avg Temperature
275 sunny days/yr
830
Violent Crime/100K
3,907 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$75,037 median income, 3.0% unemployment
A+
Affordability
5.0 / 5.0
$161,200 home value, $1,115/mo rent
F
Safety
1.0 / 5.0
830 violent crimes/100K (118% above avg)
C
Education
2.0 / 5.0
12.9% bachelor's degree or higher
Carter Lake experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 78°F in July. The area gets 275 sunny days per year. Annual precipitation totals 31.9 inches. The area receives 27.1 inches of snow annually. Air quality is rated Good with a median AQI of 43.
Temperature
24°F Jan (-4°C)
78°F Jul (26°C)
| Annual Average | 52.4°F |
| 3% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 965 ft (294 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 2,108/sq mi |
| Coordinates | 41.2885°N, 95.9169°W |
| Timezone | America/Chicago |
| County | Pottawattamie County County |
| Nearest Airport | Eppley Airfield (OMA) 2 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 80.4 / 100 |
| Social Vulnerability | 21.9 / 100 |
| Community Resilience | 69.2 / 100 |
Hazard Breakdown
| Tornado | Relatively High |
| Hurricane | No Rating |
| Earthquake | Very Low |
| Wildfire | Relatively Low |
| Flood | Relatively Moderate |
| Hail | Relatively High |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively Moderate |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-4°C) | 0.8 in | Coldest, Driest |
| February | 28°F (-2°C) | 0.9 in | |
| March | 40°F (4°C) | 1.9 in | |
| April | 52°F (11°C) | 2.8 in | |
| May | 63°F (17°C) | 4.3 in | Wettest |
| June | 73°F (23°C) | 4.3 in | |
| July | 78°F (26°C) | 4.0 in | Warmest |
| August | 75°F (24°C) | 3.7 in | |
| September | 66°F (19°C) | 3.4 in | |
| October | 54°F (12°C) | 2.2 in | |
| November | 38°F (4°C) | 1.4 in | |
| December | 26°F (-3°C) | 0.9 in |
Carter Lake has a seasonal temperature swing of 54°F / from 24°F in January to 78°F in July. Total annual precipitation is 30.5 inches, with May being the wettest month (4.3") and January the driest (0.8").