Carter, TX

Texas · Metropolitan Area

Carter is a small town in Texas with a population of 1,642. Residents earn $80,114 per year, which is 7% above the national average.

3.9 /5.0
B+ Good
1,642 Population 255/sq mi density
$80,114 Median Income $31,938 per capita
$237,300 Home Value
$863 Median Rent
64°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$80,114 median income, 2.9% unemployment
A+
Affordability
5.0 / 5.0
$237,300 home value, $863/mo rent
C+
Education
2.8 / 5.0
22.4% bachelor's degree or higher
Median Income $80,114
7% higher than US avg
Home Value $237,300
16% lower than US avg
Bachelor's+ 22.4%
34% lower than US avg
Median Rent $863
26% lower than US avg
Obesity Rate 36.8%
15% higher than US avg
Unemployment 2.9%
19% lower than US avg
Poverty Rate 13.8%
11% higher than US avg

How Carter Compares to the U.S. Average (100% = U.S. avg)

People

Population1,642
Median Age39.6 yrs
Density255/mi²
Male / Female45% / 55%
Largest GroupWhite 86%

Economy

A
Median Income$80,114
Per Capita$31,938
Unemployment2.9%
Poverty13.8%
County GDP$7,566M
Commute40 min

Housing

A+
Home Value$237,300
Rent$863
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.8%
UninsuredN/A
Depression25.3%
Heart Disease5.8%

Climate

Avg Temp64°F
AQI42 (Good)
Rain35.2 in/yr
Elevation1,145 ft

Education

C+
Bachelor's+22.4%
High School+83.1%
School Score5.10

Community

2024 VoteR 83% / D 16%
Commute40 min
Libraries4

Is Carter a Good Place to Live?

Based on current data, Carter receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include long commute times. Carter offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Carter is $80,114, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.9%. 13.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 40 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Carter is $237,300, 16% below the national median — offering relatively affordable homeownership. Renters pay a median of $863 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Education

22.4% of residents hold a bachelor's degree, below the national average of 33.7%. 83.1% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Carter enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 84°F in July. Annual precipitation totals 35.2 inches. Air quality is rated Good with a median AQI of 42.

Carter has a population of 1,642 with a density of 255 people per square mile. The median age is 39.6 years, 2% older than the national median of 38.9. The city is predominantly White (86.4%), with 3.5% Hispanic, 1.5% Black.

Population

1,642
Total Population
255
People / sq mi
39.6yrs
Median Age
2% above US avg
6.4mi²
Land Area

Gender Distribution

Male 44.8%
Female 55.2%

Race & Ethnicity

Carter vs U.S. Average

Language Spoken at Home

English Only87.5%
11% above US avg
Spanish12.5%
7% below US avg

Social Characteristics

Carter vs U.S. Average

The median household income in Carter is $80,114, which is 7% above the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 13.8% of residents live below the poverty line. Workers commute an average of 40 minutes.

Income: Carter vs U.S.

Commute Mode

Income

Median HH Income$80,114
7% above US avg
Per Capita Income$31,938
Avg Weekly Wage$1,093
IRS Avg AGI$109,679

Employment & Poverty

Unemployment2.9%
19% below US avg
Poverty Rate13.8%
11% above US avg
Establishments (County)3,747
County GDP$7,566M

Business (County)

Restaurants272
Healthcare324
Retail407
Manufacturing162

Tax & Cost of Living

Property Tax (IRS)$8,568
145% above US avg
Effective Tax Rate3.61%

Commute & Transportation

Commute Time39.7 min
Work from Home6.0%

Walkability

The median home value in Carter is $237,300, 16% below the national average. Monthly rent averages $863 (26% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$237,300
16% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$863
26% below US avg

HUD Fair Market Rent

Studio$887
1 Bedroom$935
2 Bedrooms$1,149
3 Bedrooms$1,497
4 Bedrooms$1,733

Ownership & Property

Owner-Occupied87.8%

Property Tax

Avg Tax (IRS)$8,568
145% above US avg
Effective Rate3.61%
In Carter, 36.8% of adults are obese (above the 32.1% national rate). 25.3% report depression. 26.0% are physically inactive.

Health Metrics: Carter vs U.S. Average (%)

Chronic Conditions

Obesity36.8%
15% above US avg
Diabetes10.3%
Heart Disease5.8%
High Blood Pressure32.0%
Asthma10.5%
COPD6.6%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking20.5%
Physical Inactivity26.0%
Depression25.3%
Mental Distress19.3%
Physical Distress13.6%

Healthcare Access

Insurance Rate86.3%
Checkup Rate72.0%
Premature Death7,329/100K

Food & Exercise

Food Environment7.9/10
Exercise Access54.9%
Healthcare Facilities324

Crime Rates: Carter vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)16

Safety Score

Carter has an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 84°F in July. Annual precipitation is 35.2 inches. Air quality is rated Good with a median AQI of 42.

Temperature

44°F Jan (7°C) 84°F Jul (29°C)
Annual Average64.2°F
19% above US avg
January Average44°F (7°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall35.2 inches
7% below US avg

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation1,145 ft (349 m)
Area6.4 sq mi (16.7 km²)
Population Density255/sq mi
Coordinates32.9179°N, 97.7397°W
County FIPS48367
It is classified as Metro — 1 million+. 22.4% of residents hold a bachelor's degree or higher (34% below US avg). In the 2024 election, the county voted Republican by a 66.4-point margin.

2024 Presidential Election (County)

R 82.8%
D 16.4%

Winner: Republican by 66.4 points

Education

Bachelor's Degree+22.4%
34% below US avg
High School+83.1%
School Test Score5.10
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density255/sq mi
Total Area6.4 sq mi

Infrastructure & Services

Public Libraries4
Healthcare Facilities324
Restaurants272
Retail Stores407

Safety & Disasters

Fatal Crashes (County/yr)16

Commute & Transportation

Avg Commute39.7 min
Work from Home6.0%

Nearby Cities

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