Choose Country

Cato, NY

New York

Cato is a small town in New York with a population of 400. Residents earn $65,982 per year, which is 12% below the national average.

3.8 /5.0
B+ Good
400 Population 404/sq mi density
$65,982 Median Income $29,885 per capita
$154,600 Home Value
$840 Median Rent 25.4% income on rent
49°F Avg Temperature 246 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$65,982 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$154,600 home value, $840/mo rent
C
Education
2.0 / 5.0
12.7% bachelor's degree or higher
Median Income $65,982
12% lower than US avg
Home Value $154,600
45% lower than US avg
Bachelor's+ 12.7%
62% lower than US avg
Median Rent $840
28% lower than US avg
Obesity Rate 34.8%
8% higher than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 1.8%
85% lower than US avg

How Cato Compares to the U.S. Average (100% = U.S. avg)

People

Population400
Median Age38.0 yrs
Density404/mi²
Male / Female51% / 49%
Largest GroupWhite 90%
Veterans13.1%

Economy

A
Median Income$65,982
Per Capita$29,885
Unemployment1.6%
Poverty1.8%
County GDP$4,063M
Commute28 min

Housing

A+
Home Value$154,600
Rent$840
OwnershipN/A
Housing Units190
Rent Burden25.4%

Health

Obesity34.8%
Uninsured5.9%
Smoking15.1%
Depression23.1%
Heart Disease5.5%

Climate

Avg Temp49°F (9°C)
AQI36 (Good)
Rain43.1 in/yr
Sunny Days246/yr
Elevation390 ft (119 m)

Education

C
Bachelor's+12.7%
High School+93.1%
Graduate+4.8%
School Score5.39

Community

2024 VoteR 57% / D 44%
Commute28 min
Broadband95.0%
Libraries9

Is Cato a Good Place to Live?

Based on current data, Cato receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Cato offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cato is $65,982, 12% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Cato is $154,600, 45% below the national median — offering relatively affordable homeownership. Renters pay a median of $840 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

12.7% of residents hold a bachelor's degree, below the national average of 33.7%. 93.1% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Cato experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 72°F in July. The area gets 246 sunny days per year. Annual precipitation totals 43.1 inches, including 140.1 inches of snow. Air quality is rated Good with a median AQI of 36.

Cato has a population of 400 with a density of 404 people per square mile. The median age is 38.0 years, 2% younger than the national median of 38.9. The city is predominantly White (89.5%), with 1.3% Hispanic.

Population

400
Total Population
404
People / sq mi
38.0yrs
Median Age
2% below US avg
1.0mi²
Land Area

Gender Distribution

Male 51.3%
Female 48.8%

Race & Ethnicity

Cato vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Cato vs U.S. Average

The median household income in Cato is $65,982, which is 12% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 1.8% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Cato vs U.S.

Commute Mode

Income

Median HH Income$65,982
12% below US avg
Per Capita Income$29,885
Avg Weekly Wage$1,204
IRS Avg AGI$66,253

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate1.8%
85% below US avg
Establishments (County)1,739
County GDP$4,063M

Business (County)

Restaurants173
Healthcare167
Retail216
Manufacturing76

Tax & Cost of Living

Property Tax (IRS)$7,441
113% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate4.81%

Commute & Transportation

Commute Time28.4 min
Drive Alone78.3%
Public Transit0.0%
Work from Home7.2%

Walkability

The median home value in Cato is $154,600, 45% below the national average. Monthly rent averages $840 (28% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$154,600
45% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$840
28% below US avg
Rent Burden25.4%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied64.2%
Housing Units190
Median Year Built1951

Property Tax

Avg Tax (IRS)$7,441
113% above US avg
Effective Rate4.81%
In Cato, 34.8% of adults are obese (above the 32.1% national rate). 5.9% of residents lack health insurance. 15.1% are current smokers. 23.1% report depression. 25.2% are physically inactive.

Health Metrics: Cato vs U.S. Average (%)

Chronic Conditions

Obesity34.8%
8% above US avg
Diabetes8.7%
Heart Disease5.5%
High Blood Pressure29.7%
Asthma11.5%
COPD6.6%
Cancer7.6%
Stroke2.9%

Behaviors & Mental Health

Smoking15.1%
8% above US avg
Binge Drinking19.3%
Physical Inactivity25.2%
Depression23.1%
Mental Distress18.8%
Physical Distress13.4%
Short Sleep38.9%

Healthcare Access

Insurance Rate93.1%
Uninsured5.9%
31% below US avg
Checkup Rate78.4%
Dental Visits61.8%
Premature Death7,892/100K

Food & Exercise

Food Environment8.5/10
Exercise Access78.9%
Healthcare Facilities167
Cato has an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 72°F in July. Annual precipitation is 43.1 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

25°F Jan (-4°C) 72°F Jul (22°C)
Annual Average48.7°F
10% below US avg
January Average25°F (-4°C)
July Average72°F (22°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall43.1 inches
14% above US avg
Snowfall140.1 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation390 ft (119 m)
Area1.0 sq mi (2.6 km²)
Population Density404/sq mi
Coordinates43.1656°N, 76.5675°W
TimezoneAmerica/New_York
County FIPS36011
It is classified as Nonmetro — Urban 20K+, adjacent. 12.7% of residents hold a bachelor's degree or higher (62% below US avg). In the 2024 election, the county voted Republican by a 13-point margin. 95.0% of households have broadband internet.

2024 Presidential Election (County)

R 56.5%
D 43.5%

Winner: Republican by 13 points

Education

Bachelor's Degree+12.7%
62% below US avg
High School+93.1%
Graduate Degree+4.8%
School Test Score5.39
C Education Grade (2.0/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density404/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access95.0%
Public Libraries9
Healthcare Facilities167
Restaurants173
Retail Stores216

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute28.4 min
Drive Alone78.3%
Public Transit0.0%
Work from Home7.2%

Nearby Cities

Weedsport, NY 1,858 pop · 8.1 mi Jordan, NY 1,374 pop · 8.3 mi Elbridge, NY 1,308 pop · 10.8 mi Baldwinsville, NY 7,732 pop · 11.6 mi Wolcott, NY 1,446 pop · 12.9 mi Fulton, NY 11,339 pop · 13.0 mi Village Green, NY 3,518 pop · 13.0 mi Radisson, NY 6,901 pop · 13.6 mi Phoenix, NY 2,393 pop · 14.4 mi Seneca Knolls, NY 2,308 pop · 14.5 mi Camillus, NY 1,333 pop · 15.7 mi Auburn, NY 26,475 pop · 16.0 mi Clyde, NY 1,986 pop · 16.3 mi Skaneateles, NY 2,533 pop · 16.6 mi
Compare Cato with another city: