Median Income
$60,625
19% lower than US avg
Home Value
$160,900
43% lower than US avg
Violent Crime
219/100K
42% lower than US avg
Bachelor's+
21.2%
37% lower than US avg
Median Rent
$588
49% lower than US avg
Obesity Rate
38.5%
20% higher than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
11.1%
10% lower than US avg
How Cedar Grove Compares to the U.S. Average (100% = U.S. avg)
People
Population244
Median Age40.5 yrs
Density1,627/mi²
Male / Female52% / 48%
Largest GroupWhite 95%
Veterans8.0%
Economy
B+
Median Income$60,625
Per Capita$32,055
Unemployment3.6%
Poverty11.1%
County GDP$2,601M
Commute26 min
Housing
A+
Home Value$160,900
Rent$588
Ownership73.6%
Zillow$255,075
Housing Units103
Rent Burden31.5%
Crime
F
Violent219/100K
Property2,745/100K
Health
Obesity38.5%
Uninsured6.7%
Smoking13.9%
Depression26.1%
Heart Disease4.6%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain45.0 in/yr
Sunny Days293/yr
Elevation598 ft (182 m)
Education
C+
Bachelor's+21.2%
High School+93.6%
Graduate+3.4%
School Score6.15
Community
2024 VoteR 78% / D 20%
Commute26 min
Broadband78.2%
EV Stations2
Libraries6
Is Cedar Grove a Good Place to Live?
Based on current data, Cedar Grove receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Cedar Grove offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Cedar Grove is $60,625, 19% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Cedar Grove is $160,900, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $588 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Cedar Grove is below the national average at 219 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,745 per 100,000, 40% above the national average.
Education
21.2% of residents hold a bachelor's degree, below the national average of 33.7%. 93.6% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Cedar Grove experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.0 inches. Air quality is rated Good with a median AQI of 41.
Cedar Grove has a population of 244 with a density of 1,627 people per square mile, spread across 0.2 square miles. The median age is 40.5 years, 4% older than the national median of 38.9. The gender split is 48.4% female and 51.6% male. The city is predominantly White (95.1%). English is the primary language spoken at home by 98.5% of residents. 8.0% of the population are veterans, above the national rate of 6.0%. 16.0% of residents have a disability (above the 13.0% national average). 96.1% have health insurance coverage.
Population
40.5yrs
Median Age
4% above US avg
Race & Ethnicity
Cedar Grove vs U.S. Average
Language Spoken at Home
English Only
98.5%
25% above US avg
Spanish
1.5%
89% below US avg
Social Characteristics
Cedar Grove vs U.S. Average
The median household income in Cedar Grove is $60,625, which is 19% below the national average of $75,149. Per capita income is $32,055 (below the $39,052 national figure). The average weekly wage is $980, 32% lower than the U.S. average. The unemployment rate is 3.6% (below the 3.6% US average). 11.1% of residents live below the poverty line. The area has 1,198 business establishments, including 81 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 6.7% of workers work from home (below the 15.2% national rate).
Income: Cedar Grove vs U.S.
Income
| Median HH Income | $60,625 |
| 19% below US avg |
| Per Capita Income | $32,055 |
| Avg Weekly Wage | $980 |
| IRS Avg AGI | $78,449 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 11.1% |
| 10% below US avg |
| Establishments (County) | 1,198 |
| County GDP | $2,601M |
Business (County)
| Restaurants | 81 |
| Healthcare | 139 |
| Retail | 146 |
| Manufacturing | 45 |
Tax & Cost of Living
| Property Tax (IRS) | $3,239 |
| 7% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.01% |
Commute & Transportation
| Commute Time | 26.1 min |
| Drive Alone | 83.7% |
| Public Transit | 0.0% |
| Work from Home | 6.7% |
The median home value in Cedar Grove is $160,900, 43% below the national median of $281,900. Zillow estimates the typical home value at $255,075, higher than the Census estimate. Monthly rent averages $588 (49% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 73.6% of housing units are owner-occupied (above the 65.4% national rate). There are 103 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,239. 31.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $160,900 |
| 43% below US avg |
| Zillow ZHVI | $255,075 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $588 |
| 49% below US avg |
| Rent Burden | 31.5% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 73.6% |
| Owner-Occupied | 73.6% |
| Renter-Occupied | 26.4% |
| Housing Units | 103 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,239 |
| 7% below US avg |
| Effective Rate | 2.01% |
In Cedar Grove, 38.5% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 4.6% of residents, below the national average. 31.6% have high blood pressure. 13.9% are current smokers. 20.0% report binge drinking. 20.9% are physically inactive, below the national average. 26.1% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,209. The dentist ratio is 1:4,261. 56.6% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Cedar Grove vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.5% |
| 20% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 4.6% |
| High Blood Pressure | 31.6% |
| Asthma | 10.9% |
| COPD | 6.0% |
| Cancer | 7.6% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 20.9% |
| Depression | 26.1% |
| Mental Distress | 17.6% |
| Physical Distress | 11.7% |
| Short Sleep | 35.0% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:2,209 |
| Dentists | 1:4,261 |
| Mental Health | 1:551 |
| Checkup Rate | 78.0% |
| Dental Visits | 65.6% |
| Premature Death | 8,671/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 56.6% |
| Healthcare Facilities | 139 |
Cedar Grove has a violent crime rate of 219 per 100,000 residents, 42% below the national average of 380. Property crime stands at 2,745 per 100,000, 40% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Cedar Grove receives a safety grade of F.
Crime Rates: Cedar Grove vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 218.8/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 2,745.2/100K |
| 40% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cedar Grove experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.0 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 598 feet.
Temperature
30°F Jan (-1°C)
76°F Jul (24°C)
| Annual Average | 53.6°F |
| 1% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 598 ft (182 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 1,627/sq mi |
| Coordinates | 39.3559°N, 84.9371°W |
| Timezone | America/Indiana/Indianapolis |
| County | Dearborn County County |
| Nearest Airport | Butler County Regional/Hogan Field (HAO)
22 miles away |
Precipitation & Snow
Annual Rainfall
45.0"
19% above US avg
Wettest Month (May)
4.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.2 / 100 |
| Social Vulnerability | 12.2 / 100 |
| Community Resilience | 48.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
11 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.5 on Jan 28, 2024.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
68 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
148 km |
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
129 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
123 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
125 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
116 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
149 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
136 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
112 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
127 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
148 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
550 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 86 fatalities, 3,058 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
82 km |
36 |
| Apr 3, 1974 |
EF5 |
43 km |
3 |
| May 27, 2019 |
EF4 |
66 km |
0 |
| Mar 2, 2012 |
EF4 |
68 km |
4 |
| Sep 20, 2000 |
EF4 |
88 km |
1 |
| Apr 9, 1999 |
EF4 |
51 km |
4 |
| Jun 11, 1998 |
EF4 |
99 km |
0 |
| Nov 22, 1992 |
EF4 |
85 km |
1 |
| Jun 2, 1990 |
EF4 |
15 km |
0 |
| Jul 9, 1980 |
EF4 |
55 km |
2 |
| Apr 3, 1974 |
EF4 |
82 km |
1 |
| Apr 3, 1974 |
EF4 |
72 km |
4 |
| Apr 3, 1974 |
EF4 |
44 km |
2 |
| Apr 3, 1974 |
EF4 |
75 km |
0 |
| Apr 3, 1974 |
EF4 |
71 km |
0 |
| Apr 23, 1968 |
EF4 |
64 km |
1 |
| Apr 23, 1968 |
EF4 |
91 km |
6 |
| Apr 25, 1961 |
EF4 |
78 km |
0 |
| Mar 14, 2024 |
EF3 |
93 km |
1 |
| May 27, 2019 |
EF3 |
85 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
68 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
68 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
69 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
70 km |
| 2003 |
WUI 3 03 |
3,372 |
61 km |
| 2010 |
WUI UNIT 28K |
3,230 |
58 km |
| 1999 |
UNNAMED |
3,122 |
61 km |
| 2002 |
UNIT 8 |
2,753 |
70 km |
| 2005 |
UNIT 3 05 |
2,511 |
61 km |
| 2001 |
01 UNIT 16 |
2,361 |
67 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
70 km |
| 2004 |
UNIT 19 |
2,004 |
71 km |
| 2003 |
UNIT 8 03 |
1,971 |
68 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
65 km |
| 2000 |
JPG 14 |
1,908 |
69 km |
| 2003 |
UNIT 16 03 |
1,809 |
67 km |
| 2002 |
UNIT 9 |
1,485 |
69 km |
| 1995 |
UNNAMED |
1,462 |
66 km |
| 2010 |
TRACER |
1,408 |
58 km |
| 2007 |
UNNAMED |
1,334 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.7 in |
Coldest |
| February |
31°F (-1°C) |
2.6 in |
Driest |
| March |
41°F (5°C) |
3.8 in |
|
| April |
51°F (11°C) |
4.1 in |
|
| May |
61°F (16°C) |
4.8 in |
Wettest |
| June |
70°F (21°C) |
4.0 in |
|
| July |
76°F (24°C) |
4.2 in |
Warmest |
| August |
72°F (22°C) |
3.7 in |
|
| September |
66°F (19°C) |
2.8 in |
|
| October |
54°F (12°C) |
3.1 in |
|
| November |
43°F (6°C) |
3.6 in |
|
| December |
33°F (0°C) |
3.3 in |
|
Cedar Grove has a seasonal temperature swing of 46°F / from 30°F in January to 76°F in July. Total annual precipitation is 42.6 inches, with May being the wettest month (4.8") and February the driest (2.6").
Average costs for common services in Cedar Grove. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140-$373) |
| Specialist Visit |
$327 ($187-$513) |
| Urgent Care Visit |
$187 ($93-$327) |
| Emergency Room Visit |
$2,053 ($746-$4,665) |
| Dental Cleaning |
$121 ($70-$187) |
| Dental Filling |
$233 ($140-$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($47-$112) |
| Brake Pad Replacement |
$280 ($140-$467) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$560 ($373-$933) |
| Battery Replacement |
$187 ($93-$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$140) |
| Electrician (Per Hour) |
$84 ($47-$131) |
| HVAC Repair |
$373 ($140-$746) |
| HVAC System Install |
$6,531 ($3,732-$11,196) |
| Roof Repair |
$933 ($373-$1,866) |
| Roof Replacement |
$8,397 ($5,132-$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467-$3,266) |
| Divorce (Contested) |
$13,995 ($4,665-$27,990) |
| DUI Defense |
$4,665 ($1,866-$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746-$2,799) |
| Will Preparation |
$467 ($187-$933) |
| Trust Preparation |
$2,333 ($933-$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$140 ($70-$233) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$61) |
| Massage (1 Hour) |
$75 ($47-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80-$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33-$4.67) |
| Loaf of Bread |
$3.55 ($2.33-$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80-$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73-$7.00) |
| Rice (per lb) |
$0.93 ($0.56-$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75-$233) |
| Natural Gas (Monthly) |
$65 ($28-$140) |
| Water/Sewer (Monthly) |
$65 ($37-$112) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$61 ($28-$93) |
| Cable TV (Monthly) |
$79 ($47-$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70-$467) |
| Car Insurance (Annual) |
$1,866 ($1,120-$3,266) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46-$23) |
| Car Registration (Annual) |
$93 ($28-$233) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560-$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467-$1,866) |
| After-School Care (Monthly) |
$373 ($187-$653) |
| Tutoring (Per Hour) |
$47 ($23-$93) |
| SAT/ACT Prep Course |
$933 ($373-$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665-$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($47-$187) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$280 ($140-$467) |
| Cat Spay/Neuter |
$187 ($93-$373) |
View all 9 services
Frequently Asked Questions About Cedar Grove
What is the population of Cedar Grove?
Cedar Grove has a population of 244 residents and is located in Indiana. The population density is 1,627 people per square mile, spread across 0.2 square miles. The median age of residents is 40.5 years. The population is 48.4% female and 51.6% male.
Is Cedar Grove expensive to live in?
Cedar Grove is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $60,625, 19% below the national average of $75,149. The median home value is $160,900 (43% below the U.S. median). Renters pay a median of $588 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Cedar Grove safe?
Cedar Grove is safer than the national average, with a violent crime rate of 219 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,745 per 100,000 (above the national average). Overall, Cedar Grove receives a safety grade of F based on combined crime data.
What is the weather like in Cedar Grove?
Cedar Grove has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cedar Grove?
Cedar Grove has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average weekly wage is $980. There are 1,198 business establishments in the area, including 81 restaurants and food service locations. The average commute time is 26 minutes, and 6.7% of workers work from home.
How much does housing cost in Cedar Grove?
The median home value in Cedar Grove is $160,900. Zillow estimates the typical home value at $255,075. For renters, the median monthly rent is $588. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 73.6%. The average annual property tax is $3,239.
How are the schools in Cedar Grove?
Schools in Cedar Grove score 6.1 out of 10 on standardized testing, near the national average. 21.2% of adults in Cedar Grove hold a bachelor's degree or higher, below the national average of 33.7%. 93.6% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Cedar Grove?
The obesity rate in Cedar Grove is 38.5% (above the national rate of 32.1%). 13.9% of adults are smokers. 20.9% are physically inactive. 26.1% of residents report depression. 6.7% lack health insurance (below the national rate). 56.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,209.
What is transportation like in Cedar Grove?
The average commute in Cedar Grove is 26 minutes. 83.7% of workers drive alone to work, and 6.7% work from home.
What are the demographics of Cedar Grove?
The racial and ethnic makeup of Cedar Grove is 95.1% White. 98.5% of residents speak only English at home. 8.0% of the population are military veterans. 16.0% of residents have a disability. 96.1% have health insurance coverage.
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