Cedar Key, FL

Florida

Cedar Key is a small town in Florida with a population of 756. Residents earn $69,226 per year, which is 8% below the national average.

3.5 /5.0
B+ Good
756 Population 734/sq mi density
$69,226 Median Income $45,866 per capita
$331,100 Home Value $309,347 Zillow
$918 Median Rent 51.0% income on rent
69°F Avg Temperature
999 Violent Crime/100K 1,854 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$69,226 median income, 1.6% unemployment
B+
Affordability
4.0 / 5.0
$331,100 home value, $918/mo rent
F
Safety
1.0 / 5.0
999 violent crimes/100K (163% above avg)
A+
Education
5.0 / 5.0
49.7% bachelor's degree or higher
Median Income $69,226
8% lower than US avg
Home Value $331,100
17% higher than US avg
Violent Crime 999/100K
163% higher than US avg
Bachelor's+ 49.7%
47% higher than US avg
Median Rent $918
21% lower than US avg
Obesity Rate 32.1%
0% lower than US avg
Unemployment 1.6%
56% lower than US avg
Poverty Rate 15.4%
24% higher than US avg

How Cedar Key Compares to the U.S. Average (100% = U.S. avg)

People

Population756
Median Age68.4 yrs
Density734/mi²
Male / Female45% / 55%
Largest GroupWhite 88%
Veterans19.3%

Economy

B+
Median Income$69,226
Per Capita$45,866
Unemployment1.6%
Poverty15.4%
County GDP$426M
Commute20 min

Housing

B+
Home Value$331,100
Rent$918
OwnershipN/A
Zillow$309,347
Rent Burden51.0%

Crime

F
Violent999/100K
Property1,854/100K
Murder0.0/100K
Assault999/100K
Burglary428/100K

Health

Obesity32.1%
UninsuredN/A
Depression22.0%
Heart Disease6.4%

Climate

Avg Temp69°F
AQI41 (Good)
Rain57.1 in/yr
Elevation-2 ft

Education

A+
Bachelor's+49.7%
High School+98.3%
School Score5.60

Community

2024 VoteR 85% / D 15%
Commute20 min
Broadband92.7%
Libraries3

Is Cedar Key a Good Place to Live?

Based on current data, Cedar Key receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a highly educated population, strong internet connectivity. Areas to be aware of include elevated crime rates. Cedar Key offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Cedar Key is $69,226, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. The poverty rate of 15.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Cedar Key is $331,100, 17% above the national median. Renters pay a median of $918 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.

Safety & Crime

With 999 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 1,854 per 100,000, near the national average.

Education

Educational attainment is solid, with 49.7% holding a bachelor's degree or higher, near the national average. 98.3% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Cedar Key enjoys a moderate climate with an average annual temperature of 69°F. Winters average 55°F in January while summers reach 81°F in July. Annual precipitation totals 57.1 inches. Air quality is rated Good with a median AQI of 41.

Cedar Key has a population of 756 with a density of 734 people per square mile. The median age is 68.4 years, 76% older than the national median of 38.9. The city is predominantly White (88.1%), with 5.2% Black.

Population

756
Total Population
734
People / sq mi
68.4yrs
Median Age
76% above US avg
1.0mi²
Land Area

Gender Distribution

Male 44.8%
Female 55.2%

Race & Ethnicity

Cedar Key vs U.S. Average

Language Spoken at Home

English Only99.2%
26% above US avg
Spanish0.8%
94% below US avg

Social Characteristics

Cedar Key vs U.S. Average

The median household income in Cedar Key is $69,226, which is 8% below the national average of $75,149. The unemployment rate is 1.6% (below the 3.6% US average). 15.4% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Cedar Key vs U.S.

Commute Mode

Income

Median HH Income$69,226
8% below US avg
Per Capita Income$45,866
Avg Weekly Wage$878
IRS Avg AGI$47,428

Employment & Poverty

Unemployment1.6%
56% below US avg
Poverty Rate15.4%
24% above US avg
Establishments (County)284
County GDP$426M

Business (County)

Restaurants23
Healthcare9
Retail43
Manufacturing11

Tax & Cost of Living

Property Tax (IRS)$3,129
11% below US avg
Effective Tax Rate0.95%

Commute & Transportation

Commute Time20.1 min
Drive Alone55.4%
Public Transit0.0%
Work from Home25.7%

Walkability

The median home value in Cedar Key is $331,100, 17% above the national average. Monthly rent averages $918 (21% below US avg). Zillow estimates the typical home value at $309,347.

Home Value Sources

Ownership Split

Home Values

Census Median$331,100
17% above US avg
Zillow ZHVI$309,347
Median List Price$369,900

Real Estate Market (Redfin)

Median List Price$369,900
$/Sq Ft$119
Homes Sold1
Sale-to-List Ratio77.9%
Price Drops21.1%
Inventory38

Rental Costs

Census Median Rent$918
21% below US avg
Rent Burden51.0%

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied85.4%

Property Tax

Avg Tax (IRS)$3,129
11% below US avg
Effective Rate0.95%
In Cedar Key, 32.1% of adults are obese (below the 32.1% national rate). 22.0% report depression. 25.3% are physically inactive.

Health Metrics: Cedar Key vs U.S. Average (%)

Chronic Conditions

Obesity32.1%
0% below US avg
Diabetes10.6%
Heart Disease6.4%
High Blood Pressure32.3%
Asthma11.0%
COPD8.0%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking17.9%
Physical Inactivity25.3%
Depression22.0%
Mental Distress21.2%
Physical Distress14.9%

Healthcare Access

Insurance Rate90.3%
Checkup Rate74.6%
Premature Death12,583/100K

Food & Exercise

Food Environment7.6/10
Exercise Access34.7%
Healthcare Facilities9
Cedar Key has a violent crime rate of 999 per 100,000 residents, 163% above the national average of 380. Property crime stands at 1,854 per 100,000 (5% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cedar Key vs U.S. Average (per 100,000)

Violent Crime

Total Violent998.6/100K
163% above US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault998.6/100K

Property Crime

Total Property1,854.5/100K
5% below US avg
Burglary428.0/100K
Theft1,426.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)9

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cedar Key has an average annual temperature of 69°F (21°C). Winters average 55°F in January while summers reach 81°F in July. Annual precipitation is 57.1 inches. Air quality is rated Good with a median AQI of 41.

Temperature

55°F Jan (13°C) 81°F Jul (27°C)
Annual Average69.2°F
28% above US avg
January Average55°F (13°C)
July Average81°F (27°C)

Precipitation & Snow

Annual Rainfall57.1 inches
50% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation-2 ft (-1 m)
Area1.0 sq mi (2.7 km²)
Population Density734/sq mi
Coordinates29.1503°N, 83.0374°W
County FIPS12029
It is classified as Nonmetro — Rural, adjacent. 49.7% of residents hold a bachelor's degree or higher (47% above US avg). In the 2024 election, the county voted Republican by a 70.4-point margin. 92.7% of households have broadband internet.

2024 Presidential Election (County)

R 84.9%
D 14.5%

Winner: Republican by 70.4 points

Education

Bachelor's Degree+49.7%
47% above US avg
High School+98.3%
School Test Score5.60
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density734/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access92.7%
Public Libraries3
Healthcare Facilities9
Restaurants23
Retail Stores43

Safety & Disasters

Fatal Crashes (County/yr)9
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.1 min
Drive Alone55.4%
Public Transit0.0%
Work from Home25.7%

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