Median Income
$43,958
42% lower than US avg
Home Value
$95,300
66% lower than US avg
Violent Crime
117/100K
69% lower than US avg
Bachelor's+
12.2%
64% lower than US avg
Median Rent
$778
33% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
14.5%
17% higher than US avg
How Cross City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,260
Median Age39.9 yrs
Density1,222/mi²
Male / Female45% / 55%
Largest GroupWhite 73%
Veterans5.1%
Economy
B
Median Income$43,958
Per Capita$25,401
Unemployment0.3%
Poverty14.5%
County GDP$426M
Commute18 min
Housing
A+
Home Value$95,300
Rent$778
Ownership80.3%
Zillow$148,391
Housing Units1,242
Rent Burden14.6%
Crime
F
Violent117/100K
Property117/100K
Murder0.0/100K
Assault117/100K
Burglary0/100K
Health
Obesity36.2%
Uninsured16.3%
Smoking20.8%
Depression21.9%
Heart Disease7.1%
Climate
Avg Temp68°F (20°C)
AQI41 (Good)
Rain57.9 in/yr
Sunny Days314/yr
Elevation41 ft (12 m)
Education
D
Bachelor's+12.2%
High School+92.3%
Graduate+1.3%
School Score5.47
Community
2024 VoteR 85% / D 15%
Commute18 min
Broadband78.6%
EV Stations1
Libraries3
Is Cross City a Good Place to Live?
Based on current data, Cross City receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes. Cross City has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Cross City is $43,958, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.3%. 14.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Cross City is $95,300, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $778 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Cross City is a very safe community with a violent crime rate of 117 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 117 per 100,000, 94% below the national average.
Education
12.2% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Cross City enjoys a moderate climate with an average annual temperature of 68°F. Winters average 53°F in January while summers reach 81°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 57.9 inches. Air quality is rated Good with a median AQI of 41.
Cross City has a population of 2,260 with a density of 1,222 people per square mile, spread across 1.9 square miles. The median age is 39.9 years, 3% older than the national median of 38.9. The gender split is 54.7% female and 45.3% male. The city is predominantly White (72.7%), with 11.2% Hispanic, 12.2% Black. English is the primary language spoken at home by 92.8% of residents, while 7.2% speak Spanish. 5.1% of the population are veterans. 26.2% of residents have a disability (above the 13.0% national average). 85.3% have health insurance coverage.
Population
39.9yrs
Median Age
3% above US avg
Race & Ethnicity
Cross City vs U.S. Average
Language Spoken at Home
English Only
92.8%
18% above US avg
Spanish
7.2%
46% below US avg
Social Characteristics
Cross City vs U.S. Average
The median household income in Cross City is $43,958, which is 42% below the national average of $75,149. Per capita income is $25,401 (below the $39,052 national figure). The average weekly wage is $878, 39% lower than the U.S. average. The unemployment rate is 0.3% (below the 3.6% US average). 14.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 284 business establishments, including 23 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income: Cross City vs U.S.
Income
| Median HH Income | $43,958 |
| 42% below US avg |
| Per Capita Income | $25,401 |
| Avg Weekly Wage | $878 |
| IRS Avg AGI | $47,428 |
| Gini Index | 0.427 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 14.5% |
| 17% above US avg |
| Establishments (County) | 284 |
| County GDP | $426M |
Business (County)
| Restaurants | 23 |
| Healthcare | 9 |
| Retail | 43 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $3,129 |
| 11% below US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 3.28% |
Commute & Transportation
| Commute Time | 18.0 min |
| Drive Alone | 81.5% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Cross City is $95,300, 66% below the national median of $281,900. Zillow estimates the typical home value at $148,391, higher than the Census estimate. Monthly rent averages $778 (33% below the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 80.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,242 total housing units in the city. The median year a home was built is 1980. The average annual property tax is $3,129. 14.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $95,300 |
| 66% below US avg |
| Zillow ZHVI | $148,391 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $778 |
| 33% below US avg |
| Rent Burden | 14.6% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 80.3% |
| Owner-Occupied | 80.3% |
| Renter-Occupied | 19.7% |
| Housing Units | 1,242 |
| Median Year Built | 1980 |
Property Tax
| Avg Tax (IRS) | $3,129 |
| 11% below US avg |
| Effective Rate | 3.28% |
In Cross City, 36.2% of adults are obese, above the national rate of 32.1%. 13.1% have diabetes (above the 10.5% national rate). Heart disease affects 7.1% of residents, above the national average. 36.9% have high blood pressure. 20.8% are current smokers (above the 14.0% national rate). 15.3% report binge drinking. 31.4% are physically inactive, above the national average. 21.9% report depression. 22.6% experience frequent mental distress. 16.3% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,275. The dentist ratio is 1:17,124. 34.7% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Cross City vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 13.1% |
| Heart Disease | 7.1% |
| High Blood Pressure | 36.9% |
| Asthma | 11.6% |
| COPD | 9.6% |
| Cancer | 7.0% |
| Stroke | 4.1% |
Behaviors & Mental Health
| Smoking | 20.8% |
| 49% above US avg |
| Binge Drinking | 15.3% |
| Physical Inactivity | 31.4% |
| Depression | 21.9% |
| Mental Distress | 22.6% |
| Physical Distress | 16.9% |
| Short Sleep | 44.2% |
Healthcare Access
| Insurance Rate | 85.3% |
| Uninsured | 16.3% |
| 90% above US avg |
| Primary Care | 1:4,275 |
| Dentists | 1:17,124 |
| Mental Health | 1:5,822 |
| Checkup Rate | 74.5% |
| Dental Visits | 40.5% |
| Premature Death | 12,583/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 34.7% |
| Healthcare Facilities | 9 |
Cross City has a violent crime rate of 117 per 100,000 residents, 69% below the national average of 380. This breaks down to aggravated assault at 117.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 117 per 100,000, 94% below the U.S. average. This includes larceny/theft at 117, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 9 fatal traffic crashes. Overall, Cross City receives a safety grade of F.
Crime Rates: Cross City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 117.0/100K |
| 69% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 117.0/100K |
Property Crime
| Total Property | 117.0/100K |
| 94% below US avg |
| Burglary | 0.0/100K |
| Theft | 117.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 59 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Cross City enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winters average 53°F in January while summers reach 81°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 57.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 41 feet, near sea level.
Temperature
53°F Jan (12°C)
81°F Jul (27°C)
| Annual Average | 68.2°F |
| 26% above US avg |
| January Average | 53°F (12°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 41 ft (12 m) |
| Area | 1.9 sq mi (4.9 km²) |
| Population Density | 1,222/sq mi |
| Coordinates | 29.6386°N, 83.1248°W |
| Timezone | America/New_York |
| County | Dixie County County |
| Nearest Airport | Gainesville Regional (GNV)
51 miles away |
Precipitation & Snow
Annual Rainfall
57.9"
52% above US avg
Wettest Month (Aug)
9.41"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 35.5 / 100 |
| Social Vulnerability | 57.1 / 100 |
| Community Resilience | 3.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
18 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
63 km |
| 2024 |
Milton |
Category 3 |
228 km |
| 2024 |
Debby |
Category 1 |
37 km |
| 2023 |
Idalia |
Category 4 |
54 km |
| 2022 |
Ian |
Category 3 |
291 km |
| 2018 |
Michael |
Category 5 |
228 km |
| 2017 |
Irma |
Category 1 |
184 km |
| 2016 |
Matthew |
Category 3 |
234 km |
| 2016 |
Hermine |
Category 1 |
107 km |
| 2004 |
Charley |
Category 4 |
196 km |
| 2004 |
Jeanne |
Category 3 |
213 km |
| 2004 |
Frances |
Category 2 |
294 km |
| 2000 |
Gordon |
Category 1 |
194 km |
| 1998 |
Earl |
Category 1 |
254 km |
| 1995 |
Erin |
Category 1 |
179 km |
| 1985 |
Elena |
Category 3 |
114 km |
| 1985 |
Kate |
Category 2 |
178 km |
| 1985 |
Bob |
Category 1 |
270 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
228 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 10 fatalities, 101 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 1988 |
EF3 |
95 km |
4 |
| Feb 27, 1984 |
EF3 |
46 km |
0 |
| Feb 25, 1960 |
EF3 |
79 km |
0 |
| Mar 7, 2008 |
EF2 |
77 km |
1 |
| Mar 7, 2008 |
EF2 |
51 km |
0 |
| Dec 25, 2006 |
EF2 |
85 km |
0 |
| Mar 13, 2001 |
EF2 |
80 km |
0 |
| Sep 29, 1998 |
EF2 |
74 km |
0 |
| Sep 3, 1998 |
EF2 |
96 km |
0 |
| Mar 12, 1993 |
EF2 |
28 km |
3 |
| Nov 5, 1988 |
EF2 |
84 km |
1 |
| Mar 14, 1986 |
EF2 |
78 km |
0 |
| Apr 23, 1983 |
EF2 |
24 km |
0 |
| Feb 2, 1983 |
EF2 |
84 km |
0 |
| Jun 11, 1982 |
EF2 |
70 km |
0 |
| May 4, 1978 |
EF2 |
66 km |
0 |
| Apr 19, 1978 |
EF2 |
74 km |
0 |
| Feb 6, 1975 |
EF2 |
41 km |
0 |
| Mar 21, 1974 |
EF2 |
84 km |
0 |
| Apr 4, 1973 |
EF2 |
100 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (59,179 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
UNNAMED |
59,179 |
32 km |
| 1985 |
UNNAMED |
25,845 |
78 km |
| 1998 |
OAK |
21,478 |
97 km |
| 2004 |
UNNAMED |
18,577 |
98 km |
| 2007 |
UNNAMED |
13,806 |
99 km |
| 2018 |
UNNAMED |
8,334 |
90 km |
| 1998 |
UNNAMED |
7,078 |
88 km |
| 2017 |
UNNAMED |
6,926 |
100 km |
| 2006 |
UNNAMED |
5,979 |
95 km |
| 2018 |
UNNAMED |
5,537 |
100 km |
| 2010 |
UNNAMED |
4,859 |
28 km |
| 2020 |
CPT 45/48 CHURCH POND |
4,852 |
95 km |
| 2010 |
WILDCAT |
4,694 |
98 km |
| 2006 |
UNNAMED |
4,503 |
89 km |
| 2022 |
OSF CPT 59/67 0115 |
4,499 |
95 km |
| 2024 |
OSF CPT 59 67 RX 0312 |
4,453 |
95 km |
| 2012 |
UNNAMED |
4,382 |
99 km |
| 2019 |
CPT 59 HAIR RIDGE AND CPT 67 TURKEY RUN |
4,374 |
95 km |
| 2006 |
UNNAMED |
4,336 |
59 km |
| 2006 |
UNNAMED |
4,231 |
72 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
53°F (12°C) |
4.1 in |
Coldest |
| February |
56°F (13°C) |
4.1 in |
|
| March |
62°F (17°C) |
4.1 in |
|
| April |
67°F (19°C) |
3.0 in |
|
| May |
73°F (23°C) |
3.6 in |
|
| June |
79°F (26°C) |
6.3 in |
|
| July |
81°F (27°C) |
9.2 in |
Warmest |
| August |
81°F (27°C) |
9.4 in |
Wettest |
| September |
79°F (26°C) |
6.2 in |
|
| October |
71°F (22°C) |
2.2 in |
Driest |
| November |
63°F (17°C) |
2.5 in |
|
| December |
57°F (14°C) |
3.6 in |
|
Cross City has a seasonal temperature swing of 28°F / from 53°F in January to 81°F in July. Total annual precipitation is 58.3 inches, with August being the wettest month (9.4") and October the driest (2.2").
Average costs for common services in Cross City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Frequently Asked Questions About Cross City
What is the population of Cross City?
Cross City has a population of 2,260 residents and is located in Florida. The population density is 1,222 people per square mile, spread across 1.9 square miles. The median age of residents is 39.9 years. The population is 54.7% female and 45.3% male.
Is Cross City expensive to live in?
Cross City has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $43,958, 42% below the national average of $75,149. The median home value is $95,300 (66% below the U.S. median). Renters pay a median of $778 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Cross City safe?
Cross City is considered a very safe city with a violent crime rate of 117 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 117 per 100,000 (below the national average). Overall, Cross City receives a safety grade of F based on combined crime data.
What is the weather like in Cross City?
Cross City enjoys a temperate climate with an average annual temperature of 68°F (20°C). Winter temperatures average 53°F in January, while summers reach an average of 81°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 57.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Cross City?
The job market in Cross City is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average weekly wage is $878. There are 284 business establishments in the area, including 23 restaurants and food service locations. The average commute time is 18 minutes, and 3.2% of workers work from home.
How much does housing cost in Cross City?
The median home value in Cross City is $95,300. Zillow estimates the typical home value at $148,391. For renters, the median monthly rent is $778. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 80.3%. The average annual property tax is $3,129.
How are the schools in Cross City?
Schools in Cross City score 5.5 out of 10 on standardized testing, near the national average. 12.2% of adults in Cross City hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 1.3% hold a graduate or professional degree.
How healthy is Cross City?
The obesity rate in Cross City is 36.2% (above the national rate of 32.1%). 20.8% of adults are smokers. 31.4% are physically inactive. 21.9% of residents report depression. 16.3% lack health insurance (above the national rate). 34.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,275.
What is transportation like in Cross City?
The average commute in Cross City is 18 minutes, shorter than the national average of 28 minutes. 81.5% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Cross City?
The racial and ethnic makeup of Cross City is 72.7% White, 12.2% Black or African American, 11.2% Hispanic or Latino. 92.8% of residents speak only English at home, while 7.2% speak Spanish. 5.1% of the population are military veterans. 26.2% of residents have a disability. 85.3% have health insurance coverage.
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