Live Oak, FL

Florida

Live Oak is a small city in Florida with a population of 6,901. Residents earn $53,578 per year, which is 29% below the national average.

2.7 /5.0
C+ Fair
6,901 Population 904/sq mi density
$53,578 Median Income $24,254 per capita
$158,200 Home Value $251,529 Zillow
$880 Median Rent
71°F Avg Temperature
957 Violent Crime/100K 3,213 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$53,578 median income, 6.7% unemployment
A+
Affordability
5.0 / 5.0
$158,200 home value, $880/mo rent
F
Safety
1.0 / 5.0
957 violent crimes/100K (152% above avg)
C
Education
2.1 / 5.0
13.3% bachelor's degree or higher
Median Income $53,578
29% lower than US avg
Home Value $158,200
44% lower than US avg
Violent Crime 957/100K
152% higher than US avg
Bachelor's+ 13.3%
61% lower than US avg
Median Rent $880
24% lower than US avg
Obesity Rate 39.1%
22% higher than US avg
Unemployment 6.7%
86% higher than US avg
Poverty Rate 18.4%
48% higher than US avg

How Live Oak Compares to the U.S. Average (100% = U.S. avg)

People

Population6,901
Median Age37.9 yrs
Density904/mi²
Male / Female48% / 52%
Largest GroupWhite 48%

Economy

C+
Median Income$53,578
Per Capita$24,254
Unemployment6.7%
Poverty18.4%
County GDP$2,103M
Commute20 min

Housing

A+
Home Value$158,200
Rent$880
OwnershipN/A
Zillow$251,529

Crime

F
Violent957/100K
Property3,213/100K
Murder0.0/100K
Assault714/100K
Burglary1,771/100K

Health

Obesity39.1%
UninsuredN/A
Depression18.4%
Heart Disease6.1%

Climate

Avg Temp71°F
AQI41 (Good)
Rain51.9 in/yr
Elevation102 ft

Education

C
Bachelor's+13.3%
High School+89.1%
School Score5.60

Community

2024 VoteR 80% / D 19%
Commute20 min
EV Stations3
Libraries3

Is Live Oak a Good Place to Live?

Based on current data, Live Oak receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include elevated crime rates, above-average unemployment, an elevated poverty rate. Live Oak has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Live Oak is $53,578, 29% below the national average of $75,149. The unemployment rate of 6.7% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 18.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Live Oak is $158,200, 44% below the national median — offering relatively affordable homeownership. Renters pay a median of $880 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

With 957 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 3,213 per 100,000, 64% above the national average.

Education

13.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Live Oak has a warm climate with an average annual temperature of 71°F. Winters average 57°F in January while summers reach 84°F in July. Annual precipitation totals 51.9 inches. Air quality is rated Good with a median AQI of 41.

Live Oak has a population of 6,901 with a density of 904 people per square mile. The median age is 37.9 years, 3% younger than the national median of 38.9. The city is predominantly White (47.6%), with 6.8% Hispanic, 30.7% Black.

Population

6,901
Total Population
904
People / sq mi
37.9yrs
Median Age
3% below US avg
7.6mi²
Land Area

Gender Distribution

Male 48.2%
Female 51.8%

Race & Ethnicity

Live Oak vs U.S. Average

Language Spoken at Home

English Only92.2%
17% above US avg
Spanish7.8%
42% below US avg

Social Characteristics

Live Oak vs U.S. Average

The median household income in Live Oak is $53,578, which is 29% below the national average of $75,149. The unemployment rate is 6.7% (above the 3.6% US average). 18.4% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Live Oak vs U.S.

Commute Mode

Income

Median HH Income$53,578
29% below US avg
Per Capita Income$24,254
Avg Weekly Wage$916
IRS Avg AGI$56,059

Employment & Poverty

Unemployment6.7%
86% above US avg
Poverty Rate18.4%
48% above US avg
Establishments (County)934
County GDP$2,103M

Business (County)

Restaurants65
Healthcare70
Retail138
Manufacturing19

Tax & Cost of Living

Property Tax (IRS)$3,643
4% above US avg
Effective Tax Rate2.30%

Commute & Transportation

Commute Time20.0 min
Work from Home3.1%

Walkability

The median home value in Live Oak is $158,200, 44% below the national average. Monthly rent averages $880 (24% below US avg). Zillow estimates the typical home value at $251,529.

Home Value Sources

Ownership Split

Home Values

Census Median$158,200
44% below US avg
Zillow ZHVI$251,529

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$880
24% below US avg
Zillow Rent (ZORI)$1,500

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied52.2%

Property Tax

Avg Tax (IRS)$3,643
4% above US avg
Effective Rate2.30%
In Live Oak, 39.1% of adults are obese (above the 32.1% national rate). 18.4% report depression. 29.6% are physically inactive.

Health Metrics: Live Oak vs U.S. Average (%)

Chronic Conditions

Obesity39.1%
22% above US avg
Diabetes12.4%
Heart Disease6.1%
High Blood Pressure35.2%
Asthma10.5%
COPD6.9%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking15.5%
Physical Inactivity29.6%
Depression18.4%
Mental Distress18.9%
Physical Distress14.6%

Healthcare Access

Insurance Rate90.6%
Checkup Rate76.0%
Premature Death11,924/100K

Food & Exercise

Food Environment7.7/10
Exercise Access50.0%
Healthcare Facilities70
Live Oak has a violent crime rate of 957 per 100,000 residents, 152% above the national average of 380. Property crime stands at 3,213 per 100,000 (64% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Live Oak vs U.S. Average (per 100,000)

Violent Crime

Total Violent956.7/100K
152% above US avg
Murder0.0/100K
100% below US avg
Rape14.3/100K
Robbery228.5/100K
Assault714.0/100K

Property Crime

Total Property3,212.9/100K
64% above US avg
Burglary1,770.7/100K
Theft1,299.4/100K
Vehicle Theft142.8/100K
Arson14.3/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Live Oak has an average annual temperature of 71°F (22°C). Winters average 57°F in January while summers reach 84°F in July. Annual precipitation is 51.9 inches. Air quality is rated Good with a median AQI of 41.

Temperature

57°F Jan (14°C) 84°F Jul (29°C)
Annual Average71.2°F
32% above US avg
January Average57°F (14°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall51.9 inches
37% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation102 ft (31 m)
Area7.6 sq mi (19.8 km²)
Population Density904/sq mi
Coordinates30.2957°N, 82.9851°W
County FIPS12121
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 13.3% of residents hold a bachelor's degree or higher (61% below US avg). In the 2024 election, the county voted Republican by a 61-point margin.

2024 Presidential Election (County)

R 80.2%
D 19.3%

Winner: Republican by 61 points

Education

Bachelor's Degree+13.3%
61% below US avg
High School+89.1%
School Test Score5.60
C Education Grade (2.1/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density904/sq mi
Total Area7.6 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries3
Healthcare Facilities70
Restaurants65
Retail Stores138

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.0 min
Work from Home3.1%

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