Median Income
$47,750
36% lower than US avg
Home Value
$43,900
84% lower than US avg
Violent Crime
778/100K
105% higher than US avg
Bachelor's+
7.7%
77% lower than US avg
Median Rent
$888
24% lower than US avg
Obesity Rate
46.1%
44% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
20.1%
62% higher than US avg
How Central City Compares to the U.S. Average (100% = U.S. avg)
People
Population1,123
Median Age38.5 yrs
Density1,970/mi²
Male / Female48% / 52%
Largest GroupWhite 96%
Veterans5.8%
Economy
B
Median Income$47,750
Per Capita$24,766
Unemployment2.8%
Poverty20.1%
County GDP$1,581M
Commute14 min
Housing
A+
Home Value$43,900
Rent$888
Ownership72.4%
Zillow$78,765
Housing Units611
Rent Burden36.9%
Crime
F
Violent778/100K
Property4,848/100K
Health
Obesity46.1%
Uninsured12.8%
Smoking26.4%
Depression28.2%
Heart Disease8.5%
Climate
Avg Temp56°F (13°C)
AQI43 (Good)
Rain45.9 in/yr
Sunny Days293/yr
Elevation492 ft (150 m)
Education
D
Bachelor's+7.7%
High School+88.3%
Graduate+2.2%
School Score6.41
Community
2024 VoteR 75% / D 23%
Commute14 min
Broadband88.2%
EV Stations4
Libraries5
Is Central City a Good Place to Live?
Based on current data, Central City receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, an elevated poverty rate, a high uninsured rate. Central City has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Central City is $47,750, 36% below the national average of $75,149. The job market is very strong with unemployment at just 2.8%. The poverty rate of 20.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Central City is $43,900, 84% below the national median / offering relatively affordable homeownership. Renters pay a median of $888 per month, below the national average / a plus for affordability. At just 0.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 778 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,848 per 100,000, 147% above the national average.
Education
7.7% of residents hold a bachelor's degree, below the national average of 33.7%. 88.3% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Central City enjoys a moderate climate with an average annual temperature of 56°F. Winters average 30°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.9 inches. Air quality is rated Good with a median AQI of 43.
Central City has a population of 1,123 with a density of 1,970 people per square mile, spread across 0.2 square miles. The median age is 38.5 years, 1% younger than the national median of 38.9. The gender split is 51.8% female and 48.2% male. The city is predominantly White (96%). English is the primary language spoken at home by 95.8% of residents. 5.8% of the population are veterans. 16.5% of residents have a disability (above the 13.0% national average). 91.6% have health insurance coverage.
Population
38.5yrs
Median Age
1% below US avg
Race & Ethnicity
Central City vs U.S. Average
Language Spoken at Home
English Only
95.8%
22% above US avg
Spanish
4.2%
69% below US avg
Social Characteristics
Central City vs U.S. Average
The median household income in Central City is $47,750, which is 36% below the national average of $75,149. Per capita income is $24,766 (below the $39,052 national figure). The average weekly wage is $965, 33% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 20.1% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 940 business establishments, including 88 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 14 minutes (shorter than the 28-minute US average). 0.4% of workers work from home (below the 15.2% national rate).
Income: Central City vs U.S.
Income
| Median HH Income | $47,750 |
| 36% below US avg |
| Per Capita Income | $24,766 |
| Avg Weekly Wage | $965 |
| IRS Avg AGI | $80,389 |
| Gini Index | 0.430 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 20.1% |
| 62% above US avg |
| Establishments (County) | 940 |
| County GDP | $1,581M |
Business (County)
| Restaurants | 88 |
| Healthcare | 95 |
| Retail | 136 |
| Manufacturing | 44 |
Tax & Cost of Living
| Property Tax (IRS) | $5,038 |
| 44% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 11.48% |
Commute & Transportation
| Commute Time | 14.1 min |
| Drive Alone | 81.9% |
| Public Transit | 0.0% |
| Work from Home | 0.4% |
The median home value in Central City is $43,900, 84% below the national median of $281,900. Zillow estimates the typical home value at $78,765, higher than the Census estimate. Monthly rent averages $888 (24% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 72.4% of housing units are owner-occupied (above the 65.4% national rate). There are 611 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $5,038 (higher than the $3,500 national average). 36.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $43,900 |
| 84% below US avg |
| Zillow ZHVI | $78,765 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $888 |
| 24% below US avg |
| Rent Burden | 36.9% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 72.4% |
| Owner-Occupied | 72.4% |
| Renter-Occupied | 27.6% |
| Housing Units | 611 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $5,038 |
| 44% above US avg |
| Effective Rate | 11.48% |
In Central City, 46.1% of adults are obese, above the national rate of 32.1%. 14.8% have diabetes (above the 10.5% national rate). Heart disease affects 8.5% of residents, above the national average. 38.8% have high blood pressure. 26.4% are current smokers (above the 14.0% national rate). 17.7% report binge drinking. 35.3% are physically inactive, above the national average. 28.2% report depression (above the 20.0% national average). 23.9% experience frequent mental distress. 12.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,066. The dentist ratio is 1:3,076. 65.7% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Central City vs U.S. Average (%)
Chronic Conditions
| Obesity | 46.1% |
| 44% above US avg |
| Diabetes | 14.8% |
| Heart Disease | 8.5% |
| High Blood Pressure | 38.8% |
| Asthma | 12.4% |
| COPD | 13.2% |
| Cancer | 7.3% |
| Stroke | 4.8% |
Behaviors & Mental Health
| Smoking | 26.4% |
| 89% above US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 35.3% |
| Depression | 28.2% |
| Mental Distress | 23.9% |
| Physical Distress | 19.3% |
| Short Sleep | 41.6% |
Healthcare Access
| Insurance Rate | 91.6% |
| Uninsured | 12.8% |
| 49% above US avg |
| Primary Care | 1:3,066 |
| Dentists | 1:3,076 |
| Mental Health | 1:1,672 |
| Checkup Rate | 75.2% |
| Dental Visits | 43.6% |
| Premature Death | 5,626/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 65.7% |
| Healthcare Facilities | 95 |
Central City has a violent crime rate of 778 per 100,000 residents, 105% above the national average of 380. Property crime stands at 4,848 per 100,000, 147% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Central City receives a safety grade of F.
Crime Rates: Central City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 777.9/100K |
| 105% above US avg |
| |
Property Crime
| Total Property | 4,848.0/100K |
| 147% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Central City enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 30°F in January while summers reach 78°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 492 feet.
Temperature
30°F Jan (-1°C)
78°F Jul (26°C)
| Annual Average | 55.7°F |
| 3% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 492 ft (150 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 1,970/sq mi |
| Coordinates | 38.5485°N, 89.1283°W |
| Timezone | America/Chicago |
| County | Clinton County County |
| Nearest Airport | St Louis Regional (ALN)
55 miles away |
Precipitation & Snow
Annual Rainfall
45.9"
21% above US avg
Wettest Month (May)
4.33"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.6 / 100 |
| Social Vulnerability | 27.6 / 100 |
| Community Resilience | 88.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
79 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
109 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
110 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
134 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
131 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
110 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
145 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
107 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
129 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
110 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
100 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
107 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
149 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
34 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
68 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
112 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
111 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
125 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
114 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
44 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
26 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
571 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 56 fatalities, 901 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Dec 18, 1957 |
EF5 |
53 km |
1 |
| Nov 17, 2013 |
EF4 |
31 km |
2 |
| Jun 2, 1990 |
EF4 |
66 km |
1 |
| Jun 2, 1990 |
EF4 |
87 km |
0 |
| Jun 2, 1990 |
EF4 |
57 km |
0 |
| May 29, 1982 |
EF4 |
83 km |
10 |
| Apr 3, 1981 |
EF4 |
89 km |
0 |
| Dec 18, 1957 |
EF4 |
30 km |
1 |
| Dec 18, 1957 |
EF4 |
99 km |
11 |
| Dec 10, 2021 |
EF3 |
84 km |
6 |
| Dec 1, 2018 |
EF3 |
99 km |
0 |
| Feb 28, 2017 |
EF3 |
100 km |
1 |
| May 31, 2013 |
EF3 |
93 km |
0 |
| Apr 21, 2002 |
EF3 |
41 km |
1 |
| Jun 1, 1999 |
EF3 |
98 km |
1 |
| Apr 19, 1996 |
EF3 |
55 km |
0 |
| Nov 19, 1991 |
EF3 |
93 km |
0 |
| Nov 15, 1988 |
EF3 |
76 km |
0 |
| May 1, 1983 |
EF3 |
89 km |
0 |
| Dec 2, 1982 |
EF3 |
50 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: RED SHALE UNIT RX (2,123 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
RED SHALE UNIT RX |
2,123 |
97 km |
| 2024 |
RED SHALE RX |
1,259 |
98 km |
| 2019 |
KINKAID RX |
1,215 |
86 km |
| 2022 |
KINKAID STATE FISH AND WILDLIFE AREA RX |
1,115 |
86 km |
| 2021 |
STATE OF ILLINOIS TRACT RX |
1,011 |
84 km |
| 2024 |
HAMPTON NORTH RX |
807 |
95 km |
| 2018 |
UNNAMED |
729 |
87 km |
| 2024 |
HERRIN FLATS RX |
713 |
96 km |
| 2020 |
UNNAMED |
687 |
87 km |
| 2024 |
HAMPTON RX |
628 |
96 km |
| 2022 |
BLOWDOWN 16 RX |
553 |
91 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.0 in |
Coldest, Driest |
| February |
33°F (1°C) |
2.4 in |
|
| March |
44°F (7°C) |
4.1 in |
|
| April |
55°F (13°C) |
3.9 in |
|
| May |
65°F (18°C) |
4.3 in |
Wettest |
| June |
74°F (23°C) |
3.9 in |
|
| July |
78°F (26°C) |
3.9 in |
Warmest |
| August |
76°F (24°C) |
3.0 in |
|
| September |
69°F (20°C) |
3.1 in |
|
| October |
57°F (14°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.7 in |
|
| December |
34°F (1°C) |
3.5 in |
|
Central City has a seasonal temperature swing of 48°F / from 30°F in January to 78°F in July. Total annual precipitation is 40.8 inches, with May being the wettest month (4.3") and January the driest (2.0").
Average costs for common services in Central City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $796 |
| Toddler | $738 |
| Preschool | $703 |
| Family Childcare (monthly) |
| Infant | $686 |
| Toddler | $541 |
| Preschool | $542 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Central City
What is the population of Central City?
Central City has a population of 1,123 residents and is located in Illinois. The population density is 1,970 people per square mile, spread across 0.2 square miles. The median age of residents is 38.5 years. The population is 51.8% female and 48.2% male.
Is Central City expensive to live in?
Central City has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $47,750, 36% below the national average of $75,149. The median home value is $43,900 (84% below the U.S. median). Renters pay a median of $888 per month, below the national average of $1,163. The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
Is Central City safe?
Public safety is a concern in Central City, with a violent crime rate of 778 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,848 per 100,000 (above the national average). Overall, Central City receives a safety grade of F based on combined crime data.
What is the weather like in Central City?
Central City enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 78°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Central City?
The job market in Central City is very strong, with unemployment at just 2.8% / well below the national rate of 3.6%. The average weekly wage is $965. There are 940 business establishments in the area, including 88 restaurants and food service locations. The average commute time is 14 minutes, and 0.4% of workers work from home.
How much does housing cost in Central City?
The median home value in Central City is $43,900. Zillow estimates the typical home value at $78,765. For renters, the median monthly rent is $888. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 72.4%. The average annual property tax is $5,038.
How are the schools in Central City?
Schools in Central City score 6.4 out of 10 on standardized testing, near the national average. 7.7% of adults in Central City hold a bachelor's degree or higher, below the national average of 33.7%. 88.3% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Central City?
The obesity rate in Central City is 46.1% (above the national rate of 32.1%). 26.4% of adults are smokers. 35.3% are physically inactive. 28.2% of residents report depression. 12.8% lack health insurance (above the national rate). 65.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,066.
What is transportation like in Central City?
The average commute in Central City is 14 minutes, shorter than the national average of 28 minutes. 81.9% of workers drive alone to work, and 0.4% work from home.
What are the demographics of Central City?
The racial and ethnic makeup of Central City is 96% White, 1% Black or African American, 0.8% Hispanic or Latino. 95.8% of residents speak only English at home, while 4.2% speak Spanish. 5.8% of the population are military veterans. 16.5% of residents have a disability. 91.6% have health insurance coverage.
All Countries
