Germantown, IL

Illinois · Metropolitan Area

Germantown is a small town in Illinois with a population of 1,268. Residents earn $83,661 per year, which is 11% above the national average.

3.8 /5.0
B+ Good
1,268 Population 1,243/sq mi density
$83,661 Median Income $44,675 per capita
$185,300 Home Value $241,167 Zillow
$752 Median Rent
58°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$83,661 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$185,300 home value, $752/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
B
Education
3.1 / 5.0
26.0% bachelor's degree or higher
Median Income $83,661
11% higher than US avg
Home Value $185,300
34% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 26.0%
23% lower than US avg
Median Rent $752
35% lower than US avg
Obesity Rate 38.5%
20% higher than US avg
Unemployment 1.1%
69% lower than US avg
Poverty Rate 5.8%
53% lower than US avg

How Germantown Compares to the U.S. Average (100% = U.S. avg)

People

Population1,268
Median Age44.1 yrs
Density1,243/mi²
Male / Female50% / 50%
Largest GroupWhite 98%

Economy

A+
Median Income$83,661
Per Capita$44,675
Unemployment1.1%
Poverty5.8%
County GDP$1,581M
Commute28 min

Housing

A+
Home Value$185,300
Rent$752
OwnershipN/A
Zillow$241,167

Crime

C+
Violent0/100K
Property847/100K
Murder0.0/100K
Assault0/100K
Burglary154/100K

Health

Obesity38.5%
UninsuredN/A
Depression22.8%
Heart Disease4.8%

Climate

Avg Temp58°F
AQI43 (Good)
Rain43.4 in/yr
Elevation436 ft

Education

B
Bachelor's+26.0%
High School+92.9%
School Score5.34

Community

2024 VoteR 75% / D 23%
Commute28 min
Libraries5

Is Germantown a Good Place to Live?

Based on current data, Germantown receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Germantown offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Germantown is $83,661, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.1%. Only 5.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Germantown is $185,300, 34% below the national median — offering relatively affordable homeownership. Renters pay a median of $752 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Germantown is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 847 per 100,000, 57% below the national average.

Education

26.0% of residents hold a bachelor's degree, below the national average of 33.7%. 92.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Germantown enjoys a moderate climate with an average annual temperature of 58°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 43.4 inches, including 11.2 inches of snow. Air quality is rated Good with a median AQI of 43.

Germantown has a population of 1,268 with a density of 1,243 people per square mile. The median age is 44.1 years, 13% older than the national median of 38.9. The city is predominantly White (97.9%).

Population

1,268
Total Population
1,243
People / sq mi
44.1yrs
Median Age
13% above US avg
1.0mi²
Land Area

Gender Distribution

Male 50.2%
Female 49.8%

Race & Ethnicity

Germantown vs U.S. Average

Language Spoken at Home

English Only97.3%
24% above US avg
Spanish2.7%
80% below US avg

Social Characteristics

Germantown vs U.S. Average

The median household income in Germantown is $83,661, which is 11% above the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 5.8% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Germantown vs U.S.

Commute Mode

Income

Median HH Income$83,661
11% above US avg
Per Capita Income$44,675
Avg Weekly Wage$965
IRS Avg AGI$80,389

Employment & Poverty

Unemployment1.1%
69% below US avg
Poverty Rate5.8%
53% below US avg
Establishments (County)940
County GDP$1,581M

Business (County)

Restaurants88
Healthcare95
Retail136
Manufacturing44

Tax & Cost of Living

Property Tax (IRS)$5,038
44% above US avg
Effective Tax Rate2.72%

Commute & Transportation

Commute Time27.6 min
Work from Home9.8%

Walkability

The median home value in Germantown is $185,300, 34% below the national average. Monthly rent averages $752 (35% below US avg). Zillow estimates the typical home value at $241,167.

Home Value Sources

Ownership Split

Home Values

Census Median$185,300
34% below US avg
Zillow ZHVI$241,167

Real Estate Market (Redfin)

$/Sq Ft$90
Homes Sold1
Sale-to-List Ratio91.0%
Price Drops0.0%

Rental Costs

Census Median Rent$752
35% below US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied85.9%

Property Tax

Avg Tax (IRS)$5,038
44% above US avg
Effective Rate2.72%
In Germantown, 38.5% of adults are obese (above the 32.1% national rate). 22.8% report depression. 19.3% are physically inactive.

Health Metrics: Germantown vs U.S. Average (%)

Chronic Conditions

Obesity38.5%
20% above US avg
Diabetes8.5%
Heart Disease4.8%
High Blood Pressure29.2%
Asthma10.3%
COPD5.6%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking22.2%
Physical Inactivity19.3%
Depression22.8%
Mental Distress17.5%
Physical Distress11.4%

Healthcare Access

Insurance Rate97.6%
Checkup Rate75.6%
Premature Death5,626/100K

Food & Exercise

Food Environment8.9/10
Exercise Access65.7%
Healthcare Facilities95
Germantown has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 847 per 100,000 (57% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Germantown vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property846.8/100K
57% below US avg
Burglary154.0/100K
Theft692.8/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Germantown has an average annual temperature of 58°F (14°C). Winters average 34°F in January while summers reach 79°F in July. Annual precipitation is 43.4 inches. Air quality is rated Good with a median AQI of 43.

Temperature

34°F Jan (1°C) 79°F Jul (26°C)
Annual Average57.7°F
7% above US avg
January Average34°F (1°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall43.4 inches
14% above US avg
Snowfall11.2 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation436 ft (133 m)
Area1.0 sq mi (2.6 km²)
Population Density1,243/sq mi
Coordinates38.5553°N, 89.5412°W
County FIPS17027
It is classified as Metro — 1 million+. 26.0% of residents hold a bachelor's degree or higher (23% below US avg). In the 2024 election, the county voted Republican by a 51.8-point margin.

2024 Presidential Election (County)

R 75%
D 23.1%

Winner: Republican by 51.8 points

Education

Bachelor's Degree+26.0%
23% below US avg
High School+92.9%
School Test Score5.34
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,243/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities95
Restaurants88
Retail Stores136

Safety & Disasters

Fatal Crashes (County/yr)7
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute27.6 min
Work from Home9.8%

Nearby Cities

Compare Germantown with another city: