St. Jacob, IL

Illinois · Metropolitan Area

St. Jacob is a small town in Illinois with a population of 1,617. Residents earn $107,188 per year, which is 43% above the national average.

4.5 /5.0
A+ Excellent
1,617 Population 1,902/sq mi density
$107,188 Median Income $37,519 per capita
$192,400 Home Value
$1,260 Median Rent
58°F Avg Temperature
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$107,188 median income, 1.5% unemployment
A+
Affordability
5.0 / 5.0
$192,400 home value, $1,260/mo rent
B+
Education
3.5 / 5.0
31.8% bachelor's degree or higher
Median Income $107,188
43% higher than US avg
Home Value $192,400
32% lower than US avg
Bachelor's+ 31.8%
6% lower than US avg
Median Rent $1,260
8% higher than US avg
Obesity Rate 34.6%
8% higher than US avg
Unemployment 1.5%
58% lower than US avg
Poverty Rate 1.4%
89% lower than US avg

How St. Jacob Compares to the U.S. Average (100% = U.S. avg)

People

Population1,617
Median Age33.7 yrs
Density1,902/mi²
Male / Female48% / 52%
Largest GroupWhite 93%

Economy

A+
Median Income$107,188
Per Capita$37,519
Unemployment1.5%
Poverty1.4%
County GDP$16,575M
Commute27 min

Housing

A+
Home Value$192,400
Rent$1,260
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.6%
UninsuredN/A
Depression22.8%
Heart Disease4.3%

Climate

Avg Temp58°F
AQI43 (Good)
Rain43.4 in/yr
Elevation519 ft

Education

B+
Bachelor's+31.8%
High School+95.4%
School Score5.34

Community

2024 VoteR 56% / D 42%
Commute27 min
Libraries19

Is St. Jacob a Good Place to Live?

Based on current data, St. Jacob receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. St. Jacob stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Jacob is $107,188, which is significantly higher than the national average — 43% above $75,149. This places St. Jacob among higher-income communities. The job market is very strong with unemployment at just 1.5%. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in St. Jacob is $192,400, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,260 per month. At just 1.8x median income, home prices are very affordable relative to local earnings.

Education

31.8% of residents hold a bachelor's degree, below the national average of 33.7%. 95.4% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

St. Jacob enjoys a moderate climate with an average annual temperature of 58°F. Winters average 34°F in January while summers reach 79°F in July. Annual precipitation totals 43.4 inches, including 11.2 inches of snow. Air quality is rated Good with a median AQI of 43.

St. Jacob has a population of 1,617 with a density of 1,902 people per square mile. The median age is 33.7 years, 13% younger than the national median of 38.9. The city is predominantly White (93.3%).

Population

1,617
Total Population
1,902
People / sq mi
33.7yrs
Median Age
13% below US avg
0.9mi²
Land Area

Gender Distribution

Male 47.8%
Female 52.2%

Race & Ethnicity

St. Jacob vs U.S. Average

Language Spoken at Home

English Only99.2%
26% above US avg
Spanish0.8%
94% below US avg

Social Characteristics

St. Jacob vs U.S. Average

The median household income in St. Jacob is $107,188, which is 43% above the national average of $75,149. The unemployment rate is 1.5% (below the 3.6% US average). 1.4% of residents live below the poverty line. Workers commute an average of 27 minutes.

Income: St. Jacob vs U.S.

Commute Mode

Income

Median HH Income$107,188
43% above US avg
Per Capita Income$37,519
Avg Weekly Wage$1,099
IRS Avg AGI$77,601

Employment & Poverty

Unemployment1.5%
58% below US avg
Poverty Rate1.4%
89% below US avg
Establishments (County)5,398
County GDP$16,575M

Business (County)

Restaurants627
Healthcare682
Retail741
Manufacturing169

Tax & Cost of Living

Property Tax (IRS)$6,460
85% above US avg
Effective Tax Rate3.36%

Commute & Transportation

Commute Time27.0 min
Work from Home5.9%

Walkability

The median home value in St. Jacob is $192,400, 32% below the national average. Monthly rent averages $1,260 (8% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$192,400
32% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,260
8% above US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied83.9%

Property Tax

Avg Tax (IRS)$6,460
85% above US avg
Effective Rate3.36%
In St. Jacob, 34.6% of adults are obese (above the 32.1% national rate). 22.8% report depression. 16.0% are physically inactive.

Health Metrics: St. Jacob vs U.S. Average (%)

Chronic Conditions

Obesity34.6%
8% above US avg
Diabetes7.5%
Heart Disease4.3%
High Blood Pressure27.6%
Asthma10.2%
COPD4.6%
Stroke2.2%

Behaviors & Mental Health

Binge Drinking21.9%
Physical Inactivity16.0%
Depression22.8%
Mental Distress16.6%
Physical Distress10.5%

Healthcare Access

Insurance Rate99.3%
Checkup Rate76.1%
Premature Death9,159/100K

Food & Exercise

Food Environment7.5/10
Exercise Access87.6%
Healthcare Facilities682

Crime Rates: St. Jacob vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)34

Safety Score

St. Jacob has an average annual temperature of 58°F (14°C). Winters average 34°F in January while summers reach 79°F in July. Annual precipitation is 43.4 inches. Air quality is rated Good with a median AQI of 43.

Temperature

34°F Jan (1°C) 79°F Jul (26°C)
Annual Average57.7°F
7% above US avg
January Average34°F (1°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall43.4 inches
14% above US avg
Snowfall11.2 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation519 ft (158 m)
Area0.9 sq mi (2.2 km²)
Population Density1,902/sq mi
Coordinates38.7180°N, 89.7633°W
County FIPS17119
It is classified as Metro — 1 million+. 31.8% of residents hold a bachelor's degree or higher (6% below US avg). In the 2024 election, the county voted Republican by a 13.3-point margin.

2024 Presidential Election (County)

R 55.8%
D 42.5%

Winner: Republican by 13.3 points

Education

Bachelor's Degree+31.8%
6% below US avg
High School+95.4%
School Test Score5.34
B+ Education Grade (3.5/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,902/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Public Libraries19
Healthcare Facilities682
Restaurants627
Retail Stores741

Safety & Disasters

Fatal Crashes (County/yr)34

Commute & Transportation

Avg Commute27.0 min
Work from Home5.9%

Nearby Cities

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