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Central, CO
Full City Profile · Colorado · Gilpin County County
2.9
/5.0
C+
Fair
576
Population
207/sq mi density
$62,094
Median Income
$47,810 per capita
$379,400
Home Value
$405,064 Zillow
$1,604
Median Rent
34.1% income on rent
42°F
Avg Temperature
330 sunny days/yr
435
Violent Crime/100K
7,402 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$62,094 median income, 2.5% unemployment
B
Affordability
3.2 / 5.0
$379,400 home value, $1,604/mo rent
F
Safety
1.0 / 5.0
435 violent crimes/100K (15% above avg)
B
Education
3.5 / 5.0
30.8% bachelor's degree or higher
Housing Overview
Median Home Value
$379,400
35% above
US avg: $281,900
Median Rent
$1,604/mo
38% above
US avg: $1,163/mo
Homeownership Rate
49.2%
25% below US avg (65.4%)
Home Value by Source
Census Median
$379,400
Zillow (ZHVI)
$405,064
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
49.2%
Owner-Occupied
50.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,083/mo
1 Bedroom
$1,161/mo
2 Bedroom
$1,429/mo
3 Bedroom
$1,861/mo
4 Bedroom
$2,178/mo
Census median rent:
$1,604/mo
Affordability & Housing Stock
Rent Burden
34.1%
of renters spending 30%+ of income on housing
10% above US avg (31.0%)
Homeownership Rate
49.2%
Complete Housing Data
Home Values
| Census Median Value | $379,400 |
| Zillow Home Value (ZHVI) | $405,064 |
Rent
| Census Median Rent | $1,604 |
| FMR Studio | $1,083 |
| FMR 1-Bedroom | $1,161 |
| FMR 2-Bedroom | $1,429 |
| FMR 3-Bedroom | $1,861 |
| FMR 4-Bedroom | $2,178 |
Market
Ownership & Stock
| Owner-Occupied | 49.2% |
| Renter-Occupied | 50.8% |
| Homeownership Rate | 49.2% |
| Rent Burden | 34.1% |