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Chadwick, IL

Illinois

Chadwick is a small town in Illinois with a population of 577. Residents earn $73,438 per year, which is 2% below the national average.

4.3 /5.0
A Great
577 Population 1,861/sq mi density
$73,438 Median Income $36,473 per capita
$88,100 Home Value $142,900 Zillow
49°F Avg Temperature 246 sunny days/yr
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$73,438 median income, 2.6% unemployment
A+
Affordability
5.0 / 5.0
$88,100 home value
B
Education
3.4 / 5.0
29.8% bachelor's degree or higher
Median Income $73,438
2% lower than US avg
Home Value $88,100
69% lower than US avg
Bachelor's+ 29.8%
12% lower than US avg
Obesity Rate 36.9%
15% higher than US avg
Unemployment 2.6%
28% lower than US avg
Poverty Rate 1.7%
86% lower than US avg

How Chadwick Compares to the U.S. Average (100% = U.S. avg)

People

Population577
Median Age35.1 yrs
Density1,861/mi²
Male / Female52% / 48%
Largest GroupWhite 85%
Veterans5.8%

Economy

A
Median Income$73,438
Per Capita$36,473
Unemployment2.6%
Poverty1.7%
County GDP$761M
Commute31 min

Housing

A+
Home Value$88,100
RentN/A
OwnershipN/A
Zillow$142,900
Housing Units248
Rent Burden19.7%

Health

Obesity36.9%
Uninsured7.1%
Smoking14.2%
Depression23.9%
Heart Disease5.2%

Climate

Avg Temp49°F (9°C)
AQI43 (Good)
Rain40.3 in/yr
Sunny Days246/yr
Elevation786 ft (240 m)

Education

B
Bachelor's+29.8%
High School+89.9%
Graduate+3.3%
School Score5.34

Community

2024 VoteR 65% / D 33%
Commute31 min
Broadband90.7%
Libraries6

Is Chadwick a Good Place to Live?

Based on current data, Chadwick receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Chadwick stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Chadwick is $73,438, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.6%. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Chadwick is $88,100, 69% below the national median — offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

29.8% of residents hold a bachelor's degree, below the national average of 33.7%. 89.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Chadwick experiences four distinct seasons with an average temperature of 49°F. Winters average 21°F in January while summers reach 73°F in July. The area gets 246 sunny days per year. Annual precipitation totals 40.3 inches, including 33.4 inches of snow. Air quality is rated Good with a median AQI of 43.

Chadwick has a population of 577 with a density of 1,861 people per square mile. The median age is 35.1 years, 10% younger than the national median of 38.9. The city is predominantly White (85.4%).

Population

577
Total Population
1,861
People / sq mi
35.1yrs
Median Age
10% below US avg
0.3mi²
Land Area

Gender Distribution

Male 52.2%
Female 47.8%

Race & Ethnicity

Chadwick vs U.S. Average

Language Spoken at Home

English Only98.4%
25% above US avg
Spanish1.6%
88% below US avg

Social Characteristics

Chadwick vs U.S. Average

The median household income in Chadwick is $73,438, which is 2% below the national average of $75,149. The unemployment rate is 2.6% (below the 3.6% US average). 1.7% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Chadwick vs U.S.

Commute Mode

Income

Median HH Income$73,438
2% below US avg
Per Capita Income$36,473
Avg Weekly Wage$903
IRS Avg AGI$68,658

Employment & Poverty

Unemployment2.6%
28% below US avg
Poverty Rate1.7%
86% below US avg
Establishments (County)405
County GDP$761M

Business (County)

Restaurants41
Healthcare25
Retail54
Manufacturing19

Tax & Cost of Living

Property Tax (IRS)$5,595
60% above US avg
Cost of Living100.00 (100=avg)
Effective Tax Rate6.35%

Commute & Transportation

Commute Time31.0 min
Drive Alone86.0%
Public Transit0.0%
Work from Home7.1%

Walkability

The median home value in Chadwick is $88,100, 69% below the national average. Zillow estimates the typical home value at $142,900.

Home Value Sources

Ownership Split

Home Values

Census Median$88,100
69% below US avg
Zillow ZHVI$142,900

Real Estate Market (Redfin)

Rental Costs

Rent Burden19.7%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied78.5%
Housing Units248
Median Year Built1938

Property Tax

Avg Tax (IRS)$5,595
60% above US avg
Effective Rate6.35%
In Chadwick, 36.9% of adults are obese (above the 32.1% national rate). 7.1% of residents lack health insurance. 14.2% are current smokers. 23.9% report depression. 20.8% are physically inactive.

Health Metrics: Chadwick vs U.S. Average (%)

Chronic Conditions

Obesity36.9%
15% above US avg
Diabetes8.9%
Heart Disease5.2%
High Blood Pressure30.0%
Asthma10.5%
COPD6.1%
Cancer7.4%
Stroke2.7%

Behaviors & Mental Health

Smoking14.2%
1% above US avg
Binge Drinking21.7%
Physical Inactivity20.8%
Depression23.9%
Mental Distress18.4%
Physical Distress12.1%
Short Sleep35.9%

Healthcare Access

Insurance Rate97.1%
Uninsured7.1%
17% below US avg
Primary Care1:5,233
Dentists1:3,882
Mental Health1:776
Checkup Rate75.5%
Dental Visits62.6%
Premature Death8,316/100K

Food & Exercise

Food Environment8.3/10
Exercise Access57.9%
Healthcare Facilities25
Chadwick has an average annual temperature of 49°F (9°C). Winters average 21°F in January while summers reach 73°F in July. Annual precipitation is 40.3 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

21°F Jan (-6°C) 73°F Jul (23°C)
Annual Average48.5°F
10% below US avg
January Average21°F (-6°C)
July Average73°F (23°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall40.3 inches
6% above US avg
Snowfall33.4 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation786 ft (240 m)
Area0.3 sq mi (0.8 km²)
Population Density1,861/sq mi
Coordinates42.0142°N, 89.8884°W
TimezoneAmerica/Chicago
County FIPS17015
It is classified as Nonmetro — Rural. 29.8% of residents hold a bachelor's degree or higher (12% below US avg). In the 2024 election, the county voted Republican by a 31.7-point margin. 90.7% of households have broadband internet.

2024 Presidential Election (County)

R 64.9%
D 33.2%

Winner: Republican by 31.7 points

Education

Bachelor's Degree+29.8%
12% below US avg
High School+89.9%
Graduate Degree+3.3%
School Test Score5.34
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density1,861/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access90.7%
Public Libraries6
Healthcare Facilities25
Restaurants41
Retail Stores54

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute31.0 min
Drive Alone86.0%
Public Transit0.0%
Work from Home7.1%

Nearby Cities

Lanark, IL 1,510 pop · 6.7 mi Milledgeville, IL 1,199 pop · 6.8 mi Mount Carroll, IL 1,515 pop · 7.2 mi Thomson, IL 1,526 pop · 11.8 mi Savanna, IL 2,851 pop · 14.0 mi Morrison, IL 3,781 pop · 14.8 mi Polo, IL 2,495 pop · 15.9 mi Fulton, IL 3,457 pop · 17.3 mi Forreston, IL 1,148 pop · 17.7 mi Sterling, IL 14,670 pop · 17.8 mi Rock Falls, IL 8,683 pop · 19.5 mi Clinton, IA 24,425 pop · 21.7 mi Freeport, IL 23,636 pop · 23.0 mi Mount Morris, IL 2,679 pop · 23.7 mi
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