Rock Falls, IL

Illinois

Rock Falls is a small city in Illinois with a population of 8,683. Residents earn $48,733 per year, which is 35% below the national average.

2.8 /5.0
C+ Fair
8,683 Population 2,182/sq mi density
$48,733 Median Income $31,287 per capita
$82,400 Home Value $117,555 Zillow
$745 Median Rent
49°F Avg Temperature
414 Violent Crime/100K 1,461 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$48,733 median income, 3.4% unemployment
A+
Affordability
5.0 / 5.0
$82,400 home value, $745/mo rent
F
Safety
1.0 / 5.0
414 violent crimes/100K (9% above avg)
C
Education
2.2 / 5.0
15.0% bachelor's degree or higher
Median Income $48,733
35% lower than US avg
Home Value $82,400
71% lower than US avg
Violent Crime 414/100K
9% higher than US avg
Bachelor's+ 15.0%
55% lower than US avg
Median Rent $745
36% lower than US avg
Obesity Rate 38.6%
20% higher than US avg
Unemployment 3.4%
6% lower than US avg
Poverty Rate 20.4%
65% higher than US avg

How Rock Falls Compares to the U.S. Average (100% = U.S. avg)

People

Population8,683
Median Age39.9 yrs
Density2,182/mi²
Male / Female48% / 52%
Largest GroupWhite 83%

Economy

B
Median Income$48,733
Per Capita$31,287
Unemployment3.4%
Poverty20.4%
County GDP$2,978M
Commute16 min

Housing

A+
Home Value$82,400
Rent$745
OwnershipN/A
Zillow$117,555

Crime

F
Violent414/100K
Property1,461/100K
Murder0.0/100K
Assault294/100K
Burglary698/100K

Health

Obesity38.6%
UninsuredN/A
Depression23.9%
Heart Disease6.2%

Climate

Avg Temp49°F
AQI43 (Good)
Rain40.5 in/yr
Elevation649 ft

Education

C
Bachelor's+15.0%
High School+87.2%
School Score5.34

Community

2024 VoteR 56% / D 42%
Commute16 min
EV Stations1
Libraries6

Is Rock Falls a Good Place to Live?

Based on current data, Rock Falls receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Rock Falls has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Rock Falls is $48,733, 35% below the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. The poverty rate of 20.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Rock Falls is $82,400, 71% below the national median — offering relatively affordable homeownership. Renters pay a median of $745 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

The violent crime rate of 414 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 1,461 per 100,000, 25% below the national average.

Education

15.0% of residents hold a bachelor's degree, below the national average of 33.7%. 87.2% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Rock Falls experiences four distinct seasons with an average temperature of 49°F. Winters average 21°F in January while summers reach 74°F in July. Annual precipitation totals 40.5 inches, including 31.2 inches of snow. Air quality is rated Good with a median AQI of 43.

Rock Falls has a population of 8,683 with a density of 2,182 people per square mile. The median age is 39.9 years, 3% older than the national median of 38.9. The city is predominantly White (82.7%).

Population

8,683
Total Population
2,182
People / sq mi
39.9yrs
Median Age
3% above US avg
4.0mi²
Land Area

Gender Distribution

Male 48.2%
Female 51.8%

Race & Ethnicity

Rock Falls vs U.S. Average

Language Spoken at Home

English Only88.4%
13% above US avg
Spanish11.6%
13% below US avg

Social Characteristics

Rock Falls vs U.S. Average

The median household income in Rock Falls is $48,733, which is 35% below the national average of $75,149. The unemployment rate is 3.4% (below the 3.6% US average). 20.4% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Rock Falls vs U.S.

Commute Mode

Income

Median HH Income$48,733
35% below US avg
Per Capita Income$31,287
Avg Weekly Wage$1,042
IRS Avg AGI$64,591

Employment & Poverty

Unemployment3.4%
6% below US avg
Poverty Rate20.4%
65% above US avg
Establishments (County)1,185
County GDP$2,978M

Business (County)

Restaurants132
Healthcare107
Retail167
Manufacturing77

Tax & Cost of Living

Property Tax (IRS)$4,810
37% above US avg
Effective Tax Rate5.84%

Commute & Transportation

Commute Time16.3 min
Work from Home5.2%

Walkability

The median home value in Rock Falls is $82,400, 71% below the national average. Monthly rent averages $745 (36% below US avg). Zillow estimates the typical home value at $117,555.

Home Value Sources

Ownership Split

Home Values

Census Median$82,400
71% below US avg
Zillow ZHVI$117,555
Median List Price$92,400

Real Estate Market (Redfin)

Median List Price$92,400
$/Sq Ft$46
Homes Sold3
Sale-to-List Ratio101.1%
Price Drops16.7%
Inventory18

Rental Costs

Census Median Rent$745
36% below US avg
Zillow Rent (ZORI)$850

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied65.6%

Property Tax

Avg Tax (IRS)$4,810
37% above US avg
Effective Rate5.84%
In Rock Falls, 38.6% of adults are obese (above the 32.1% national rate). 23.9% report depression. 26.9% are physically inactive.

Health Metrics: Rock Falls vs U.S. Average (%)

Chronic Conditions

Obesity38.6%
20% above US avg
Diabetes11.6%
Heart Disease6.2%
High Blood Pressure32.6%
Asthma10.9%
COPD8.0%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking19.4%
Physical Inactivity26.9%
Depression23.9%
Mental Distress19.7%
Physical Distress14.7%

Healthcare Access

Insurance Rate92.0%
Checkup Rate74.9%
Premature Death9,513/100K

Food & Exercise

Food Environment8.1/10
Exercise Access74.2%
Healthcare Facilities107
Rock Falls has a violent crime rate of 414 per 100,000 residents, 9% above the national average of 380. Property crime stands at 1,461 per 100,000 (25% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Rock Falls vs U.S. Average (per 100,000)

Violent Crime

Total Violent414.4/100K
9% above US avg
Murder0.0/100K
100% below US avg
Rape65.4/100K
Robbery54.5/100K
Assault294.5/100K

Property Crime

Total Property1,461.5/100K
25% below US avg
Burglary698.0/100K
Theft752.5/100K
Vehicle Theft10.9/100K
Arson43.6/100K

Traffic Safety

Fatal Crashes (County/yr)13

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Rock Falls has an average annual temperature of 49°F (10°C). Winters average 21°F in January while summers reach 74°F in July. Annual precipitation is 40.5 inches. Air quality is rated Good with a median AQI of 43.

Temperature

21°F Jan (-6°C) 74°F Jul (23°C)
Annual Average49.4°F
9% below US avg
January Average21°F (-6°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall40.5 inches
7% above US avg
Snowfall31.2 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation649 ft (198 m)
Area4.0 sq mi (10.3 km²)
Population Density2,182/sq mi
Coordinates41.7721°N, 89.6942°W
County FIPS17195
It is classified as Nonmetro — Urban 20K+, adjacent. 15.0% of residents hold a bachelor's degree or higher (55% below US avg). In the 2024 election, the county voted Republican by a 14.7-point margin.

2024 Presidential Election (County)

R 56.4%
D 41.7%

Winner: Republican by 14.7 points

Education

Bachelor's Degree+15.0%
55% below US avg
High School+87.2%
School Test Score5.34
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density2,182/sq mi
Total Area4.0 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations4
Public Libraries6
Healthcare Facilities107
Restaurants132
Retail Stores167

Safety & Disasters

Fatal Crashes (County/yr)13
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.3 min
Work from Home5.2%

Nearby Cities

Compare Rock Falls with another city: