Chain O' Lakes, WI

Wisconsin

Chain O' Lakes is a small town in Wisconsin with a population of 1,006. Residents earn $83,438 per year, which is 11% above the national average.

4.0 /5.0
A Great
1,006 Population 294/sq mi density
$83,438 Median Income $106,509 per capita
$662,700 Home Value
$730 Median Rent
45°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$83,438 median income, 1.9% unemployment
C
Affordability
2.2 / 5.0
$662,700 home value, $730/mo rent
A+
Education
5.0 / 5.0
62.8% bachelor's degree or higher
Median Income $83,438
11% higher than US avg
Home Value $662,700
135% higher than US avg
Bachelor's+ 62.8%
86% higher than US avg
Median Rent $730
37% lower than US avg
Obesity Rate 35.6%
11% higher than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Chain O' Lakes Compares to the U.S. Average (100% = U.S. avg)

People

Population1,006
Median Age64.7 yrs
Density294/mi²
Male / Female52% / 48%
Largest GroupWhite 98%

Economy

A+
Median Income$83,438
Per Capita$106,509
Unemployment1.9%
Poverty0.0%
County GDP$919M
Commute25 min

Housing

C
Home Value$662,700
Rent$730
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity35.6%
UninsuredN/A
Depression23.0%
Heart Disease5.2%

Climate

Avg Temp45°F
AQI38 (Good)
Rain33.8 in/yr
Elevation901 ft

Education

A+
Bachelor's+62.8%
High School+99.4%
School Score5.81

Community

2024 VoteR 67% / D 32%
Commute25 min
Libraries8

Is Chain O' Lakes a Good Place to Live?

Based on current data, Chain O' Lakes receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Chain O' Lakes stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Chain O' Lakes is $83,438, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.9%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Chain O' Lakes is $662,700, making it a premium housing market at 135% above the U.S. median of $281,900. Renters pay a median of $730 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 7.9x, housing affordability is a significant challenge for many families.

Education

Chain O' Lakes is a highly educated community — 62.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.4% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Chain O' Lakes has a cool climate with an average annual temperature of 45°F. Winters average 16°F in January while summers reach 70°F in July. Annual precipitation totals 33.8 inches, including 49.3 inches of snow. Air quality is rated Good with a median AQI of 38.

Chain O' Lakes has a population of 1,006 with a density of 294 people per square mile. The median age is 64.7 years, 66% older than the national median of 38.9. The city is predominantly White (98.2%).

Population

1,006
Total Population
294
People / sq mi
64.7yrs
Median Age
66% above US avg
3.4mi²
Land Area

Gender Distribution

Male 52%
Female 48%

Race & Ethnicity

Chain O' Lakes vs U.S. Average

Language Spoken at Home

English Only98.3%
25% above US avg
Spanish1.7%
87% below US avg

Social Characteristics

Chain O' Lakes vs U.S. Average

The median household income in Chain O' Lakes is $83,438, which is 11% above the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Chain O' Lakes vs U.S.

Commute Mode

Income

Median HH Income$83,438
11% above US avg
Per Capita Income$106,509
Avg Weekly Wage$841
IRS Avg AGI$61,360

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)571
County GDP$919M

Business (County)

Restaurants67
Healthcare40
Retail66
Manufacturing26

Tax & Cost of Living

Property Tax (IRS)$5,229
49% above US avg
Effective Tax Rate0.79%

Commute & Transportation

Commute Time24.8 min
Work from Home4.4%

Walkability

The median home value in Chain O' Lakes is $662,700, 135% above the national average. Monthly rent averages $730 (37% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$662,700
135% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$730
37% below US avg

HUD Fair Market Rent

Studio$797
1 Bedroom$872
2 Bedrooms$1,097
3 Bedrooms$1,405
4 Bedrooms$1,572

Ownership & Property

Owner-Occupied81.8%

Property Tax

Avg Tax (IRS)$5,229
49% above US avg
Effective Rate0.79%
In Chain O' Lakes, 35.6% of adults are obese (above the 32.1% national rate). 23.0% report depression. 23.4% are physically inactive.

Health Metrics: Chain O' Lakes vs U.S. Average (%)

Chronic Conditions

Obesity35.6%
11% above US avg
Diabetes9.0%
Heart Disease5.2%
High Blood Pressure28.3%
Asthma10.6%
COPD5.0%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking23.9%
Physical Inactivity23.4%
Depression23.0%
Mental Distress16.0%
Physical Distress11.4%

Healthcare Access

Insurance Rate95.8%
Checkup Rate74.7%
Premature Death8,261/100K

Food & Exercise

Food Environment8.5/10
Exercise Access30.9%
Healthcare Facilities40

Crime Rates: Chain O' Lakes vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Chain O' Lakes has an average annual temperature of 45°F (7°C). Winters average 16°F in January while summers reach 70°F in July. Annual precipitation is 33.8 inches. Air quality is rated Good with a median AQI of 38.

Temperature

16°F Jan (-9°C) 70°F Jul (21°C)
Annual Average44.8°F
17% below US avg
January Average16°F (-9°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall33.8 inches
11% below US avg
Snowfall49.3 inches/yr

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation901 ft (275 m)
Area3.4 sq mi (8.9 km²)
Population Density294/sq mi
Coordinates44.3320°N, 89.1628°W
County FIPS55137
It is classified as Nonmetro — Rural, adjacent. 62.8% of residents hold a bachelor's degree or higher (86% above US avg). In the 2024 election, the county voted Republican by a 35.2-point margin.

2024 Presidential Election (County)

R 67%
D 31.8%

Winner: Republican by 35.2 points

Education

Bachelor's Degree+62.8%
86% above US avg
High School+99.4%
School Test Score5.81
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density294/sq mi
Total Area3.4 sq mi

Infrastructure & Services

Public Libraries8
Healthcare Facilities40
Restaurants67
Retail Stores66

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute24.8 min
Work from Home4.4%

Nearby Cities

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