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Charlack, MO

Missouri

Charlack is a small town in Missouri with a population of 1,775. Residents earn $53,393 per year, which is 29% below the national average.

3.1 /5.0
B Good
1,775 Population 6,574/sq mi density
$53,393 Median Income $29,310 per capita
$117,200 Home Value $134,733 Zillow
$1,116 Median Rent 26.4% income on rent
58°F Avg Temperature 293 sunny days/yr
512 Violent Crime/100K 3,148 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$53,393 median income, 4.1% unemployment
A+
Affordability
5.0 / 5.0
$117,200 home value, $1,116/mo rent
F
Safety
1.0 / 5.0
512 violent crimes/100K (35% above avg)
C+
Education
2.8 / 5.0
21.9% bachelor's degree or higher
Median Income $53,393
29% lower than US avg
Home Value $117,200
58% lower than US avg
Violent Crime 512/100K
35% higher than US avg
Bachelor's+ 21.9%
35% lower than US avg
Median Rent $1,116
4% lower than US avg
Obesity Rate 37.8%
18% higher than US avg
Unemployment 4.1%
14% higher than US avg
Poverty Rate 9.0%
27% lower than US avg

How Charlack Compares to the U.S. Average (100% = U.S. avg)

People

Population1,775
Median Age30.6 yrs
Density6,574/mi²
Male / Female37% / 63%
Largest GroupWhite 51%
Veterans4.3%

Economy

B+
Median Income$53,393
Per Capita$29,310
Unemployment4.1%
Poverty9.0%
Commute21 min

Housing

A+
Home Value$117,200
Rent$1,116
OwnershipN/A
Zillow$134,733
Housing Units797
Rent Burden26.4%

Crime

F
Violent512/100K
Property3,148/100K
Murder73.2/100K
Assault0/100K
Burglary952/100K

Health

Obesity37.8%
Uninsured11.1%
Smoking19.8%
Depression24.8%
Heart Disease6.3%

Climate

Avg Temp58°F (15°C)
AQI41 (Good)
Rain45.6 in/yr
Sunny Days293/yr
Elevation620 ft (189 m)

Education

C+
Bachelor's+21.9%
High School+93.6%
Graduate+3.8%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute21 min
Broadband87.9%

Is Charlack a Good Place to Live?

Based on current data, Charlack receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, below-average incomes. Charlack offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Charlack is $53,393, 29% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. 9.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Charlack is $117,200, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,116 per month. At just 2.2x median income, home prices are very affordable relative to local earnings.

Safety & Crime

The violent crime rate of 512 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 3,148 per 100,000, 61% above the national average.

Education

21.9% of residents hold a bachelor's degree, below the national average of 33.7%. 93.6% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Charlack enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches, including 7.6 inches of snow. Air quality is rated Good with a median AQI of 41.

Charlack has a population of 1,775 with a density of 6,574 people per square mile, spread across 0.3 square miles. The median age is 30.6 years, 21% younger than the national median of 38.9. The gender split is 62.8% female and 37.2% male. The city is predominantly White (50.9%), with 33.4% Black. English is the primary language spoken at home by 94.1% of residents, while 5.9% speak Spanish. 4.3% of the population are veterans, below the national rate of 6.0%. 22.8% of residents have a disability (above the 13.0% national average). 90.9% have health insurance coverage.

Population

1,775
Total Population
6,574
People / sq mi
30.6yrs
Median Age
21% below US avg
0.3mi²
Land Area

Gender Distribution

Male 37.2%
Female 62.8%

Race & Ethnicity

Charlack vs U.S. Average

Language Spoken at Home

English Only94.1%
20% above US avg
Spanish5.9%
56% below US avg

Social Characteristics

Charlack vs U.S. Average

The median household income in Charlack is $53,393, which is 29% below the national average of $75,149. Per capita income is $29,310 (below the $39,052 national figure). The unemployment rate is 4.1% (above the 3.6% US average). 9.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 13.9% of workers work from home.

Income: Charlack vs U.S.

Commute Mode

Income

Median HH Income$53,393
29% below US avg
Per Capita Income$29,310

Employment & Poverty

Unemployment4.1%
14% above US avg
Poverty Rate9.0%
27% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time21.4 min
Drive Alone73.9%
Public Transit1.1%
Work from Home13.9%

Walkability

The median home value in Charlack is $117,200, 58% below the national median of $281,900. Zillow estimates the typical home value at $134,733, higher than the Census estimate. Monthly rent averages $1,116 (4% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 797 total housing units in the city. The median year a home was built is 1944. 26.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$117,200
58% below US avg
Zillow ZHVI$134,733

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,116
4% below US avg
Rent Burden26.4%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied53.6%
Housing Units797
Median Year Built1944

Property Tax

In Charlack, 37.8% of adults are obese, above the national rate of 32.1%. 13.1% have diabetes (above the 10.5% national rate). Heart disease affects 6.3% of residents. 38.2% have high blood pressure. 19.8% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 33.2% are physically inactive, above the national average. 24.8% report depression (above the 20.0% national average). 20.4% experience frequent mental distress. 11.1% of residents lack health insurance (above the 8.6% national rate).

Health Metrics: Charlack vs U.S. Average (%)

Chronic Conditions

Obesity37.8%
18% above US avg
Diabetes13.1%
Heart Disease6.3%
High Blood Pressure38.2%
Asthma12.3%
COPD8.2%
Cancer6.1%
Stroke4.0%

Behaviors & Mental Health

Smoking19.8%
41% above US avg
Binge Drinking15.7%
Physical Inactivity33.2%
Depression24.8%
Mental Distress20.4%
Physical Distress15.3%
Short Sleep39.2%

Healthcare Access

Insurance Rate90.9%
Uninsured11.1%
29% above US avg
Checkup Rate77.7%
Dental Visits52.6%

Food & Exercise

Charlack has a violent crime rate of 512 per 100,000 residents, 35% above the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 219.6, rape at 219.6. The murder rate is 73.2 per 100,000 (above the national rate of 6.3). Property crime stands at 3,148 per 100,000, 61% above the U.S. average. This includes larceny/theft at 1,903, burglary at 952, vehicle theft at 293 per 100,000 residents. Overall, Charlack receives a safety grade of F.

Crime Rates: Charlack vs U.S. Average (per 100,000)

Violent Crime

Total Violent512.5/100K
35% above US avg
Murder73.2/100K
1062% above US avg
Rape219.6/100K
Robbery219.6/100K
Assault0.0/100K

Property Crime

Total Property3,147.9/100K
61% above US avg
Burglary951.7/100K
Theft1,903.4/100K
Vehicle Theft292.8/100K
Arson73.2/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Charlack enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winters average 38°F in January while summers reach 78°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 45.6 inches. The area receives 7.6 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 620 feet.

Temperature

38°F Jan (3°C) 78°F Jul (26°C)
Annual Average58.2°F
8% above US avg
January Average38°F (3°C)
July Average78°F (26°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall45.6 inches
20% above US avg
Snowfall7.6 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation620 ft (189 m)
Area0.3 sq mi (0.7 km²)
Population Density6,574/sq mi
Coordinates38.7055°N, 90.3424°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 38°F (3°C) 1.9 in Driest
February 34°F (1°C) 2.1 in
March 45°F (7°C) 3.5 in
April 56°F (13°C) 3.8 in
May 66°F (19°C) 4.1 in Wettest
June 75°F (24°C) 3.6 in
July 78°F (26°C) 3.8 in Warmest
August 77°F (25°C) 3.2 in
September 69°F (21°C) 3.2 in
October 58°F (14°C) 2.8 in
November 45°F (7°C) 3.4 in
December 34°F (1°C) 2.9 in Coldest

Charlack has a seasonal temperature swing of 45°F — from 34°F in December to 78°F in July. Total annual precipitation is 38.4 inches, with May being the wettest month (4.1") and January the driest (1.9").

21.9% of adults hold a bachelor's degree or higher, 35% below the national average of 33.7%. 93.6% have completed high school. 3.8% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 87.9% of households have broadband internet access. 73.9% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+21.9%
35% below US avg
High School+93.6%
Graduate Degree+3.8%
School Test Score5.51
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

Population Density6,574/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access87.9%

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute21.4 min
Drive Alone73.9%
Public Transit1.1%
Work from Home13.9%

Frequently Asked Questions About Charlack

What is the population of Charlack?

Charlack has a population of 1,775 residents and is located in Missouri. The population density is 6,574 people per square mile, spread across 0.3 square miles. The median age of residents is 30.6 years, which is younger than the national median of 38.9 years. The population is 62.8% female and 37.2% male.

Is Charlack expensive to live in?

Charlack is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $53,393, 29% below the national average of $75,149. The median home value is $117,200 (58% below the U.S. median). Renters pay a median of $1,116 per month. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.

Is Charlack safe?

The violent crime rate in Charlack is 512 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,148 per 100,000 (above the national average). Overall, Charlack receives a safety grade of F based on combined crime data.

What is the weather like in Charlack?

Charlack enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winter temperatures average 38°F in January, while summers reach an average of 78°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.6 inches, with 7.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Charlack?

Charlack has a healthy job market with an unemployment rate of 4.1%, near the national average of 3.6%. The average commute time is 21 minutes, and 13.9% of workers work from home.

How much does housing cost in Charlack?

The median home value in Charlack is $117,200. Zillow estimates the typical home value at $134,733. For renters, the median monthly rent is $1,116. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Charlack?

Schools in Charlack score 5.5 out of 10 on standardized testing, near the national average. 21.9% of adults in Charlack hold a bachelor's degree or higher, below the national average of 33.7%. 93.6% have completed high school. 3.8% hold a graduate or professional degree.

How healthy is Charlack?

The obesity rate in Charlack is 37.8% (above the national rate of 32.1%). 19.8% of adults are smokers. 33.2% are physically inactive. 24.8% of residents report depression. 11.1% lack health insurance (above the national rate).

What is transportation like in Charlack?

The average commute in Charlack is 21 minutes, shorter than the national average of 28 minutes. 73.9% of workers drive alone to work, 1.1% use public transit, and 13.9% work from home.

What are the demographics of Charlack?

The racial and ethnic makeup of Charlack is 50.9% White, 33.4% Black or African American, 1% Hispanic or Latino. 94.1% of residents speak only English at home, while 5.9% speak Spanish. 4.3% of the population are military veterans. 22.8% of residents have a disability. 90.9% have health insurance coverage.

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