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Cool Valley, MO

Missouri

Cool Valley is a small town in Missouri with a population of 1,319. Residents earn $50,417 per year, which is 33% below the national average.

2.7 /5.0
C+ Fair
1,319 Population 2,867/sq mi density
$50,417 Median Income $21,299 per capita
$94,700 Home Value $100,934 Zillow
$932 Median Rent 24.0% income on rent
58°F Avg Temperature 293 sunny days/yr
839 Violent Crime/100K 4,027 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$50,417 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$94,700 home value, $932/mo rent
F
Safety
1.0 / 5.0
839 violent crimes/100K (121% above avg)
D
Education
2.0 / 5.0
12.1% bachelor's degree or higher
Median Income $50,417
33% lower than US avg
Home Value $94,700
66% lower than US avg
Violent Crime 839/100K
121% higher than US avg
Bachelor's+ 12.1%
64% lower than US avg
Median Rent $932
20% lower than US avg
Obesity Rate 45.7%
42% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 28.2%
127% higher than US avg

How Cool Valley Compares to the U.S. Average (100% = U.S. avg)

People

Population1,319
Median Age27.3 yrs
Density2,867/mi²
Male / Female48% / 52%
Largest GroupWhite 7%
Veterans4.3%

Economy

C+
Median Income$50,417
Per Capita$21,299
Unemployment3.3%
Poverty28.2%
Commute18 min

Housing

A+
Home Value$94,700
Rent$932
OwnershipN/A
Zillow$100,934
Housing Units428
Rent Burden24.0%

Crime

F
Violent839/100K
Property4,027/100K
Murder0.0/100K
Assault671/100K
Burglary587/100K

Health

Obesity45.7%
Uninsured13.3%
Smoking23.8%
Depression22.4%
Heart Disease6.9%

Climate

Avg Temp58°F (15°C)
AQI41 (Good)
Rain45.6 in/yr
Sunny Days293/yr
Elevation548 ft (167 m)

Education

D
Bachelor's+12.1%
High School+93.5%
Graduate+6.2%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute18 min
Broadband79.8%

Is Cool Valley a Good Place to Live?

Based on current data, Cool Valley receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, an elevated poverty rate, a high uninsured rate. Cool Valley has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cool Valley is $50,417, 33% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. The poverty rate of 28.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Cool Valley is $94,700, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $932 per month, below the national average — a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.

Safety & Crime

With 839 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 4,027 per 100,000, 105% above the national average.

Education

12.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.5% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Cool Valley enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches, including 7.6 inches of snow. Air quality is rated Good with a median AQI of 41.

Cool Valley has a population of 1,319 with a density of 2,867 people per square mile, spread across 0.5 square miles. The median age is 27.3 years, 30% younger than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly Black (89.2%), with 7.1% White. English is the primary language spoken at home by 96.6% of residents. 4.3% of the population are veterans, below the national rate of 6.0%. 11.0% of residents have a disability. 85.4% have health insurance coverage.

Population

1,319
Total Population
2,867
People / sq mi
27.3yrs
Median Age
30% below US avg
0.5mi²
Land Area

Gender Distribution

Male 48.1%
Female 51.9%

Race & Ethnicity

Cool Valley vs U.S. Average

Language Spoken at Home

English Only96.6%
23% above US avg
Spanish3.4%
75% below US avg

Social Characteristics

Cool Valley vs U.S. Average

The median household income in Cool Valley is $50,417, which is 33% below the national average of $75,149. Per capita income is $21,299 (below the $39,052 national figure). The unemployment rate is 3.3% (below the 3.6% US average). 28.2% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 8.3% of workers work from home (below the 15.2% national rate).

Income: Cool Valley vs U.S.

Commute Mode

Income

Median HH Income$50,417
33% below US avg
Per Capita Income$21,299

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate28.2%
127% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time18.1 min
Drive Alone71.5%
Public Transit3.0%
Work from Home8.3%

Walkability

The median home value in Cool Valley is $94,700, 66% below the national median of $281,900. Zillow estimates the typical home value at $100,934. Monthly rent averages $932 (20% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 428 total housing units in the city. The median year a home was built is 1956. 24.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$94,700
66% below US avg
Zillow ZHVI$100,934

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$932
20% below US avg
Rent Burden24.0%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied70.2%
Housing Units428
Median Year Built1956

Property Tax

In Cool Valley, 45.7% of adults are obese, above the national rate of 32.1%. 18.2% have diabetes (above the 10.5% national rate). Heart disease affects 6.9% of residents, above the national average. 46.7% have high blood pressure. 23.8% are current smokers (above the 14.0% national rate). 12.5% report binge drinking. 41.8% are physically inactive, above the national average. 22.4% report depression. 22.1% experience frequent mental distress. 13.3% of residents lack health insurance (above the 8.6% national rate).

Health Metrics: Cool Valley vs U.S. Average (%)

Chronic Conditions

Obesity45.7%
42% above US avg
Diabetes18.2%
Heart Disease6.9%
High Blood Pressure46.7%
Asthma13.5%
COPD9.4%
Cancer4.6%
Stroke5.5%

Behaviors & Mental Health

Smoking23.8%
70% above US avg
Binge Drinking12.5%
Physical Inactivity41.8%
Depression22.4%
Mental Distress22.1%
Physical Distress17.3%
Short Sleep45.0%

Healthcare Access

Insurance Rate85.4%
Uninsured13.3%
55% above US avg
Checkup Rate80.4%
Dental Visits48.0%

Food & Exercise

Cool Valley has a violent crime rate of 839 per 100,000 residents, 121% above the national average of 380. This breaks down to aggravated assault at 671.1 per 100,000, robbery at 83.9, rape at 83.9. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 4,027 per 100,000, 105% above the U.S. average. This includes larceny/theft at 3,356, burglary at 587, vehicle theft at 84 per 100,000 residents. Overall, Cool Valley receives a safety grade of F.

Crime Rates: Cool Valley vs U.S. Average (per 100,000)

Violent Crime

Total Violent838.9/100K
121% above US avg
Murder0.0/100K
100% below US avg
Rape83.9/100K
Robbery83.9/100K
Assault671.1/100K

Property Crime

Total Property4,026.9/100K
105% above US avg
Burglary587.3/100K
Theft3,355.7/100K
Vehicle Theft83.9/100K
Arson167.8/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cool Valley enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winters average 38°F in January while summers reach 78°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 45.6 inches. The area receives 7.6 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 548 feet.

Temperature

38°F Jan (3°C) 78°F Jul (26°C)
Annual Average58.2°F
8% above US avg
January Average38°F (3°C)
July Average78°F (26°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall45.6 inches
20% above US avg
Snowfall7.6 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation548 ft (167 m)
Area0.5 sq mi (1.2 km²)
Population Density2,867/sq mi
Coordinates38.7259°N, 90.3059°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 38°F (3°C) 2.0 in Driest
February 34°F (1°C) 2.2 in
March 45°F (7°C) 3.5 in
April 56°F (13°C) 3.7 in
May 66°F (19°C) 4.1 in Wettest
June 75°F (24°C) 3.7 in
July 78°F (26°C) 3.8 in Warmest
August 77°F (25°C) 3.2 in
September 70°F (21°C) 3.2 in
October 58°F (14°C) 2.8 in
November 45°F (7°C) 3.4 in
December 34°F (1°C) 3.0 in Coldest

Cool Valley has a seasonal temperature swing of 44°F — from 34°F in December to 78°F in July. Total annual precipitation is 38.4 inches, with May being the wettest month (4.1") and January the driest (2.0").

12.1% of adults hold a bachelor's degree or higher, 64% below the national average of 33.7%. 93.5% have completed high school. 6.2% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 79.8% of households have broadband internet access (below the 90.0% national rate). 71.5% of workers drive alone to work, while 3% use public transit.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+12.1%
64% below US avg
High School+93.5%
Graduate Degree+6.2%
School Test Score5.51
D Education Grade (2.0/5.0)

Urban-Rural Classification

Population Density2,867/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access79.8%

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.1 min
Drive Alone71.5%
Public Transit3.0%
Work from Home8.3%

Frequently Asked Questions About Cool Valley

What is the population of Cool Valley?

Cool Valley has a population of 1,319 residents and is located in Missouri. The population density is 2,867 people per square mile, spread across 0.5 square miles. The median age of residents is 27.3 years, which is younger than the national median of 38.9 years. The population is 51.9% female and 48.1% male.

Is Cool Valley expensive to live in?

Cool Valley is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $50,417, 33% below the national average of $75,149. The median home value is $94,700 (66% below the U.S. median). Renters pay a median of $932 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.

Is Cool Valley safe?

Public safety is a concern in Cool Valley, with a violent crime rate of 839 per 100,000 — significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,027 per 100,000 (above the national average). Overall, Cool Valley receives a safety grade of F based on combined crime data.

What is the weather like in Cool Valley?

Cool Valley enjoys a temperate climate with an average annual temperature of 58°F (15°C). Winter temperatures average 38°F in January, while summers reach an average of 78°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.6 inches, with 7.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Cool Valley?

Cool Valley has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average commute time is 18 minutes, and 8.3% of workers work from home.

How much does housing cost in Cool Valley?

The median home value in Cool Valley is $94,700. Zillow estimates the typical home value at $100,934. For renters, the median monthly rent is $932. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Cool Valley?

Schools in Cool Valley score 5.5 out of 10 on standardized testing, near the national average. 12.1% of adults in Cool Valley hold a bachelor's degree or higher, below the national average of 33.7%. 93.5% have completed high school. 6.2% hold a graduate or professional degree.

How healthy is Cool Valley?

The obesity rate in Cool Valley is 45.7% (above the national rate of 32.1%). 23.8% of adults are smokers. 41.8% are physically inactive. 22.4% of residents report depression. 13.3% lack health insurance (above the national rate).

What is transportation like in Cool Valley?

The average commute in Cool Valley is 18 minutes, shorter than the national average of 28 minutes. 71.5% of workers drive alone to work, 3% use public transit, and 8.3% work from home.

What are the demographics of Cool Valley?

The racial and ethnic makeup of Cool Valley is 7.1% White, 89.2% Black or African American. 96.6% of residents speak only English at home, while 3.4% speak Spanish. 4.3% of the population are military veterans. 11.0% of residents have a disability. 85.4% have health insurance coverage.

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