Charlestown, IN

Indiana · Metropolitan Area

Charlestown is a small city in Indiana with a population of 8,118. Residents earn $77,548 per year, which is 3% above the national average.

3.4 /5.0
B Good
8,118 Population 709/sq mi density
$77,548 Median Income $30,938 per capita
$191,200 Home Value $298,157 Zillow
$903 Median Rent
58°F Avg Temperature
12 Violent Crime/100K 2,830 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$77,548 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$191,200 home value, $903/mo rent
F
Safety
1.4 / 5.0
12 violent crimes/100K (97% below avg)
C+
Education
2.9 / 5.0
23.7% bachelor's degree or higher
Median Income $77,548
3% higher than US avg
Home Value $191,200
32% lower than US avg
Violent Crime 12/100K
97% lower than US avg
Bachelor's+ 23.7%
30% lower than US avg
Median Rent $903
22% lower than US avg
Obesity Rate 42.7%
33% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 6.8%
45% lower than US avg

How Charlestown Compares to the U.S. Average (100% = U.S. avg)

People

Population8,118
Median Age36.3 yrs
Density709/mi²
Male / Female44% / 56%
Largest GroupWhite 82%

Economy

A+
Median Income$77,548
Per Capita$30,938
Unemployment1.8%
Poverty6.8%
County GDP$8,559M
Commute25 min

Housing

A+
Home Value$191,200
Rent$903
OwnershipN/A
Zillow$298,157

Crime

F
Violent12/100K
Property2,830/100K
Murder0.0/100K
Assault0/100K
Burglary383/100K

Health

Obesity42.7%
UninsuredN/A
Depression27.4%
Heart Disease5.7%

Climate

Avg Temp58°F
AQI41 (Good)
Rain48.0 in/yr
Elevation594 ft

Education

C+
Bachelor's+23.7%
High School+87.0%
School Score6.01

Community

2024 VoteR 59% / D 39%
Commute25 min
EV Stations1
Libraries8

Is Charlestown a Good Place to Live?

Based on current data, Charlestown receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Charlestown offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Charlestown is $77,548, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 6.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Charlestown is $191,200, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $903 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Charlestown is a very safe community with a violent crime rate of 12 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,830 per 100,000, 44% above the national average.

Education

23.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.0% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Charlestown enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 79°F in July. Annual precipitation totals 48.0 inches. Air quality is rated Good with a median AQI of 41.

Charlestown has a population of 8,118 with a density of 709 people per square mile. The median age is 36.3 years, 7% younger than the national median of 38.9. The city is predominantly White (81.5%), with 1.9% Hispanic, 4.2% Black.

Population

8,118
Total Population
709
People / sq mi
36.3yrs
Median Age
7% below US avg
11.5mi²
Land Area

Gender Distribution

Male 43.9%
Female 56.1%

Race & Ethnicity

Charlestown vs U.S. Average

Language Spoken at Home

English Only93.6%
19% above US avg
Spanish6.4%
52% below US avg

Social Characteristics

Charlestown vs U.S. Average

The median household income in Charlestown is $77,548, which is 3% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 6.8% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Charlestown vs U.S.

Commute Mode

Income

Median HH Income$77,548
3% above US avg
Per Capita Income$30,938
Avg Weekly Wage$1,088
IRS Avg AGI$67,547

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate6.8%
45% below US avg
Establishments (County)3,180
County GDP$8,559M

Business (County)

Restaurants269
Healthcare305
Retail417
Manufacturing138

Tax & Cost of Living

Property Tax (IRS)$2,931
16% below US avg
Effective Tax Rate1.53%

Commute & Transportation

Commute Time24.8 min
Work from Home4.5%

Walkability

The median home value in Charlestown is $191,200, 32% below the national average. Monthly rent averages $903 (22% below US avg). Zillow estimates the typical home value at $298,157.

Home Value Sources

Ownership Split

Home Values

Census Median$191,200
32% below US avg
Zillow ZHVI$298,157
Median List Price$215,000

Real Estate Market (Redfin)

Median List Price$215,000
$/Sq Ft$164
Homes Sold12
Sale-to-List Ratio99.4%
Price Drops17.5%
Inventory40

Rental Costs

Census Median Rent$903
22% below US avg
Zillow Rent (ZORI)$1,362

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied73.7%

Property Tax

Avg Tax (IRS)$2,931
16% below US avg
Effective Rate1.53%
In Charlestown, 42.7% of adults are obese (above the 32.1% national rate). 27.4% report depression. 23.5% are physically inactive.

Health Metrics: Charlestown vs U.S. Average (%)

Chronic Conditions

Obesity42.7%
33% above US avg
Diabetes10.4%
Heart Disease5.7%
High Blood Pressure35.3%
Asthma11.5%
COPD7.2%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.2%
Physical Inactivity23.5%
Depression27.4%
Mental Distress18.4%
Physical Distress13.2%

Healthcare Access

Insurance Rate94.8%
Checkup Rate78.3%
Premature Death11,783/100K

Food & Exercise

Food Environment8.3/10
Exercise Access85.0%
Healthcare Facilities305
Charlestown has a violent crime rate of 12 per 100,000 residents, 97% below the national average of 380. Property crime stands at 2,830 per 100,000 (44% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Charlestown vs U.S. Average (per 100,000)

Violent Crime

Total Violent12.4/100K
97% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery12.4/100K
Assault0.0/100K

Property Crime

Total Property2,830.3/100K
44% above US avg
Burglary383.1/100K
Theft2,373.0/100K
Vehicle Theft74.2/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)14

Safety Score

Safety GradeF
Safety Score1.4 / 5.0
Charlestown has an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 79°F in July. Annual precipitation is 48.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

35°F Jan (1°C) 79°F Jul (26°C)
Annual Average58.0°F
7% above US avg
January Average35°F (1°C)
July Average79°F (26°C)

Precipitation & Snow

Annual Rainfall48.0 inches
26% above US avg
Snowfall4.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation594 ft (181 m)
Area11.5 sq mi (29.7 km²)
Population Density709/sq mi
Coordinates38.4298°N, 85.6704°W
County FIPS18019
It is classified as Metro — 1 million+. 23.7% of residents hold a bachelor's degree or higher (30% below US avg). In the 2024 election, the county voted Republican by a 20.4-point margin.

2024 Presidential Election (County)

R 59.3%
D 38.9%

Winner: Republican by 20.4 points

Education

Bachelor's Degree+23.7%
30% below US avg
High School+87.0%
School Test Score6.01
C+ Education Grade (2.9/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density709/sq mi
Total Area11.5 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries8
Healthcare Facilities305
Restaurants269
Retail Stores417

Safety & Disasters

Fatal Crashes (County/yr)14
F Safety Grade (1.4/5.0)

Commute & Transportation

Avg Commute24.8 min
Work from Home4.5%

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