Median Income
$69,792
7% lower than US avg
Home Value
$95,500
66% lower than US avg
Bachelor's+
14.2%
58% lower than US avg
Median Rent
$704
39% lower than US avg
Obesity Rate
39.3%
22% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
2.7%
78% lower than US avg
How Charlotte Compares to the U.S. Average (100% = U.S. avg)
People
Population431
Median Age36.8 yrs
Density756/mi²
Male / Female47% / 53%
Largest GroupWhite 83%
Veterans11.5%
Economy
A
Median Income$69,792
Per Capita$35,200
Unemployment1.9%
Poverty2.7%
County GDP$2,951M
Commute31 min
Housing
A+
Home Value$95,500
Rent$704
OwnershipN/A
Zillow$248,201
Rent Burden28.5%
Health
Obesity39.3%
UninsuredN/A
Depression21.8%
Heart Disease5.6%
Climate
Avg Temp50°F
AQI43 (Good)
Rain36.5 in/yr
Elevation666 ft
Education
C
Bachelor's+14.2%
High School+95.2%
School Score5.73
Community
2024 VoteR 59% / D 40%
Commute31 min
Broadband75.4%
Libraries7
Is Charlotte a Good Place to Live?
Based on current data, Charlotte receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Charlotte offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Charlotte is $69,792, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.9%. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Charlotte is $95,500, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $704 per month, below the national average — a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Education
14.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.2% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Charlotte experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 74°F in July. Annual precipitation totals 36.5 inches, including 31.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Charlotte has a population of 431 with a density of 756 people per square mile. The median age is 36.8 years, 5% younger than the national median of 38.9. The city is predominantly White (83.1%), with 3.2% Hispanic.
Population
36.8yrs
Median Age
5% below US avg
Race & Ethnicity
Charlotte vs U.S. Average
Language Spoken at Home
| English Only | 94.3% |
| 20% above US avg |
| Spanish | 5.7% |
| 57% below US avg |
Social Characteristics
Charlotte vs U.S. Average
The median household income in Charlotte is $69,792, which is 7% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 2.7% of residents live below the poverty line. Workers commute an average of 31 minutes.
Income: Charlotte vs U.S.
Income
| Median HH Income | $69,792 |
| 7% below US avg |
| Per Capita Income | $35,200 |
| Avg Weekly Wage | $1,014 |
| IRS Avg AGI | $65,940 |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 2.7% |
| 78% below US avg |
| Establishments (County) | 1,498 |
| County GDP | $2,951M |
Business (County)
| Restaurants | 117 |
| Healthcare | 128 |
| Retail | 162 |
| Manufacturing | 60 |
Tax & Cost of Living
| Property Tax (IRS) | $4,438 |
| 27% above US avg |
| Effective Tax Rate | 4.65% |
Commute & Transportation
| Commute Time | 30.7 min |
| Drive Alone | 90.6% |
| Public Transit | 0.0% |
| Work from Home | 6.6% |
The median home value in Charlotte is $95,500, 66% below the national average. Monthly rent averages $704 (39% below US avg). Zillow estimates the typical home value at $248,201.
Home Values
| Census Median | $95,500 |
| 66% below US avg |
| Zillow ZHVI | $248,201 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $704 |
| 39% below US avg |
| Rent Burden | 28.5% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,438 |
| 27% above US avg |
| Effective Rate | 4.65% |
In Charlotte, 39.3% of adults are obese (above the 32.1% national rate). 21.8% report depression. 25.9% are physically inactive.
Health Metrics: Charlotte vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.3% |
| 22% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.6% |
| High Blood Pressure | 31.7% |
| Asthma | 10.3% |
| COPD | 6.7% |
| Stroke | 3.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 23.2% |
| Physical Inactivity | 25.9% |
| Depression | 21.8% |
| Mental Distress | 18.3% |
| Physical Distress | 12.9% |
Healthcare Access
| Insurance Rate | 90.2% |
| |
| Checkup Rate | 74.6% |
| Premature Death | 8,790/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 76.9% |
| Healthcare Facilities | 128 |
Crime Rates: Charlotte vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
Safety Score
Charlotte has an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 74°F in July. Annual precipitation is 36.5 inches. Air quality is rated Good with a median AQI of 43.
Temperature
22°F Jan (-6°C)
74°F Jul (24°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 74°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 36.5 inches |
| 4% below US avg |
| Snowfall | 31.9 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 666 ft (203 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 756/sq mi |
| Coordinates | 41.9622°N, 90.4683°W |
| County FIPS | 19045 |