Charlotte, IA

Full City Profile · Iowa · Clinton County County

3.8 /5.0
B+ Good
431 Population 756/sq mi density
$69,792 Median Income $35,200 per capita
$95,500 Home Value $273,569 Zillow
$704 Median Rent 28.5% income on rent
48°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$69,792 median income, 2.8% unemployment
A+
Affordability
5.0 / 5.0
$95,500 home value, $704/mo rent
C
Education
2.1 / 5.0
14.2% bachelor's degree or higher

Charlotte, IA

At a Glance

Median Income
$69,792
7% below
$35,200 per capita
Home Value
$95,500
66% below
Zillow: $273,569
Median Rent
$704/mo
39% below
28.5% of income on rent
Bachelor's Degree+
14.2%
58% below
95.2% high school+
Unemployment
2.8%
22% below
2.7% poverty rate
Obesity Rate
39.3%
22% above
16.8% smoking rate
Avg Temperature
48°F

How Charlotte Compares to the U.S. Average

Each bar shows Charlotte's value as a percentage of the national average (100% = U.S. avg)

Income
93%
Home Value
34%
Rent
61%
Poverty
22%
Bachelor's
42%
Unemployment
78%
Thin vertical line = U.S. national average (100%)

Is Charlotte a Good Place to Live?

B+
3.8 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Charlotte residents earn a median household income of $69,792 , which is 7% below the national average of $75,149. Per capita income is $35,200. The unemployment rate stands at 2.8% (22% below the U.S. rate of 3.6%). 2.7% of residents live below the poverty line. The area is home to 1,498 business establishments, including 117 restaurants.

Housing & Cost of Living

The median home value in Charlotte is $95,500 , 66% below the national median of $281,900. Zillow estimates the typical home at $273,569. Median rent is $704/month, with 28.5% of renters spending more than 30% of income on housing. The cost of living index is 87.8 (100 = national average). The median home was built in 1945.

Education

14.2% of adults in Charlotte hold a bachelor's degree or higher (58% below the national average). 95.2% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Charlotte has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation totals 37.9 inches. Air quality is rated Good with a median AQI of 46.

Data Overview

People

Population431
Median Age36.8 yrs
Density756/mi²
Male / Female47% / 53%
Foreign Born7.2%
Veterans11.5%

Economy

A
Median Income$69,792
Per Capita$35,200
Unemployment2.8%
Poverty2.7%
County GDP$2,951M
Avg Weekly Wage$1,014

Housing

A+
Home Value$95,500
Rent$704
Ownership78.1%
Zillow$273,569
Housing Units184
Rent Burden28.5%

Health

Obesity39.3%
Diabetes9.9%
Smoking16.8%
Heart Disease5.6%
Premature Death8,790/100K

Climate

Avg Temp48°F
Rain37.9 in/yr
AQI46 (Good)
Elevation666 ft

Education

C
Bachelor's+14.2%
High School+95.2%
Graduate+6.0%
School Score5.8/10

Community

2024 VoteR 59% / D 40%
Commute31 min
Broadband75.4%
Internet Speed96 Mbps
EV Stations1
Libraries7

Did You Know?

Charlotte was founded in 1871.
The median home in Charlotte was built in 1945.
The nearest airport is Dubuque Regional (33 miles).
The Gini coefficient (income inequality) is 0.432 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
15.8% of the population has a disability.
There are 117 restaurants in the area.
The county recorded 5 fatal vehicle crashes.