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Charlotte, IA
Full City Profile · Iowa · Clinton County County
3.1
/5.0
B
Good
431
Population
756/sq mi density
$69,792
Median Income
$35,200 per capita
$95,500
Home Value
$248,201 Zillow
$704
Median Rent
28.5% income on rent
50°F
Avg Temperature
275 sunny days/yr
165
Violent Crime/100K
3,111 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$69,792 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$95,500 home value, $704/mo rent
F
Safety
1.0 / 5.0
165 violent crimes/100K
C
Education
2.1 / 5.0
14.2% bachelor's degree or higher
Charlotte experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 74°F in July. The area gets 275 sunny days per year. Annual precipitation totals 36.5 inches. The area receives 31.9 inches of snow annually. Air quality is rated Good with a median AQI of 43.
Temperature
22°F Jan (-6°C)
74°F Jul (24°C)
| Annual Average | 50.2°F |
| 7% below US avg | |
| January Average | 22°F (-6°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 666 ft (203 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 756/sq mi |
| Coordinates | 41.9622°N, 90.4683°W |
| Timezone | America/Chicago |
| County | Clinton County County |
| Nearest Airport | Dubuque Regional (DBQ) 33 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0477 ppm |
| SO₂ (Sulfur Dioxide) | 1.32 ppb |
| PM2.5 (Fine Particles) | 11.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 64.8 / 100 |
| Social Vulnerability | 34.6 / 100 |
| Community Resilience | 87.5 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Moderate |
| Drought | Relatively High |
| Cold Wave | Relatively Moderate |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 22°F (-6°C) | 1.3 in | Coldest |
| February | 24°F (-4°C) | 1.2 in | Driest |
| March | 36°F (2°C) | 2.4 in | |
| April | 49°F (9°C) | 3.4 in | |
| May | 61°F (16°C) | 3.9 in | |
| June | 70°F (21°C) | 4.5 in | Wettest |
| July | 74°F (24°C) | 3.7 in | Warmest |
| August | 71°F (22°C) | 4.3 in | |
| September | 63°F (17°C) | 3.8 in | |
| October | 52°F (11°C) | 2.7 in | |
| November | 37°F (3°C) | 2.4 in | |
| December | 25°F (-4°C) | 1.9 in |
Charlotte has a seasonal temperature swing of 53°F / from 22°F in January to 74°F in July. Total annual precipitation is 35.7 inches, with June being the wettest month (4.5") and February the driest (1.2").