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Charlotte, IA
Full City Profile · Iowa · Clinton County County
3.1
/5.0
B
Good
431
Population
756/sq mi density
$69,792
Median Income
$35,200 per capita
$95,500
Home Value
$248,201 Zillow
$704
Median Rent
28.5% income on rent
50°F
Avg Temperature
275 sunny days/yr
165
Violent Crime/100K
3,111 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$69,792 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$95,500 home value, $704/mo rent
F
Safety
1.0 / 5.0
165 violent crimes/100K
C
Education
2.1 / 5.0
14.2% bachelor's degree or higher
Housing Overview
Median Home Value
$95,500
66% below
US avg: $281,900
Median Rent
$704/mo
39% below
US avg: $1,163/mo
Homeownership Rate
78.1%
19% above US avg (65.4%)
Total Housing Units
184
Median year built: 1945
Home Value by Source
Census Median
$95,500
Zillow (ZHVI)
$248,201
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
78.1%
Owner-Occupied
21.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Census median rent:
$704/mo
Affordability & Housing Stock
Rent Burden
28.5%
of renters spending 30%+ of income on housing
8% below US avg (31.0%)
Median Year Built
1945
Average age of housing stock: 81 years
Homeownership Rate
78.1%
Complete Housing Data
Home Values
| Census Median Value | $95,500 |
| Zillow Home Value (ZHVI) | $248,201 |
Rent
| Census Median Rent | $704 |
| FMR Studio | $738 |
| FMR 1-Bedroom | $788 |
| FMR 2-Bedroom | $989 |
| FMR 3-Bedroom | $1,282 |
| FMR 4-Bedroom | $1,420 |
Market
Ownership & Stock
| Owner-Occupied | 78.1% |
| Renter-Occupied | 21.9% |
| Homeownership Rate | 78.1% |
| Total Housing Units | 184 |
| Median Year Built | 1945 |
| Rent Burden | 28.5% |