Median Income
$57,656
23% lower than US avg
Home Value
$232,700
17% lower than US avg
Bachelor's+
15.4%
54% lower than US avg
Median Rent
$852
27% lower than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
8.4%
32% lower than US avg
How Charlotte Compares to the U.S. Average (100% = U.S. avg)
People
Population1,864
Median Age37.5 yrs
Density459/mi²
Male / Female54% / 46%
Largest GroupWhite 88%
Economy
A
Median Income$57,656
Per Capita$27,954
Unemployment2.2%
Poverty8.4%
County GDP$2,981M
Commute34 min
Housing
A
Home Value$232,700
Rent$852
OwnershipN/A
Zillow$339,555
Health
Obesity36.7%
UninsuredN/A
Depression28.9%
Heart Disease5.7%
Climate
Avg Temp57°F
AQI40 (Good)
Rain54.9 in/yr
Elevation648 ft
Education
C
Bachelor's+15.4%
High School+85.5%
School Score5.08
Community
2024 VoteR 75% / D 23%
Commute34 min
Libraries1
Is Charlotte a Good Place to Live?
Based on current data, Charlotte receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Charlotte offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Charlotte is $57,656, 23% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 8.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Charlotte is $232,700, 17% below the national median — offering relatively affordable homeownership. Renters pay a median of $852 per month, below the national average — a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Education
15.4% of residents hold a bachelor's degree, below the national average of 33.7%. 85.5% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Charlotte enjoys a moderate climate with an average annual temperature of 57°F. Winters average 36°F in January while summers reach 76°F in July. Annual precipitation totals 54.9 inches. Air quality is rated Good with a median AQI of 40.
Charlotte has a population of 1,864 with a density of 459 people per square mile. The median age is 37.5 years, 4% younger than the national median of 38.9. The city is predominantly White (88.1%), with 4.5% Hispanic, 5.1% Black.
Population
37.5yrs
Median Age
4% below US avg
Race & Ethnicity
Charlotte vs U.S. Average
Language Spoken at Home
| English Only | 97.6% |
| 24% above US avg |
| Spanish | 2.4% |
| 82% below US avg |
Social Characteristics
Charlotte vs U.S. Average
The median household income in Charlotte is $57,656, which is 23% below the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 8.4% of residents live below the poverty line. Workers commute an average of 34 minutes.
Income: Charlotte vs U.S.
Income
| Median HH Income | $57,656 |
| 23% below US avg |
| Per Capita Income | $27,954 |
| Avg Weekly Wage | $995 |
| IRS Avg AGI | $70,790 |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 8.4% |
| 32% below US avg |
| Establishments (County) | 1,422 |
| County GDP | $2,981M |
Business (County)
| Restaurants | 126 |
| Healthcare | 118 |
| Retail | 198 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $3,083 |
| 12% below US avg |
| Effective Tax Rate | 1.32% |
Commute & Transportation
| Commute Time | 33.8 min |
| Work from Home | 7.2% |
The median home value in Charlotte is $232,700, 17% below the national average. Monthly rent averages $852 (27% below US avg). Zillow estimates the typical home value at $339,555.
Home Values
| Census Median | $232,700 |
| 17% below US avg |
| Zillow ZHVI | $339,555 |
| Median List Price | $389,900 |
Real Estate Market (Redfin)
| Median List Price | $389,900 |
| $/Sq Ft | $227 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 100.1% |
| Price Drops | 16.7% |
| Inventory | 12 |
Rental Costs
| Census Median Rent | $852 |
| 27% below US avg |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,083 |
| 12% below US avg |
| Effective Rate | 1.32% |
In Charlotte, 36.7% of adults are obese (above the 32.1% national rate). 28.9% report depression. 25.7% are physically inactive.
Health Metrics: Charlotte vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.7% |
| High Blood Pressure | 34.1% |
| Asthma | 10.6% |
| COPD | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.1% |
| Physical Inactivity | 25.7% |
| Depression | 28.9% |
| Mental Distress | 20.3% |
| Physical Distress | 14.0% |
Healthcare Access
| Insurance Rate | 90.4% |
| |
| Checkup Rate | 73.9% |
| Premature Death | 11,706/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 52.5% |
| Healthcare Facilities | 118 |
Crime Rates: Charlotte vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
Safety Score
Charlotte has an average annual temperature of 57°F (14°C). Winters average 36°F in January while summers reach 76°F in July. Annual precipitation is 54.9 inches. Air quality is rated Good with a median AQI of 40.
Temperature
36°F Jan (2°C)
76°F Jul (24°C)
| Annual Average | 56.8°F |
| 5% above US avg |
| January Average | 36°F (2°C) |
| July Average | 76°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 54.9 inches |
| 44% above US avg |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 648 ft (198 m) |
| Area | 4.1 sq mi (10.5 km²) |
| Population Density | 459/sq mi |
| Coordinates | 36.1861°N, 87.3389°W |
| County FIPS | 47043 |