Median Income
$28,242
62% lower than US avg
Home Value
$61,900
78% lower than US avg
Bachelor's+
3.3%
90% lower than US avg
Obesity Rate
44.4%
38% higher than US avg
Unemployment
3.0%
17% lower than US avg
Poverty Rate
42.2%
240% higher than US avg
How Charlotte Compares to the U.S. Average (100% = U.S. avg)
People
Population1,109
Median Age46.6 yrs
Density544/mi²
Male / Female51% / 49%
Largest GroupWhite 45%
Economy
C
Median Income$28,242
Per Capita$20,208
Unemployment3.0%
Poverty42.2%
County GDP$4,830M
Commute21 min
Housing
A+
Home Value$61,900
RentN/A
OwnershipN/A
Health
Obesity44.4%
UninsuredN/A
Depression20.3%
Heart Disease6.4%
Climate
Avg Temp72°F
AQI42 (Good)
Rain26.8 in/yr
Elevation545 ft
Education
F
Bachelor's+3.3%
High School+56.0%
School Score5.10
Community
2024 VoteR 71% / D 28%
Commute21 min
Libraries5
Is Charlotte a Good Place to Live?
Based on current data, Charlotte receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Charlotte has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Charlotte is $28,242, 62% below the national average of $75,149. Unemployment stands at 3.0%, indicating a healthy job market. The poverty rate of 42.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Charlotte is $61,900, 78% below the national median — offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
3.3% of residents hold a bachelor's degree, below the national average of 33.7%. 56.0% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Charlotte has a warm climate with an average annual temperature of 72°F. Winters average 56°F in January while summers reach 86°F in July. Annual precipitation totals 26.8 inches. Air quality is rated Good with a median AQI of 42.
Charlotte has a population of 1,109 with a density of 544 people per square mile. The median age is 46.6 years, 20% older than the national median of 38.9. The city is predominantly White (44.5%), with 11.3% Hispanic.
Population
46.6yrs
Median Age
20% above US avg
Race & Ethnicity
Charlotte vs U.S. Average
Language Spoken at Home
| English Only | 57.6% |
| 27% below US avg |
| Spanish | 42.4% |
| 216% above US avg |
Social Characteristics
Charlotte vs U.S. Average
The median household income in Charlotte is $28,242, which is 62% below the national average of $75,149. The unemployment rate is 3.0% (below the 3.6% US average). 42.2% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income: Charlotte vs U.S.
Income
| Median HH Income | $28,242 |
| 62% below US avg |
| Per Capita Income | $20,208 |
| Avg Weekly Wage | $1,220 |
| IRS Avg AGI | $61,467 |
Employment & Poverty
| Unemployment | 3.0% |
| 17% below US avg |
| Poverty Rate | 42.2% |
| 240% above US avg |
| Establishments (County) | 942 |
| County GDP | $4,830M |
Business (County)
| Restaurants | 83 |
| Healthcare | 79 |
| Retail | 130 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $5,902 |
| 69% above US avg |
| Effective Tax Rate | 9.53% |
Commute & Transportation
| Commute Time | 20.7 min |
| Work from Home | 5.9% |
The median home value in Charlotte is $61,900, 78% below the national average.
Home Values
| Census Median | $61,900 |
| 78% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,902 |
| 69% above US avg |
| Effective Rate | 9.53% |
In Charlotte, 44.4% of adults are obese (above the 32.1% national rate). 20.3% report depression. 40.4% are physically inactive.
Health Metrics: Charlotte vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.4% |
| 38% above US avg |
| Diabetes | 16.6% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.7% |
| Asthma | 9.1% |
| COPD | 5.9% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.9% |
| Physical Inactivity | 40.4% |
| Depression | 20.3% |
| Mental Distress | 17.8% |
| Physical Distress | 16.7% |
Healthcare Access
| Insurance Rate | 69.7% |
| |
| Checkup Rate | 71.1% |
| Premature Death | 10,228/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 45.3% |
| Healthcare Facilities | 79 |
Crime Rates: Charlotte vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
Safety Score
Charlotte has an average annual temperature of 72°F (22°C). Winters average 56°F in January while summers reach 86°F in July. Annual precipitation is 26.8 inches. Air quality is rated Good with a median AQI of 42.
Temperature
56°F Jan (13°C)
86°F Jul (30°C)
| Annual Average | 72.3°F |
| 34% above US avg |
| January Average | 56°F (13°C) |
| July Average | 86°F (30°C) |
Precipitation & Snow
| Annual Rainfall | 26.8 inches |
| 29% below US avg |
| Snowfall | 0.0 inches/yr |
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Geography
| Elevation | 545 ft (166 m) |
| Area | 2.0 sq mi (5.3 km²) |
| Population Density | 544/sq mi |
| Coordinates | 28.8593°N, 98.7006°W |
| County FIPS | 48013 |