Median Income
$28,242
62% lower than US avg
Home Value
$61,900
78% lower than US avg
Violent Crime
144/100K
62% lower than US avg
Bachelor's+
3.3%
90% lower than US avg
Obesity Rate
44.4%
38% higher than US avg
Unemployment
3.0%
17% lower than US avg
Poverty Rate
42.2%
240% higher than US avg
How Charlotte Compares to the U.S. Average (100% = U.S. avg)
People
Population1,109
Median Age46.6 yrs
Density544/mi²
Male / Female51% / 49%
Largest GroupWhite 45%
Veterans3.7%
Economy
C
Median Income$28,242
Per Capita$20,208
Unemployment3.0%
Poverty42.2%
County GDP$4,830M
Commute21 min
Housing
A+
Home Value$61,900
Ownership91.8%
Zillow$229,242
Housing Units578
Rent Burden25.7%
Crime
F
Violent144/100K
Property96/100K
Health
Obesity44.4%
Uninsured35.9%
Smoking14.8%
Depression20.3%
Heart Disease6.4%
Climate
Avg Temp72°F (22°C)
AQI42 (Good)
Rain26.8 in/yr
Sunny Days312/yr
Elevation545 ft (166 m)
Education
F
Bachelor's+3.3%
High School+56.0%
Graduate+0.0%
School Score4.82
Community
2024 VoteR 71% / D 28%
Commute21 min
Broadband69.1%
EV Stations2
Libraries5
Is Charlotte a Good Place to Live?
Based on current data, Charlotte receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Charlotte has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Charlotte is $28,242, 62% below the national average of $75,149. Unemployment stands at 3.0%, indicating a healthy job market. The poverty rate of 42.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Charlotte is $61,900, 78% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Charlotte is a very safe community with a violent crime rate of 144 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 96 per 100,000, 95% below the national average.
Education
3.3% of residents hold a bachelor's degree, below the national average of 33.7%. 56.0% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Charlotte has a warm climate with an average annual temperature of 72°F. Winters average 56°F in January while summers reach 86°F in July. With 312 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.8 inches. Air quality is rated Good with a median AQI of 42.
Charlotte has a population of 1,109 with a density of 544 people per square mile, spread across 2.0 square miles. The median age is 46.6 years, 20% older than the national median of 38.9. The gender split is 49% female and 51% male. The city is predominantly White (44.5%), with 11.3% Hispanic. English is the primary language spoken at home by 57.6% of residents, while 42.4% speak Spanish. 3.7% of the population are veterans, below the national rate of 6.0%. 8.8% of residents have a disability (below the 13.0% national average). 69.7% have health insurance coverage.
Population
46.6yrs
Median Age
20% above US avg
Race & Ethnicity
Charlotte vs U.S. Average
Language Spoken at Home
English Only
57.6%
27% below US avg
Spanish
42.4%
216% above US avg
Social Characteristics
Charlotte vs U.S. Average
The median household income in Charlotte is $28,242, which is 62% below the national average of $75,149. Per capita income is $20,208 (below the $39,052 national figure). The average weekly wage is $1,220, 15% lower than the U.S. average. The unemployment rate is 3.0% (below the 3.6% US average). 42.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 942 business establishments, including 83 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 5.9% of workers work from home (below the 15.2% national rate).
Income: Charlotte vs U.S.
Income
| Median HH Income | $28,242 |
| 62% below US avg |
| Per Capita Income | $20,208 |
| Avg Weekly Wage | $1,220 |
| IRS Avg AGI | $61,467 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.0% |
| 17% below US avg |
| Poverty Rate | 42.2% |
| 240% above US avg |
| Establishments (County) | 942 |
| County GDP | $4,830M |
Business (County)
| Restaurants | 83 |
| Healthcare | 79 |
| Retail | 130 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $5,902 |
| 69% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 9.53% |
Commute & Transportation
| Commute Time | 20.7 min |
| Drive Alone | 86.1% |
| Public Transit | 0.0% |
| Work from Home | 5.9% |
The median home value in Charlotte is $61,900, 78% below the national median of $281,900. Zillow estimates the typical home value at $229,242, higher than the Census estimate. Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 91.8% of housing units are owner-occupied (above the 65.4% national rate). There are 578 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $5,902 (higher than the $3,500 national average). 25.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $61,900 |
| 78% below US avg |
| Zillow ZHVI | $229,242 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 91.8% |
| Owner-Occupied | 91.8% |
| Renter-Occupied | 8.2% |
| Housing Units | 578 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $5,902 |
| 69% above US avg |
| Effective Rate | 9.53% |
In Charlotte, 44.4% of adults are obese, above the national rate of 32.1%. 16.6% have diabetes (above the 10.5% national rate). Heart disease affects 6.4% of residents. 35.7% have high blood pressure. 14.8% are current smokers. 16.9% report binge drinking. 40.4% are physically inactive, above the national average. 20.3% report depression. 17.8% experience frequent mental distress. 35.9% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,994. The dentist ratio is 1:2,119. 45.3% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Charlotte vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.4% |
| 38% above US avg |
| Diabetes | 16.6% |
| Heart Disease | 6.4% |
| High Blood Pressure | 35.7% |
| Asthma | 9.1% |
| COPD | 5.9% |
| Cancer | 4.6% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 16.9% |
| Physical Inactivity | 40.4% |
| Depression | 20.3% |
| Mental Distress | 17.8% |
| Physical Distress | 16.7% |
| Short Sleep | 39.8% |
Healthcare Access
| Insurance Rate | 69.7% |
| Uninsured | 35.9% |
| 317% above US avg |
| Primary Care | 1:4,994 |
| Dentists | 1:2,119 |
| Mental Health | 1:1,523 |
| Checkup Rate | 71.1% |
| Dental Visits | 43.3% |
| Premature Death | 10,228/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 45.3% |
| Healthcare Facilities | 79 |
Charlotte has a violent crime rate of 144 per 100,000 residents, 62% below the national average of 380. Property crime stands at 96 per 100,000, 95% below the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Charlotte receives a safety grade of F.
Crime Rates: Charlotte vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 143.7/100K |
| 62% below US avg |
| |
Property Crime
| Total Property | 95.8/100K |
| 95% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Charlotte has a warm climate with an average annual temperature of 72°F (22°C). Winters average 56°F in January while summers reach 86°F in July. The area gets 312 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.8 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 545 feet.
Temperature
56°F Jan (13°C)
86°F Jul (30°C)
| Annual Average | 72.3°F |
| 34% above US avg |
| January Average | 56°F (13°C) |
| July Average | 86°F (30°C) |
| Sunny Days | 312 days/yr |
Geography
| Elevation | 545 ft (166 m) |
| Area | 2.0 sq mi (5.2 km²) |
| Population Density | 544/sq mi |
| Coordinates | 28.8593°N, 98.7006°W |
| Timezone | America/Chicago |
| County | Atascosa County County |
| Nearest Airport | San Antonio International (SAT)
49 miles away |
Precipitation & Snow
Annual Rainfall
26.8"
29% below US avg
Wettest Month (May)
3.78"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 8.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 60.7 / 100 |
| Social Vulnerability | 89.6 / 100 |
| Community Resilience | 14.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
229 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.5 on Jul 30, 2025.
| Oct 20, 2011 |
14 km SSW of Falls City, Texas |
M4.8 |
61 km |
| Jan 30, 2025 |
18 km ENE of Falls City, Texas |
M4.6 |
86 km |
| Feb 17, 2024 |
3 km SSW of Falls City, Texas |
M4.5 |
66 km |
| Feb 17, 2024 |
3 km S of Falls City, Texas |
M4.3 |
67 km |
| Apr 9, 1993 |
21 km NW of Pawnee, Texas |
M4.1 |
56 km |
| Sep 14, 2023 |
16 km ENE of Falls City, Texas |
M4.1 |
84 km |
| May 1, 2018 |
4 km SSE of Falls City, Texas |
M4.0 |
69 km |
| Apr 7, 2008 |
7 km SSW of Falls City, Texas |
M3.9 |
65 km |
| Feb 22, 2024 |
3 km E of Falls City, Texas |
M3.9 |
72 km |
| Feb 17, 2024 |
3 km S of Falls City, Texas |
M3.9 |
67 km |
| Jul 19, 2023 |
19 km E of Pleasanton, Texas |
M3.8 |
43 km |
| Mar 24, 1997 |
4 km SSE of Alice, Texas |
M3.8 |
142 km |
| Feb 12, 2024 |
3 km S of Falls City, Texas |
M3.7 |
67 km |
| Feb 17, 2024 |
2 km S of Falls City, Texas |
M3.7 |
67 km |
| Jul 24, 2025 |
18 km E of El Indio, Texas |
M3.6 |
144 km |
| Jan 6, 2018 |
17 km SW of Falls City, Texas |
M3.6 |
57 km |
| Jun 16, 2019 |
5 km SE of Falls City, Texas |
M3.6 |
71 km |
| Jul 20, 1991 |
8 km SSW of Falls City, Texas |
M3.6 |
64 km |
| Feb 23, 2024 |
2 km ESE of Falls City, Texas |
M3.5 |
70 km |
| May 2, 2024 |
2 km E of Falls City, Texas |
M3.5 |
71 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
8 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Beryl (2024, Cat 1).
| Year |
Name |
Category |
Closest |
| 2024 |
Beryl |
Category 1 |
264 km |
| 2021 |
Nicholas |
Category 1 |
263 km |
| 2020 |
Hanna |
Category 1 |
261 km |
| 2017 |
Harvey |
Category 4 |
138 km |
| 2008 |
Dolly |
Category 1 |
277 km |
| 2003 |
Claudette |
Category 1 |
178 km |
| 1999 |
Bret |
Category 4 |
204 km |
| 1980 |
Allen |
Category 2 |
166 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
241 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 12 fatalities, 123 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 15, 1973 |
EF4 |
51 km |
5 |
| Apr 28, 1953 |
EF4 |
79 km |
2 |
| Apr 29, 1975 |
EF3 |
52 km |
3 |
| May 29, 1967 |
EF3 |
72 km |
0 |
| Apr 25, 1966 |
EF3 |
81 km |
0 |
| Nov 22, 1961 |
EF3 |
60 km |
0 |
| Apr 28, 1953 |
EF3 |
79 km |
1 |
| Feb 19, 2017 |
EF2 |
73 km |
0 |
| Oct 30, 2015 |
EF2 |
61 km |
0 |
| Mar 19, 2012 |
EF2 |
43 km |
0 |
| Mar 19, 2012 |
EF2 |
39 km |
0 |
| Jul 21, 2007 |
EF2 |
96 km |
0 |
| Apr 7, 2002 |
EF2 |
54 km |
0 |
| Mar 19, 2002 |
EF2 |
44 km |
0 |
| Oct 12, 2001 |
EF2 |
73 km |
0 |
| Sep 17, 1988 |
EF2 |
61 km |
0 |
| Aug 10, 1980 |
EF2 |
68 km |
0 |
| Sep 13, 1970 |
EF2 |
48 km |
0 |
| Aug 3, 1970 |
EF2 |
58 km |
0 |
| Aug 3, 1970 |
EF2 |
56 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
10 wildfires (100+ acres) within 100 km.
Largest: HIGHWAY 322 (44,652 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
HIGHWAY 322 |
44,652 |
89 km |
| 2008 |
UNNAMED |
13,175 |
96 km |
| 2008 |
COTULLA |
8,419 |
71 km |
| 2022 |
LOS ANGELES |
6,287 |
48 km |
| 1999 |
UNNAMED |
3,532 |
91 km |
| 2022 |
CHRISTINE |
2,946 |
23 km |
| 2022 |
TRAINING AREA 23 |
2,696 |
95 km |
| 2008 |
UNNAMED |
2,171 |
86 km |
| 2003 |
UNNAMED |
1,411 |
91 km |
| 2022 |
DAS GOAT |
1,135 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
56°F (13°C) |
1.3 in |
|
| February |
56°F (13°C) |
1.6 in |
|
| March |
64°F (18°C) |
1.1 in |
Driest |
| April |
70°F (21°C) |
2.2 in |
|
| May |
77°F (25°C) |
3.8 in |
Wettest |
| June |
82°F (28°C) |
3.0 in |
|
| July |
86°F (30°C) |
1.7 in |
Warmest |
| August |
84°F (29°C) |
2.5 in |
|
| September |
80°F (27°C) |
3.6 in |
|
| October |
72°F (22°C) |
3.0 in |
|
| November |
62°F (17°C) |
1.7 in |
|
| December |
54°F (12°C) |
1.3 in |
Coldest |
Charlotte has a seasonal temperature swing of 32°F / from 54°F in December to 86°F in July. Total annual precipitation is 26.7 inches, with May being the wettest month (3.8") and March the driest (1.1").
Average costs for common services in Charlotte. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $740 |
| Toddler | $693 |
| Preschool | $675 |
| Family Childcare (monthly) |
| Infant | $667 |
| Toddler | $641 |
| Preschool | $632 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Charlotte
What is the population of Charlotte?
Charlotte has a population of 1,109 residents and is located in Texas. The population density is 544 people per square mile, spread across 2.0 square miles. The median age of residents is 46.6 years, which is older than the national median of 38.9 years. The population is 49% female and 51% male.
Is Charlotte expensive to live in?
Charlotte has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $28,242, 62% below the national average of $75,149. The median home value is $61,900 (78% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Charlotte safe?
Charlotte is considered a very safe city with a violent crime rate of 144 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 96 per 100,000 (below the national average). Overall, Charlotte receives a safety grade of F based on combined crime data.
What is the weather like in Charlotte?
Charlotte has a warm climate with an average annual temperature of 72°F (22°C). Winter temperatures average 56°F in January, while summers reach an average of 86°F in July. The area receives 312 sunny days per year, well above the national average of 205. Annual rainfall totals 26.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Charlotte?
Charlotte has a healthy job market with an unemployment rate of 3.0%, near the national average of 3.6%. The average weekly wage is $1,220. There are 942 business establishments in the area, including 83 restaurants and food service locations. The average commute time is 21 minutes, and 5.9% of workers work from home.
How much does housing cost in Charlotte?
The median home value in Charlotte is $61,900. Zillow estimates the typical home value at $229,242. The homeownership rate is 91.8%. The average annual property tax is $5,902.
How are the schools in Charlotte?
Schools in Charlotte have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 3.3% of adults in Charlotte hold a bachelor's degree or higher, below the national average of 33.7%. 56.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Charlotte?
The obesity rate in Charlotte is 44.4% (above the national rate of 32.1%). 14.8% of adults are smokers. 40.4% are physically inactive. 20.3% of residents report depression. 35.9% lack health insurance (above the national rate). 45.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,994.
What is transportation like in Charlotte?
The average commute in Charlotte is 21 minutes, shorter than the national average of 28 minutes. 86.1% of workers drive alone to work, and 5.9% work from home.
What are the demographics of Charlotte?
The racial and ethnic makeup of Charlotte is 44.5% White, 11.3% Hispanic or Latino. 57.6% of residents speak only English at home, while 42.4% speak Spanish. 3.7% of the population are military veterans. 8.8% of residents have a disability. 69.7% have health insurance coverage.
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