Chatham, MA

Massachusetts · Metropolitan Area

Chatham is a small town in Massachusetts with a population of 1,614. Residents earn $82,269 per year, which is 9% above the national average.

2.9 /5.0
C+ Fair
1,614 Population 611/sq mi density
$82,269 Median Income $91,777 per capita
$1,550,000 Home Value $1,262,760 Zillow
$924 Median Rent
50°F Avg Temperature
146 Violent Crime/100K 1,951 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$82,269 median income, 2.7% unemployment
F
Affordability
1.0 / 5.0
$1,550,000 home value, $924/mo rent
F
Safety
1.0 / 5.0
146 violent crimes/100K (61% below avg)
A+
Education
5.0 / 5.0
60.4% bachelor's degree or higher
Median Income $82,269
9% higher than US avg
Home Value $1,550,000
450% higher than US avg
Violent Crime 146/100K
61% lower than US avg
Bachelor's+ 60.4%
79% higher than US avg
Median Rent $924
21% lower than US avg
Obesity Rate 26.7%
17% lower than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 8.7%
30% lower than US avg

How Chatham Compares to the U.S. Average (100% = U.S. avg)

People

Population1,614
Median Age67.4 yrs
Density611/mi²
Male / Female47% / 53%
Largest GroupWhite 99%

Economy

A
Median Income$82,269
Per Capita$91,777
Unemployment2.7%
Poverty8.7%
County GDP$19,298M
Commute25 min

Housing

F
Home Value$1,550,000
Rent$924
OwnershipN/A
Zillow$1,262,760

Crime

F
Violent146/100K
Property1,951/100K
Murder0.0/100K
Assault98/100K
Burglary358/100K

Health

Obesity26.7%
UninsuredN/A
Depression24.4%
Heart Disease4.5%

Climate

Avg Temp50°F
AQI37 (Good)
Rain45.9 in/yr
Elevation35 ft

Education

A+
Bachelor's+60.4%
High School+98.8%
School Score6.49

Community

2024 VoteR 39% / D 60%
Commute25 min
EV Stations6
Libraries33

Is Chatham a Good Place to Live?

Based on current data, Chatham receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, a highly educated population, high health insurance coverage. Areas to be aware of include high housing costs. Chatham has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Chatham is $82,269, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.7%. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Chatham is $1,550,000, making it a premium housing market at 450% above the U.S. median of $281,900. Renters pay a median of $924 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 18.8x, housing affordability is a significant challenge for many families.

Safety & Crime

Chatham is a very safe community with a violent crime rate of 146 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,951 per 100,000, near the national average.

Education

Chatham is a highly educated community — 60.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.8% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Chatham experiences four distinct seasons with an average temperature of 50°F. Winters average 32°F in January while summers reach 70°F in July. Annual precipitation totals 45.9 inches, including 24.5 inches of snow. Air quality is rated Good with a median AQI of 37.

Chatham has a population of 1,614 with a density of 611 people per square mile. The median age is 67.4 years, 73% older than the national median of 38.9. The city is predominantly White (99.1%).

Population

1,614
Total Population
611
People / sq mi
67.4yrs
Median Age
73% above US avg
2.6mi²
Land Area

Gender Distribution

Male 46.6%
Female 53.4%

Race & Ethnicity

Chatham vs U.S. Average

Language Spoken at Home

English Only97.8%
25% above US avg
Spanish2.2%
84% below US avg

Social Characteristics

Chatham vs U.S. Average

The median household income in Chatham is $82,269, which is 9% above the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 8.7% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Chatham vs U.S.

Commute Mode

Income

Median HH Income$82,269
9% above US avg
Per Capita Income$91,777
Avg Weekly Wage$1,244
IRS Avg AGI$104,956

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate8.7%
30% below US avg
Establishments (County)9,789
County GDP$19,298M

Business (County)

Restaurants1,098
Healthcare792
Retail1,381
Manufacturing188

Tax & Cost of Living

Property Tax (IRS)$7,218
106% above US avg
Effective Tax Rate0.47%

Commute & Transportation

Commute Time24.5 min
Work from Home16.3%

Walkability

The median home value in Chatham is $1,550,000, 450% above the national average. Monthly rent averages $924 (21% below US avg). Zillow estimates the typical home value at $1,262,760.

Home Value Sources

Ownership Split

Home Values

Census Median$1,550,000
450% above US avg
Zillow ZHVI$1,262,760
Median List Price$2,950,000

Real Estate Market (Redfin)

Median List Price$2,950,000
$/Sq Ft$556
Homes Sold3
Sale-to-List Ratio89.7%
Price Drops15.2%
Inventory33

Rental Costs

Census Median Rent$924
21% below US avg

HUD Fair Market Rent

Studio$1,727
1 Bedroom$1,822
2 Bedrooms$2,300
3 Bedrooms$2,858
4 Bedrooms$3,232

Ownership & Property

Owner-Occupied79.5%

Property Tax

Avg Tax (IRS)$7,218
106% above US avg
Effective Rate0.47%
In Chatham, 26.7% of adults are obese (below the 32.1% national rate). 24.4% report depression. 15.5% are physically inactive.

Health Metrics: Chatham vs U.S. Average (%)

Chronic Conditions

Obesity26.7%
17% below US avg
Diabetes6.9%
Heart Disease4.5%
High Blood Pressure27.1%
Asthma11.5%
COPD4.4%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity15.5%
Depression24.4%
Mental Distress15.7%
Physical Distress10.7%

Healthcare Access

Insurance Rate97.8%
Checkup Rate80.5%
Premature Death7,272/100K

Food & Exercise

Food Environment8.6/10
Exercise Access90.1%
Healthcare Facilities792
Chatham has a violent crime rate of 146 per 100,000 residents, 61% below the national average of 380. Property crime stands at 1,951 per 100,000 (0% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Chatham vs U.S. Average (per 100,000)

Violent Crime

Total Violent146.3/100K
61% below US avg
Murder0.0/100K
100% below US avg
Rape48.8/100K
Robbery0.0/100K
Assault97.6/100K

Property Crime

Total Property1,951.2/100K
0% below US avg
Burglary357.7/100K
Theft1,528.5/100K
Vehicle Theft65.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)15

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Chatham has an average annual temperature of 50°F (10°C). Winters average 32°F in January while summers reach 70°F in July. Annual precipitation is 45.9 inches. Air quality is rated Good with a median AQI of 37.

Temperature

32°F Jan (-0°C) 70°F Jul (21°C)
Annual Average50.3°F
7% below US avg
January Average32°F (-0°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall45.9 inches
21% above US avg
Snowfall24.5 inches/yr

Air Quality

AQI Median37.0
RatingGood

Geography

Elevation35 ft (11 m)
Area2.6 sq mi (6.8 km²)
Population Density611/sq mi
Coordinates41.6739°N, 69.9630°W
County FIPS25001
It is classified as Metro — under 250K. 60.4% of residents hold a bachelor's degree or higher (79% above US avg). In the 2024 election, the county voted Democrat by a 20.8-point margin.

2024 Presidential Election (County)

R 38.9%
D 59.6%

Winner: Democrat by 20.8 points

Education

Bachelor's Degree+60.4%
79% above US avg
High School+98.8%
School Test Score6.49
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density611/sq mi
Total Area2.6 sq mi

Infrastructure & Services

EV Charging Stations6
Alt Fuel Stations6
Public Libraries33
Healthcare Facilities792
Restaurants1,098
Retail Stores1,381

Safety & Disasters

Fatal Crashes (County/yr)15
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute24.5 min
Work from Home16.3%

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