Chattanooga, TN
Full City Profile · Tennessee · Hamilton County County
3.2
/5.0
B
Good
182,832
Population
1,284/sq mi density
$61,028
Median Income
$40,040 per capita
$259,200
Home Value
$314,306 Zillow
$1,155
Median Rent
28.9% income on rent
61°F
Avg Temperature
294 sunny days/yr
1,070
Violent Crime/100K
5,557 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$61,028 median income, 3.2% unemployment
A
Affordability
4.3 / 5.0
$259,200 home value, $1,155/mo rent
F
Safety
1.0 / 5.0
1,070 violent crimes/100K (182% above avg)
B+
Education
3.8 / 5.0
35.5% bachelor's degree or higher
Housing Overview
Median Home Value
$259,200
8% below
US avg: $281,900
Median Rent
$1,155/mo
1% below
US avg: $1,163/mo
Homeownership Rate
53.1%
19% below US avg (65.4%)
Total Housing Units
86,238
Median year built: 1974
Home Value by Source
Census Median
$259,200
Zillow (ZHVI)
$314,306
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
53.1%
Owner-Occupied
46.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$882/mo
1 Bedroom
$924/mo
2 Bedroom
$1,118/mo
3 Bedroom
$1,445/mo
4 Bedroom
$1,644/mo
Census median rent:
$1,155/mo
· Zillow rent:
$1,499/mo
Affordability & Housing Stock
Rent Burden
28.9%
of renters spending 30%+ of income on housing
7% below US avg (31.0%)
Median Year Built
1974
Average age of housing stock: 52 years
Homeownership Rate
53.1%
Complete Housing Data
Home Values
| Census Median Value | $259,200 |
| Zillow Home Value (ZHVI) | $314,306 |
Rent
| Census Median Rent | $1,155 |
| Zillow Rent (ZORI) | $1,499 |
| FMR Studio | $882 |
| FMR 1-Bedroom | $924 |
| FMR 2-Bedroom | $1,118 |
| FMR 3-Bedroom | $1,445 |
| FMR 4-Bedroom | $1,644 |
Market
Ownership & Stock
| Owner-Occupied | 53.1% |
| Renter-Occupied | 46.9% |
| Homeownership Rate | 53.1% |
| Total Housing Units | 86,238 |
| Median Year Built | 1974 |
| Rent Burden | 28.9% |
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