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Chattanooga, TN

Full City Profile · Tennessee · Hamilton County County

3.2 /5.0
B Good
182,832 Population 1,284/sq mi density
$61,028 Median Income $40,040 per capita
$259,200 Home Value $314,306 Zillow
$1,155 Median Rent 28.9% income on rent
61°F Avg Temperature 294 sunny days/yr
1,070 Violent Crime/100K 5,557 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$61,028 median income, 3.2% unemployment
A
Affordability
4.3 / 5.0
$259,200 home value, $1,155/mo rent
F
Safety
1.0 / 5.0
1,070 violent crimes/100K (182% above avg)
B+
Education
3.8 / 5.0
35.5% bachelor's degree or higher

Housing Overview

Median Home Value
$259,200
8% below
US avg: $281,900
Median Rent
$1,155/mo
1% below
US avg: $1,163/mo
Homeownership Rate
53.1%
19% below US avg (65.4%)
Total Housing Units
86,238
Median year built: 1974

Home Value by Source

Census Median
$259,200
Zillow (ZHVI)
$314,306
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

53.1%
Owner-Occupied
46.9%
Renter-Occupied
53%
47%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$882/mo
1 Bedroom
$924/mo
2 Bedroom
$1,118/mo
3 Bedroom
$1,445/mo
4 Bedroom
$1,644/mo
Census median rent: $1,155/mo · Zillow rent: $1,499/mo

Affordability & Housing Stock

Rent Burden
28.9%
of renters spending 30%+ of income on housing
7% below US avg (31.0%)
Median Year Built
1974
Average age of housing stock: 52 years
Homeownership Rate
53.1%

Complete Housing Data

Home Values

Census Median Value$259,200
Zillow Home Value (ZHVI)$314,306

Rent

Census Median Rent$1,155
Zillow Rent (ZORI)$1,499
FMR Studio$882
FMR 1-Bedroom$924
FMR 2-Bedroom$1,118
FMR 3-Bedroom$1,445
FMR 4-Bedroom$1,644

Market

Ownership & Stock

Owner-Occupied53.1%
Renter-Occupied46.9%
Homeownership Rate53.1%
Total Housing Units86,238
Median Year Built1974
Rent Burden28.9%