Cherokee, IA

Iowa

Cherokee is a small city in Iowa with a population of 5,157. Residents earn $48,693 per year, which is 35% below the national average.

2.9 /5.0
C+ Fair
5,157 Population 755/sq mi density
$48,693 Median Income $31,718 per capita
$119,400 Home Value $145,935 Zillow
$707 Median Rent
47°F Avg Temperature
291 Violent Crime/100K 1,181 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$48,693 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$119,400 home value, $707/mo rent
F
Safety
1.0 / 5.0
291 violent crimes/100K (24% below avg)
C
Education
2.5 / 5.0
18.3% bachelor's degree or higher
Median Income $48,693
35% lower than US avg
Home Value $119,400
58% lower than US avg
Violent Crime 291/100K
24% lower than US avg
Bachelor's+ 18.3%
46% lower than US avg
Median Rent $707
39% lower than US avg
Obesity Rate 43.2%
35% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 18.6%
50% higher than US avg

How Cherokee Compares to the U.S. Average (100% = U.S. avg)

People

Population5,157
Median Age44.4 yrs
Density755/mi²
Male / Female48% / 52%
Largest GroupWhite 90%

Economy

B
Median Income$48,693
Per Capita$31,718
Unemployment1.8%
Poverty18.6%
County GDP$1,087M
Commute16 min

Housing

A+
Home Value$119,400
Rent$707
OwnershipN/A
Zillow$145,935

Crime

F
Violent291/100K
Property1,181/100K
Murder0.0/100K
Assault271/100K
Burglary271/100K

Health

Obesity43.2%
UninsuredN/A
Depression22.7%
Heart Disease6.6%

Climate

Avg Temp47°F
AQI43 (Good)
Rain31.2 in/yr
Elevation1,198 ft

Education

C
Bachelor's+18.3%
High School+92.8%
School Score5.65

Community

2024 VoteR 72% / D 26%
Commute16 min
EV Stations1
Libraries6

Is Cherokee a Good Place to Live?

Based on current data, Cherokee receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Cherokee has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Cherokee is $48,693, 35% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. The poverty rate of 18.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Cherokee is $119,400, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $707 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Cherokee is below the national average at 291 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,181 per 100,000, 40% below the national average.

Education

18.3% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Cherokee experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. Annual precipitation totals 31.2 inches, including 37.8 inches of snow. Air quality is rated Good with a median AQI of 43.

Cherokee has a population of 5,157 with a density of 755 people per square mile. The median age is 44.4 years, 14% older than the national median of 38.9. The city is predominantly White (89.7%), with 3.2% Black.

Population

5,157
Total Population
755
People / sq mi
44.4yrs
Median Age
14% above US avg
6.8mi²
Land Area

Gender Distribution

Male 47.9%
Female 52.1%

Race & Ethnicity

Cherokee vs U.S. Average

Language Spoken at Home

English Only97.7%
24% above US avg
Spanish2.3%
83% below US avg

Social Characteristics

Cherokee vs U.S. Average

The median household income in Cherokee is $48,693, which is 35% below the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 18.6% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Cherokee vs U.S.

Commute Mode

Income

Median HH Income$48,693
35% below US avg
Per Capita Income$31,718
Avg Weekly Wage$970
IRS Avg AGI$74,807

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate18.6%
50% above US avg
Establishments (County)452
County GDP$1,087M

Business (County)

Restaurants30
Healthcare33
Retail45
Manufacturing17

Tax & Cost of Living

Property Tax (IRS)$3,325
5% below US avg
Effective Tax Rate2.78%

Commute & Transportation

Commute Time16.2 min
Work from Home5.1%

Walkability

The median home value in Cherokee is $119,400, 58% below the national average. Monthly rent averages $707 (39% below US avg). Zillow estimates the typical home value at $145,935.

Home Value Sources

Ownership Split

Home Values

Census Median$119,400
58% below US avg
Zillow ZHVI$145,935

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$707
39% below US avg

HUD Fair Market Rent

Studio$682
1 Bedroom$811
2 Bedrooms$919
3 Bedrooms$1,278
4 Bedrooms$1,414

Ownership & Property

Owner-Occupied63.8%

Property Tax

Avg Tax (IRS)$3,325
5% below US avg
Effective Rate2.78%
In Cherokee, 43.2% of adults are obese (above the 32.1% national rate). 22.7% report depression. 31.0% are physically inactive.

Health Metrics: Cherokee vs U.S. Average (%)

Chronic Conditions

Obesity43.2%
35% above US avg
Diabetes11.6%
Heart Disease6.6%
High Blood Pressure34.2%
Asthma10.5%
COPD8.4%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking20.9%
Physical Inactivity31.0%
Depression22.7%
Mental Distress19.3%
Physical Distress14.4%

Healthcare Access

Insurance Rate93.8%
Checkup Rate74.9%
Premature Death7,020/100K

Food & Exercise

Food Environment8.4/10
Exercise Access65.9%
Healthcare Facilities33
Cherokee has a violent crime rate of 291 per 100,000 residents, 24% below the national average of 380. Property crime stands at 1,181 per 100,000 (40% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Cherokee vs U.S. Average (per 100,000)

Violent Crime

Total Violent290.5/100K
24% below US avg
Murder0.0/100K
100% below US avg
Rape19.4/100K
Robbery0.0/100K
Assault271.2/100K

Property Crime

Total Property1,181.5/100K
40% below US avg
Burglary271.2/100K
Theft852.2/100K
Vehicle Theft58.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Cherokee has an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. Annual precipitation is 31.2 inches. Air quality is rated Good with a median AQI of 43.

Temperature

17°F Jan (-8°C) 73°F Jul (23°C)
Annual Average46.7°F
14% below US avg
January Average17°F (-8°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall31.2 inches
18% below US avg
Snowfall37.8 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,198 ft (365 m)
Area6.8 sq mi (17.7 km²)
Population Density755/sq mi
Coordinates42.7495°N, 95.5522°W
County FIPS19035
It is classified as Nonmetro — Rural. 18.3% of residents hold a bachelor's degree or higher (46% below US avg). In the 2024 election, the county voted Republican by a 45.8-point margin.

2024 Presidential Election (County)

R 72.2%
D 26.5%

Winner: Republican by 45.8 points

Education

Bachelor's Degree+18.3%
46% below US avg
High School+92.8%
School Test Score5.65
C Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density755/sq mi
Total Area6.8 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations2
Public Libraries6
Healthcare Facilities33
Restaurants30
Retail Stores45

Safety & Disasters

Fatal Crashes (County/yr)2
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.2 min
Work from Home5.1%

Nearby Cities

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