Median Income
$58,341
22% lower than US avg
Home Value
$163,600
42% lower than US avg
Violent Crime
393/100K
3% higher than US avg
Bachelor's+
18.9%
44% lower than US avg
Median Rent
$830
29% lower than US avg
Obesity Rate
39.8%
24% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
4.8%
61% lower than US avg
How Storm Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population11,275
Median Age31.2 yrs
Density2,076/mi²
Male / Female50% / 50%
Largest GroupWhite 53%
Veterans2.5%
Economy
A
Median Income$58,341
Per Capita$28,947
Unemployment2.5%
Poverty4.8%
County GDP$1,938M
Commute11 min
Housing
A+
Home Value$163,600
Rent$830
Ownership64.4%
Zillow$173,576
Housing Units4,269
Rent Burden21.1%
Crime
F
Violent393/100K
Property1,620/100K
Murder0.0/100K
Assault326/100K
Burglary259/100K
Health
Obesity39.8%
Uninsured17.5%
Smoking17.1%
Depression17.3%
Heart Disease6.3%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain33.8 in/yr
Sunny Days260/yr
Elevation1,438 ft (438 m)
Education
C+
Bachelor's+18.9%
High School+70.7%
Graduate+6.6%
School Score4.92
Community
2024 VoteR 66% / D 33%
Commute11 min
Broadband95.1%
EV Stations1
Libraries8
Is Storm Lake a Good Place to Live?
Based on current data, Storm Lake receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate, below-average incomes, high obesity rates. Storm Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Storm Lake is $58,341, 22% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 11 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Storm Lake is $163,600, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $830 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 393 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,620 per 100,000, near the national average.
Education
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 70.7% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Storm Lake experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.8 inches. Air quality is rated Good with a median AQI of 43.
Storm Lake has a population of 11,275 with a density of 2,076 people per square mile, spread across 4.1 square miles. The median age is 31.2 years, 20% younger than the national median of 38.9. The gender split is 50.1% female and 49.9% male. The city is predominantly White (52.9%), with 3.8% Black. English is the primary language spoken at home by 47.7% of residents, while 52.3% speak Spanish. 2.5% of the population are veterans, below the national rate of 6.0%. 8.8% of residents have a disability (below the 13.0% national average). 92.6% have health insurance coverage.
Population
31.2yrs
Median Age
20% below US avg
Race & Ethnicity
Storm Lake vs U.S. Average
Language Spoken at Home
English Only
47.7%
39% below US avg
Spanish
52.3%
290% above US avg
Social Characteristics
Storm Lake vs U.S. Average
The median household income in Storm Lake is $58,341, which is 22% below the national average of $75,149. Per capita income is $28,947 (below the $39,052 national figure). The average weekly wage is $1,036, 28% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 610 business establishments, including 38 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 11 minutes (shorter than the 28-minute US average). 5.6% of workers work from home (below the 15.2% national rate).
Income: Storm Lake vs U.S.
Income
| Median HH Income | $58,341 |
| 22% below US avg |
| Per Capita Income | $28,947 |
| Avg Weekly Wage | $1,036 |
| IRS Avg AGI | $67,827 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
| Establishments (County) | 610 |
| County GDP | $1,938M |
Business (County)
| Restaurants | 38 |
| Healthcare | 48 |
| Retail | 82 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $5,292 |
| 51% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.23% |
Commute & Transportation
| Commute Time | 11.0 min |
| Drive Alone | 61.2% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Storm Lake is $163,600, 42% below the national median of $281,900. Zillow estimates the typical home value at $173,576. Homes sell for 96.3% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $830 (29% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 64.4% of housing units are owner-occupied. There are 4,269 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $5,292 (higher than the $3,500 national average). 21.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $163,600 |
| 42% below US avg |
| Zillow ZHVI | $173,576 |
| Median List Price | $209,000 |
Real Estate Market (Redfin)
| Median List Price | $209,000 |
| $/Sq Ft | $118 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 96.3% |
| Price Drops | 14.8% |
| Inventory | 27 |
Rental Costs
| Census Median Rent | $830 |
| 29% below US avg |
| Rent Burden | 21.1% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 64.4% |
| Owner-Occupied | 64.4% |
| Renter-Occupied | 35.6% |
| Housing Units | 4,269 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $5,292 |
| 51% above US avg |
| Effective Rate | 3.23% |
In Storm Lake, 39.8% of adults are obese, above the national rate of 32.1%. 13.5% have diabetes (above the 10.5% national rate). Heart disease affects 6.3% of residents. 32.6% have high blood pressure. 17.1% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 34.3% are physically inactive, above the national average. 17.3% report depression. 17.0% experience frequent mental distress. 17.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,888. The dentist ratio is 1:1,585. 79.6% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-27)
PM2.5
2.5
μg/m³
Fine particulate
PM10
2.6
μg/m³
Coarse particulate
NO₂
1.7
μg/m³
Nitrogen dioxide
SO₂
0.5
μg/m³
Sulphur dioxide
CO
132.0
μg/m³
Carbon monoxide
Health Metrics: Storm Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.8% |
| 24% above US avg |
| Diabetes | 13.5% |
| Heart Disease | 6.3% |
| High Blood Pressure | 32.6% |
| Asthma | 9.3% |
| COPD | 6.8% |
| Cancer | 5.9% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 34.3% |
| Depression | 17.3% |
| Mental Distress | 17.0% |
| Physical Distress | 14.4% |
| Short Sleep | 36.3% |
Healthcare Access
| Insurance Rate | 92.6% |
| Uninsured | 17.5% |
| 103% above US avg |
| Primary Care | 1:1,888 |
| Dentists | 1:1,585 |
| Mental Health | 1:1,285 |
| Checkup Rate | 75.1% |
| Dental Visits | 58.9% |
| Premature Death | 6,218/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 79.6% |
| Healthcare Facilities | 48 |
Storm Lake has a violent crime rate of 393 per 100,000 residents, 3% above the national average of 380. This breaks down to aggravated assault at 326.0 per 100,000, robbery at 0.0, rape at 67.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,620 per 100,000, 17% below the U.S. average. This includes larceny/theft at 1,256, burglary at 259, vehicle theft at 105 per 100,000 residents. The county recorded 1 fatal traffic crashes. Overall, Storm Lake receives a safety grade of F.
Crime Rates: Storm Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 393.1/100K |
| 3% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 67.1/100K |
| Robbery | 0.0/100K |
| Assault | 326.0/100K |
Property Crime
| Total Property | 1,620.3/100K |
| 17% below US avg |
| Burglary | 258.9/100K |
| Theft | 1,256.0/100K |
| Vehicle Theft | 105.5/100K |
| Arson | 57.5/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 40 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Storm Lake experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 33.8 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,438 feet.
Temperature
17°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 47.1°F |
| 13% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,438 ft (438 m) |
| Area | 4.1 sq mi (10.6 km²) |
| Population Density | 2,076/sq mi |
| Coordinates | 42.6430°N, 95.1965°W |
| Timezone | America/Chicago |
| County | Buena Vista County County |
| Nearest Airport | Fort Dodge Regional (FOD)
51 miles away |
Precipitation & Snow
Annual Rainfall
33.8"
11% below US avg
Wettest Month (Jun)
4.76"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.3 / 100 |
| Social Vulnerability | 40.7 / 100 |
| Community Resilience | 53.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
22 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
591 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 150 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 4, 2013 |
EF4 |
82 km |
0 |
| Apr 9, 2011 |
EF4 |
30 km |
0 |
| May 27, 1995 |
EF4 |
68 km |
0 |
| Jun 28, 1979 |
EF4 |
49 km |
3 |
| May 4, 1977 |
EF4 |
87 km |
0 |
| Jun 8, 1967 |
EF4 |
84 km |
0 |
| May 5, 1965 |
EF4 |
71 km |
0 |
| Aug 29, 1964 |
EF4 |
85 km |
0 |
| Jun 9, 1954 |
EF4 |
56 km |
1 |
| Jun 23, 1952 |
EF4 |
55 km |
0 |
| Jul 14, 2021 |
EF3 |
54 km |
0 |
| Apr 9, 2011 |
EF3 |
33 km |
0 |
| Apr 9, 2011 |
EF3 |
75 km |
0 |
| Apr 9, 2011 |
EF3 |
15 km |
0 |
| Jun 11, 2004 |
EF3 |
32 km |
0 |
| Jul 5, 1994 |
EF3 |
97 km |
0 |
| Apr 26, 1991 |
EF3 |
70 km |
0 |
| Sep 20, 1980 |
EF3 |
57 km |
0 |
| May 8, 1979 |
EF3 |
83 km |
0 |
| Jun 10, 1977 |
EF3 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: DEWEYS PASTURE (641 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
DEWEYS PASTURE |
641 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.6 in |
Coldest, Driest |
| February |
23°F (-5°C) |
0.7 in |
|
| March |
34°F (1°C) |
2.0 in |
|
| April |
48°F (9°C) |
3.3 in |
|
| May |
60°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
4.8 in |
Wettest |
| July |
73°F (23°C) |
4.1 in |
Warmest |
| August |
71°F (21°C) |
4.1 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
50°F (10°C) |
2.4 in |
|
| November |
34°F (1°C) |
1.5 in |
|
| December |
21°F (-6°C) |
0.8 in |
|
Storm Lake has a seasonal temperature swing of 56°F / from 17°F in January to 73°F in July. Total annual precipitation is 31.8 inches, with June being the wettest month (4.8") and January the driest (0.6").
Average costs for common services in Storm Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $682 |
| Toddler | $587 |
| Preschool | $587 |
| Family Childcare (monthly) |
| Infant | $460 |
| Toddler | $452 |
| Preschool | $452 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Storm Lake
What is the population of Storm Lake?
Storm Lake has a population of 11,275 residents and is located in Iowa. The population density is 2,076 people per square mile, spread across 4.1 square miles. The median age of residents is 31.2 years, which is younger than the national median of 38.9 years. The population is 50.1% female and 49.9% male.
Is Storm Lake expensive to live in?
Storm Lake is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $58,341, 22% below the national average of $75,149. The median home value is $163,600 (42% below the U.S. median). Renters pay a median of $830 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Storm Lake safe?
The violent crime rate in Storm Lake is 393 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,620 per 100,000 (below the national average). Overall, Storm Lake receives a safety grade of F based on combined crime data.
What is the weather like in Storm Lake?
Storm Lake has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 33.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Storm Lake?
The job market in Storm Lake is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,036. There are 610 business establishments in the area, including 38 restaurants and food service locations. The average commute time is 11 minutes, and 5.6% of workers work from home.
How much does housing cost in Storm Lake?
The median home value in Storm Lake is $163,600. Zillow estimates the typical home value at $173,576. For renters, the median monthly rent is $830. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 64.4%. The average annual property tax is $5,292.
How are the schools in Storm Lake?
Schools in Storm Lake have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 18.9% of adults in Storm Lake hold a bachelor's degree or higher, below the national average of 33.7%. 70.7% have completed high school. 6.6% hold a graduate or professional degree.
How healthy is Storm Lake?
The obesity rate in Storm Lake is 39.8% (above the national rate of 32.1%). 17.1% of adults are smokers. 34.3% are physically inactive. 17.3% of residents report depression. 17.5% lack health insurance (above the national rate). 79.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,888.
What is transportation like in Storm Lake?
The average commute in Storm Lake is 11 minutes, shorter than the national average of 28 minutes. 61.2% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Storm Lake?
The racial and ethnic makeup of Storm Lake is 52.9% White, 3.8% Black or African American, 0.6% Hispanic or Latino. 47.7% of residents speak only English at home, while 52.3% speak Spanish. 2.5% of the population are military veterans. 8.8% of residents have a disability. 92.6% have health insurance coverage.
All Countries
