Median Income
$57,487
24% lower than US avg
Home Value
$106,400
62% lower than US avg
Violent Crime
97/100K
74% lower than US avg
Bachelor's+
23.3%
31% lower than US avg
Median Rent
$620
47% lower than US avg
Obesity Rate
41.7%
30% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
4.9%
60% lower than US avg
How Sac City Compares to the U.S. Average (100% = U.S. avg)
People
Population1,782
Median Age48.5 yrs
Density364/mi²
Male / Female45% / 55%
Largest GroupWhite 97%
Veterans9.6%
Economy
A
Median Income$57,487
Per Capita$41,805
Unemployment1.2%
Poverty4.9%
County GDP$560M
Commute17 min
Housing
A+
Home Value$106,400
Rent$620
Ownership67.2%
Zillow$140,341
Housing Units1,064
Rent Burden30.2%
Crime
F
Violent97/100K
Property1,702/100K
Murder0.0/100K
Assault49/100K
Burglary243/100K
Health
Obesity41.7%
Uninsured7.2%
Smoking15.9%
Depression22.3%
Heart Disease5.4%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain33.1 in/yr
Sunny Days260/yr
Elevation1,263 ft (385 m)
Education
C+
Bachelor's+23.3%
High School+90.0%
Graduate+6.1%
School Score6.00
Community
2024 VoteR 73% / D 26%
Commute17 min
Broadband79.6%
EV Stations1
Libraries7
Is Sac City a Good Place to Live?
Based on current data, Sac City receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Sac City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Sac City is $57,487, 24% below the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Sac City is $106,400, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $620 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Sac City is a very safe community with a violent crime rate of 97 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,702 per 100,000, near the national average.
Education
23.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Sac City experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.1 inches, including 30.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Sac City has a population of 1,782 with a density of 364 people per square mile, spread across 4.9 square miles. The median age is 48.5 years, 25% older than the national median of 38.9. The gender split is 55% female and 45% male. The city is predominantly White (96.8%). English is the primary language spoken at home by 96.8% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 15.3% of residents have a disability. 95.1% have health insurance coverage.
Population
48.5yrs
Median Age
25% above US avg
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
The median household income in Sac City is $57,487, which is 24% below the national average of $75,149. Per capita income is $41,805. The average weekly wage is $925, 35% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 4.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 325 business establishments, including 15 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 2.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,487 |
| 24% below US avg |
| Per Capita Income | $41,805 |
| Avg Weekly Wage | $925 |
| IRS Avg AGI | $75,557 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 4.9% |
| 60% below US avg |
| Establishments (County) | 325 |
| County GDP | $560M |
Business (County)
| Restaurants | 15 |
| Healthcare | 31 |
| Retail | 49 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,718 |
| 6% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.49% |
Commute & Transportation
| Commute Time | 17.0 min |
| Drive Alone | 90.4% |
| Public Transit | 0.0% |
| Work from Home | 2.4% |
The median home value in Sac City is $106,400, 62% below the national median of $281,900. Zillow estimates the typical home value at $140,341, higher than the Census estimate. Monthly rent averages $620 (47% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $919 for a two-bedroom apartment. 67.2% of housing units are owner-occupied. There are 1,064 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $3,718. 30.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $106,400 |
| 62% below US avg |
| Zillow ZHVI | $140,341 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $620 |
| 47% below US avg |
| Rent Burden | 30.2% |
HUD Fair Market Rent
| Studio | $786 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $919 |
| 3 Bedrooms | $1,226 |
| 4 Bedrooms | $1,231 |
Ownership & Property
| Homeownership | 67.2% |
| Owner-Occupied | 67.2% |
| Renter-Occupied | 32.8% |
| Housing Units | 1,064 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $3,718 |
| 6% above US avg |
| Effective Rate | 3.49% |
In Sac City, 41.7% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.4% of residents. 30.0% have high blood pressure. 15.9% are current smokers. 22.9% report binge drinking. 24.0% are physically inactive. 22.3% report depression. 18.2% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,416. The dentist ratio is 1:2,431. 43.4% of residents have access to exercise opportunities. The food environment index is 8.3 out of 10.
Health Metrics: Sac City vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.7% |
| 30% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.0% |
| Asthma | 10.4% |
| COPD | 6.3% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 22.9% |
| Physical Inactivity | 24.0% |
| Depression | 22.3% |
| Mental Distress | 18.2% |
| Physical Distress | 12.3% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 95.1% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,416 |
| Dentists | 1:2,431 |
| Mental Health | 1:2,441 |
| Checkup Rate | 74.9% |
| Dental Visits | 67.4% |
| Premature Death | 7,619/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 43.4% |
| Healthcare Facilities | 31 |
Sac City has a violent crime rate of 97 per 100,000 residents, 74% below the national average of 380. This breaks down to aggravated assault at 48.6 per 100,000, robbery at 0.0, rape at 48.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,702 per 100,000, 13% below the U.S. average. This includes larceny/theft at 1,362, burglary at 243, vehicle theft at 97 per 100,000 residents. The county recorded 1 fatal traffic crashes. Overall, Sac City receives a safety grade of F.
Crime Rates: Sac City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 97.3/100K |
| 74% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 48.6/100K |
| Robbery | 0.0/100K |
| Assault | 48.6/100K |
Property Crime
| Total Property | 1,702.3/100K |
| 13% below US avg |
| Burglary | 243.2/100K |
| Theft | 1,361.9/100K |
| Vehicle Theft | 97.3/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Sac City experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 33.1 inches. The area receives 30.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,263 feet.
Temperature
17°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,263 ft (385 m) |
| Area | 4.9 sq mi (12.8 km²) |
| Population Density | 364/sq mi |
| Coordinates | 42.4220°N, 94.9974°W |
| Timezone | America/Chicago |
| County | Calhoun County County |
| Nearest Airport | Fort Dodge Regional (FOD)
42 miles away |
Precipitation & Snow
Annual Rainfall
33.1"
13% below US avg
Wettest Month (Jun)
4.61"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.6 / 100 |
| Social Vulnerability | 48.5 / 100 |
| Community Resilience | 87.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
46 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
569 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 222 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 4, 2013 |
EF4 |
92 km |
0 |
| Apr 9, 2011 |
EF4 |
36 km |
0 |
| May 27, 1995 |
EF4 |
40 km |
0 |
| May 27, 1995 |
EF4 |
77 km |
0 |
| May 24, 1989 |
EF4 |
99 km |
0 |
| Jun 28, 1979 |
EF4 |
40 km |
3 |
| May 4, 1977 |
EF4 |
71 km |
0 |
| Jun 8, 1967 |
EF4 |
68 km |
0 |
| May 5, 1965 |
EF4 |
45 km |
0 |
| Aug 29, 1964 |
EF4 |
84 km |
0 |
| Jun 9, 1954 |
EF4 |
28 km |
1 |
| Jun 23, 1952 |
EF4 |
79 km |
0 |
| Jul 14, 2021 |
EF3 |
25 km |
0 |
| Apr 9, 2011 |
EF3 |
15 km |
0 |
| Apr 9, 2011 |
EF3 |
75 km |
0 |
| Apr 9, 2011 |
EF3 |
25 km |
0 |
| Nov 12, 2005 |
EF3 |
81 km |
1 |
| Jun 11, 2004 |
EF3 |
53 km |
0 |
| Apr 26, 1991 |
EF3 |
53 km |
0 |
| Sep 20, 1980 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: DEWEYS PASTURE (641 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
DEWEYS PASTURE |
641 |
85 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.7 in |
Coldest, Driest |
| February |
23°F (-5°C) |
0.7 in |
|
| March |
35°F (2°C) |
2.0 in |
|
| April |
48°F (9°C) |
3.1 in |
|
| May |
61°F (16°C) |
4.2 in |
|
| June |
70°F (21°C) |
4.6 in |
Wettest |
| July |
73°F (23°C) |
4.1 in |
Warmest |
| August |
71°F (22°C) |
4.0 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
51°F (10°C) |
2.4 in |
|
| November |
35°F (1°C) |
1.5 in |
|
| December |
21°F (-6°C) |
0.9 in |
|
Sac City has a seasonal temperature swing of 55°F / from 17°F in January to 73°F in July. Total annual precipitation is 31.6 inches, with June being the wettest month (4.6") and January the driest (0.7").
Average costs for common services in Sac City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $682 |
| Toddler | $588 |
| Preschool | $588 |
| Family Childcare (monthly) |
| Infant | $448 |
| Toddler | $441 |
| Preschool | $441 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Sac City
What is the population of Sac City?
Sac City has a population of 1,782 residents and is located in Iowa. The population density is 364 people per square mile, spread across 4.9 square miles. The median age of residents is 48.5 years, which is older than the national median of 38.9 years. The population is 55% female and 45% male.
Is Sac City expensive to live in?
Sac City is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $57,487, 24% below the national average of $75,149. The median home value is $106,400 (62% below the U.S. median). Renters pay a median of $620 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Sac City safe?
Sac City is considered a very safe city with a violent crime rate of 97 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,702 per 100,000 (below the national average). Overall, Sac City receives a safety grade of F based on combined crime data.
What is the weather like in Sac City?
Sac City has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 33.1 inches, with 30.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Sac City?
The job market in Sac City is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $925. There are 325 business establishments in the area, including 15 restaurants and food service locations. The average commute time is 17 minutes, and 2.4% of workers work from home.
How much does housing cost in Sac City?
The median home value in Sac City is $106,400. Zillow estimates the typical home value at $140,341. For renters, the median monthly rent is $620. Fair market rent is $791 for a 1-bedroom and $919 for a 2-bedroom apartment. The homeownership rate is 67.2%. The average annual property tax is $3,718.
How are the schools in Sac City?
Schools in Sac City score 6 out of 10 on standardized testing, near the national average. 23.3% of adults in Sac City hold a bachelor's degree or higher, below the national average of 33.7%. 90.0% have completed high school. 6.1% hold a graduate or professional degree.
How healthy is Sac City?
The obesity rate in Sac City is 41.7% (above the national rate of 32.1%). 15.9% of adults are smokers. 24.0% are physically inactive. 22.3% of residents report depression. 7.2% lack health insurance (below the national rate). 43.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,416.
What is transportation like in Sac City?
The average commute in Sac City is 17 minutes, shorter than the national average of 28 minutes. 90.4% of workers drive alone to work, and 2.4% work from home.
What are the demographics of Sac City?
The racial and ethnic makeup of Sac City is 96.8% White. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 9.6% of the population are military veterans. 15.3% of residents have a disability. 95.1% have health insurance coverage.
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