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Cherokee, NC
Full City Profile · North Carolina · Swain County County
2.7
/5.0
C+
Fair
1,631
Population
135/sq mi density
$48,173
Median Income
$25,300 per capita
$192,700
Home Value
$325,379 Zillow
$799
Median Rent
19.9% income on rent
55°F
Avg Temperature
301 sunny days/yr
499
Violent Crime/100K
6,828 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.8 / 5.0
$48,173 median income, 0.8% unemployment
A
Affordability
4.4 / 5.0
$192,700 home value, $799/mo rent
F
Safety
1.0 / 5.0
499 violent crimes/100K (31% above avg)
C+
Education
2.6 / 5.0
20.3% bachelor's degree or higher
Housing Overview
Median Home Value
$192,700
32% below
US avg: $281,900
Median Rent
$799/mo
31% below
US avg: $1,163/mo
Homeownership Rate
63.1%
4% below US avg (65.4%)
Total Housing Units
901
Median year built: 1985
Home Value by Source
Census Median
$192,700
Zillow (ZHVI)
$325,379
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
63.1%
Owner-Occupied
36.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$645/mo
1 Bedroom
$713/mo
2 Bedroom
$935/mo
3 Bedroom
$1,290/mo
4 Bedroom
$1,497/mo
Census median rent:
$799/mo
Affordability & Housing Stock
Rent Burden
19.9%
of renters spending 30%+ of income on housing
36% below US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
63.1%
Complete Housing Data
Home Values
| Census Median Value | $192,700 |
| Zillow Home Value (ZHVI) | $325,379 |
Rent
| Census Median Rent | $799 |
| FMR Studio | $645 |
| FMR 1-Bedroom | $713 |
| FMR 2-Bedroom | $935 |
| FMR 3-Bedroom | $1,290 |
| FMR 4-Bedroom | $1,497 |
Market
Ownership & Stock
| Owner-Occupied | 63.1% |
| Renter-Occupied | 36.9% |
| Homeownership Rate | 63.1% |
| Total Housing Units | 901 |
| Median Year Built | 1985 |
| Rent Burden | 19.9% |