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Chesterfield, MO

Missouri

Chesterfield is a mid-size city in Missouri with a population of 49,591. Residents earn $133,380 per year, which is 77% above the national average.

3.9 /5.0
B+ Good
49,591 Population 1,558/sq mi density
$133,380 Median Income $77,646 per capita
$458,000 Home Value $554,024 Zillow
$1,553 Median Rent 23.1% income on rent
58°F Avg Temperature 293 sunny days/yr
71 Violent Crime/100K 1,527 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$133,380 median income, 2.1% unemployment
A+
Affordability
4.8 / 5.0
$458,000 home value, $1,553/mo rent
F
Safety
1.0 / 5.0
71 violent crimes/100K (81% below avg)
A+
Education
5.0 / 5.0
72.4% bachelor's degree or higher
Median Income $133,380
77% higher than US avg
Home Value $458,000
62% higher than US avg
Violent Crime 71/100K
81% lower than US avg
Bachelor's+ 72.4%
115% higher than US avg
Median Rent $1,553
34% higher than US avg
Obesity Rate 24.5%
24% lower than US avg
Unemployment 2.1%
42% lower than US avg
Poverty Rate 1.9%
85% lower than US avg

How Chesterfield Compares to the U.S. Average (100% = U.S. avg)

People

Population49,591
Median Age46.9 yrs
Density1,558/mi²
Male / Female48% / 52%
Largest GroupWhite 75%
Veterans5.7%

Economy

A+
Median Income$133,380
Per Capita$77,646
Unemployment2.1%
Poverty1.9%
Commute22 min

Housing

A+
Home Value$458,000
Rent$1,553
OwnershipN/A
Zillow$554,024
Housing Units21,473
Rent Burden23.1%

Crime

F
Violent71/100K
Property1,527/100K
Murder0.0/100K
Assault52/100K
Burglary88/100K

Health

Obesity24.5%
Uninsured4.7%
Smoking8.6%
Depression21.9%
Heart Disease3.9%

Climate

Avg Temp58°F (15°C)
AQI41 (Good)
Rain45.6 in/yr
Sunny Days293/yr
Elevation486 ft (148 m)

Education

A+
Bachelor's+72.4%
High School+98.0%
Graduate+36.1%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute22 min
Broadband96.0%
EV Stations20

Is Chesterfield a Good Place to Live?

Based on current data, Chesterfield receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Chesterfield offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Chesterfield is $133,380, which is significantly higher than the national average — 77% above $75,149. This places Chesterfield among higher-income communities. The job market is very strong with unemployment at just 2.1%. Only 1.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Chesterfield is $458,000, making it a premium housing market at 62% above the U.S. median of $281,900. Renters pay a median of $1,553 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.

Safety & Crime

Chesterfield is a very safe community with a violent crime rate of 71 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,527 per 100,000, 22% below the national average.

Education

Chesterfield is a highly educated community — 72.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Chesterfield enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.6 inches, including 7.6 inches of snow. Air quality is rated Good with a median AQI of 41.

Chesterfield has a population of 49,591 with a density of 1,558 people per square mile. The median age is 46.9 years, 21% older than the national median of 38.9. The city is predominantly White (74.7%), with 3.3% Black.

Population

49,591
Total Population
1,558
People / sq mi
46.9yrs
Median Age
21% above US avg
31.8mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Chesterfield vs U.S. Average

Language Spoken at Home

English Only83.6%
6% above US avg
Spanish16.4%
22% above US avg

Social Characteristics

Chesterfield vs U.S. Average

The median household income in Chesterfield is $133,380, which is 77% above the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 1.9% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Chesterfield vs U.S.

Commute Mode

Income

Median HH Income$133,380
77% above US avg
Per Capita Income$77,646

Employment & Poverty

Unemployment2.1%
42% below US avg
Poverty Rate1.9%
85% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time21.9 min
Drive Alone70.7%
Public Transit0.1%
Work from Home24.2%

Walkability

The median home value in Chesterfield is $458,000, 62% above the national average. Monthly rent averages $1,553 (34% above US avg). Zillow estimates the typical home value at $554,024.

Home Value Sources

Ownership Split

Home Values

Census Median$458,000
62% above US avg
Zillow ZHVI$554,024
Median List Price$550,000

Real Estate Market (Redfin)

Median List Price$550,000
$/Sq Ft$181
Homes Sold41
Sale-to-List Ratio98.8%
Price Drops21.4%
Inventory84

Rental Costs

Census Median Rent$1,553
34% above US avg
Zillow Rent (ZORI)$2,022
Rent Burden23.1%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied78.4%
Housing Units21,473
Median Year Built1982

Property Tax

In Chesterfield, 24.5% of adults are obese (below the 32.1% national rate). 4.7% of residents lack health insurance. 8.6% are current smokers. 21.9% report depression. 17.6% are physically inactive.

Health Metrics: Chesterfield vs U.S. Average (%)

Chronic Conditions

Obesity24.5%
24% below US avg
Diabetes7.2%
Heart Disease3.9%
High Blood Pressure26.9%
Asthma9.2%
COPD3.7%
Cancer7.3%
Stroke2.0%

Behaviors & Mental Health

Smoking8.6%
39% below US avg
Binge Drinking19.0%
Physical Inactivity17.6%
Depression21.9%
Mental Distress13.8%
Physical Distress9.0%
Short Sleep29.5%

Healthcare Access

Insurance Rate97.8%
Uninsured4.7%
45% below US avg
Checkup Rate76.9%
Dental Visits72.5%

Food & Exercise

Chesterfield has a violent crime rate of 71 per 100,000 residents, 81% below the national average of 380. Property crime stands at 1,527 per 100,000 (22% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Chesterfield vs U.S. Average (per 100,000)

Violent Crime

Total Violent71.1/100K
81% below US avg
Murder0.0/100K
100% below US avg
Rape8.4/100K
Robbery10.5/100K
Assault52.3/100K

Property Crime

Total Property1,526.9/100K
22% below US avg
Burglary87.9/100K
Theft1,416.0/100K
Vehicle Theft23.0/100K
Arson4.2/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Chesterfield has an average annual temperature of 58°F (15°C). Winters average 38°F in January while summers reach 78°F in July. Annual precipitation is 45.6 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

38°F Jan (3°C) 78°F Jul (26°C)
Annual Average58.2°F
8% above US avg
January Average38°F (3°C)
July Average78°F (26°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall45.6 inches
20% above US avg
Snowfall7.6 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation486 ft (148 m)
Area31.8 sq mi (82.5 km²)
Population Density1,558/sq mi
Coordinates38.6631°N, 90.5771°W
TimezoneAmerica/Chicago
72.4% of residents hold a bachelor's degree or higher (115% above US avg). In the 2024 election, the county voted Republican by a 54.2-point margin. 96.0% of households have broadband internet.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+72.4%
115% above US avg
High School+98.0%
Graduate Degree+36.1%
School Test Score5.51
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

Population Density1,558/sq mi
Total Area31.8 sq mi

Infrastructure & Services

Broadband Access96.0%
EV Charging Stations20
Alt Fuel Stations20

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute21.9 min
Drive Alone70.7%
Public Transit0.1%
Work from Home24.2%

Nearby Cities

Clarkson Valley, MO 2,592 pop · 3.0 mi Ellisville, MO 9,908 pop · 4.9 mi Ballwin, MO 30,835 pop · 5.0 mi Winchester, MO 1,914 pop · 5.7 mi Weldon Spring, MO 5,291 pop · 7.0 mi Town and Country, MO 11,605 pop · 7.1 mi Cottleville, MO 5,750 pop · 7.1 mi Wildwood, MO 35,168 pop · 7.2 mi Creve Coeur, MO 18,643 pop · 8.3 mi Maryland Heights, MO 27,981 pop · 8.7 mi Des Peres, MO 9,145 pop · 8.9 mi Frontenac, MO 3,669 pop · 8.9 mi Valley Park, MO 6,817 pop · 9.1 mi Ladue, MO 8,948 pop · 10.6 mi
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