Chestertown, MD

Maryland

Chestertown is a small city in Maryland with a population of 5,548. Residents earn $47,047 per year, which is 37% below the national average.

2.9 /5.0
C+ Fair
5,548 Population 1,926/sq mi density
$47,047 Median Income $32,565 per capita
$333,900 Home Value $381,378 Zillow
$1,090 Median Rent
56°F Avg Temperature
436 Violent Crime/100K 2,462 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$47,047 median income, 2.0% unemployment
C+
Affordability
2.7 / 5.0
$333,900 home value, $1,090/mo rent
F
Safety
1.0 / 5.0
436 violent crimes/100K (15% above avg)
A+
Education
4.6 / 5.0
45.1% bachelor's degree or higher
Median Income $47,047
37% lower than US avg
Home Value $333,900
18% higher than US avg
Violent Crime 436/100K
15% higher than US avg
Bachelor's+ 45.1%
34% higher than US avg
Median Rent $1,090
6% lower than US avg
Obesity Rate 38.7%
21% higher than US avg
Unemployment 2.0%
44% lower than US avg
Poverty Rate 15.2%
23% higher than US avg

How Chestertown Compares to the U.S. Average (100% = U.S. avg)

People

Population5,548
Median Age32.3 yrs
Density1,926/mi²
Male / Female43% / 57%
Largest GroupWhite 70%

Economy

B+
Median Income$47,047
Per Capita$32,565
Unemployment2.0%
Poverty15.2%
County GDP$1,248M
Commute21 min

Housing

C+
Home Value$333,900
Rent$1,090
OwnershipN/A
Zillow$381,378

Crime

F
Violent436/100K
Property2,462/100K
Murder0.0/100K
Assault341/100K
Burglary776/100K

Health

Obesity38.7%
UninsuredN/A
Depression24.2%
Heart Disease5.6%

Climate

Avg Temp56°F
AQI41 (Good)
Rain46.0 in/yr
Elevation74 ft

Education

A+
Bachelor's+45.1%
High School+89.2%
School Score5.85

Community

2024 VoteR 50% / D 47%
Commute21 min
EV Stations11
Libraries3

Is Chestertown a Good Place to Live?

Based on current data, Chestertown receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, a highly educated population, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Chestertown has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Chestertown is $47,047, 37% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. The poverty rate of 15.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Chestertown is $333,900, 18% above the national median. Renters pay a median of $1,090 per month. With a home price-to-income ratio of 7.1x, housing affordability is a significant challenge for many families.

Safety & Crime

The violent crime rate of 436 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 2,462 per 100,000, 26% above the national average.

Education

Educational attainment is solid, with 45.1% holding a bachelor's degree or higher, near the national average. 89.2% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Chestertown enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 46.0 inches, including 16.7 inches of snow. Air quality is rated Good with a median AQI of 41.

Chestertown has a population of 5,548 with a density of 1,926 people per square mile. The median age is 32.3 years, 17% younger than the national median of 38.9. The city is predominantly White (69.6%), with 1.3% Hispanic, 24.8% Black.

Population

5,548
Total Population
1,926
People / sq mi
32.3yrs
Median Age
17% below US avg
2.9mi²
Land Area

Gender Distribution

Male 42.9%
Female 57.1%

Race & Ethnicity

Chestertown vs U.S. Average

Language Spoken at Home

English Only94.9%
21% above US avg
Spanish5.1%
62% below US avg

Social Characteristics

Chestertown vs U.S. Average

The median household income in Chestertown is $47,047, which is 37% below the national average of $75,149. The unemployment rate is 2.0% (below the 3.6% US average). 15.2% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Chestertown vs U.S.

Commute Mode

Income

Median HH Income$47,047
37% below US avg
Per Capita Income$32,565
Avg Weekly Wage$1,017
IRS Avg AGI$83,043

Employment & Poverty

Unemployment2.0%
44% below US avg
Poverty Rate15.2%
23% above US avg
Establishments (County)750
County GDP$1,248M

Business (County)

Restaurants60
Healthcare67
Retail79
Manufacturing28

Tax & Cost of Living

Property Tax (IRS)$5,689
63% above US avg
Effective Tax Rate1.70%

Commute & Transportation

Commute Time20.5 min
Work from Home11.1%

Walkability

The median home value in Chestertown is $333,900, 18% above the national average. Monthly rent averages $1,090 (6% below US avg). Zillow estimates the typical home value at $381,378.

Home Value Sources

Ownership Split

Home Values

Census Median$333,900
18% above US avg
Zillow ZHVI$381,378

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,090
6% below US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied48.1%

Property Tax

Avg Tax (IRS)$5,689
63% above US avg
Effective Rate1.70%
In Chestertown, 38.7% of adults are obese (above the 32.1% national rate). 24.2% report depression. 24.4% are physically inactive.

Health Metrics: Chestertown vs U.S. Average (%)

Chronic Conditions

Obesity38.7%
21% above US avg
Diabetes11.7%
Heart Disease5.6%
High Blood Pressure37.6%
Asthma11.6%
COPD6.7%
Stroke3.3%

Behaviors & Mental Health

Binge Drinking17.0%
Physical Inactivity24.4%
Depression24.2%
Mental Distress17.9%
Physical Distress12.7%

Healthcare Access

Insurance Rate96.3%
Checkup Rate77.8%
Premature Death8,863/100K

Food & Exercise

Food Environment8.4/10
Exercise Access43.2%
Healthcare Facilities67
Chestertown has a violent crime rate of 436 per 100,000 residents, 15% above the national average of 380. Property crime stands at 2,462 per 100,000 (26% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Chestertown vs U.S. Average (per 100,000)

Violent Crime

Total Violent435.5/100K
15% above US avg
Murder0.0/100K
100% below US avg
Rape18.9/100K
Robbery75.7/100K
Assault340.8/100K

Property Crime

Total Property2,461.7/100K
26% above US avg
Burglary776.4/100K
Theft1,609.5/100K
Vehicle Theft75.7/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)2

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Chestertown has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 46.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 78°F Jul (25°C)
Annual Average56.0°F
4% above US avg
January Average34°F (1°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall46.0 inches
21% above US avg
Snowfall16.7 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation74 ft (23 m)
Area2.9 sq mi (7.5 km²)
Population Density1,926/sq mi
Coordinates39.2204°N, 76.0705°W
County FIPS24029
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 45.1% of residents hold a bachelor's degree or higher (34% above US avg). In the 2024 election, the county voted Republican by a 2.8-point margin.

2024 Presidential Election (County)

R 50.2%
D 47.4%

Winner: Republican by 2.8 points

Education

Bachelor's Degree+45.1%
34% above US avg
High School+89.2%
School Test Score5.85
A+ Education Grade (4.6/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,926/sq mi
Total Area2.9 sq mi

Infrastructure & Services

EV Charging Stations11
Alt Fuel Stations11
Public Libraries3
Healthcare Facilities67
Restaurants60
Retail Stores79

Safety & Disasters

Fatal Crashes (County/yr)2
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute20.5 min
Work from Home11.1%

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